Meilong Town, Minhang, Shanghai comprehensively screened the people and environment in the relevant areas, and stopped the flow of unnecessary people during the period.

  CCTV News:"Humane Meilong" WeChat official account issued a notice and a letter to Meilong residents about the implementation of comprehensive screening in relevant areas of Meilong Town. The full text is as follows.

  Residents and friends:

  According to the relevant provisions of the national and municipal epidemic prevention and control work, the personnel and environment in the relevant areas of Meilong Town are comprehensively screened. The specific notice is as follows:

  1. Screening scope: Minhang area south of Outer Ring Expressway, east of Hongmei South Road viaduct, west of Jinghong Road and north of Chunshentang (except the area where Yishan Villa is located); Wujie Lane Area of Yonglian Village.

  2. During the screening period, non-essential personnel flow will be stopped, and enterprises, institutions and commercial outlets will stop their office operations.

  3. Screening start time: 0: 00 on August 11th.

  4. Follow-up will dynamically adjust the control measures in the screening area according to the development of the epidemic situation.

  Residents are requested to actively support and cooperate with the screening work, and those who receive the recall notice should return as soon as possible.

  During this period, we will strictly implement prevention and control measures to ensure residents’ living needs, refine services and strengthen care for special groups. Residents and friends can contact neighborhood committees or street staff if they need services.

  Thank you for your understanding and cooperation!

  Meilong town COVID-19 epidemic prevention and control headquarters

  August 10, 2022

  Letter to Meilong residents

  Residents and friends:

  In view of the current situation of epidemic prevention and control in Meilong Town, the town will carry out the whole town’s nucleic acid screening for three consecutive days from August 10 to 12 (Wednesday to Friday) (except for the relevant areas where comprehensive screening is implemented).

  1. The specific sampling time shall be subject to the notice of the village where you live.

  2. Employees of merchants, enterprises and institutions along the street can participate in nucleic acid sampling at the nearest place during the normal working hours.

  All villages and units should strengthen the verification. During the period, the personnel need to prove that the nucleic acid test is negative within 24 hours; Enterprises, institutions and commercial outlets need to open their doors with negative proof of nucleic acid detection within 24 hours.

  Please actively support and cooperate with the residents, remind and urge each other to ensure that no one is left behind or missed.

  Tips

  1 About preparation in advance

  Please click on the "Nucleic Acid Code" function on the homepage of the "With the Bid" APP, the "With the Bid" WeChat applet or Alipay applet in advance to generate a "Nucleic Acid Code" and take a screenshot to save the picture.

  About the elderly and children

  Click "Code with relatives" on the page of "Code with application" to apply for "nucleic acid code" for the elderly over 60 years old or minors under 18 years old. If you have previously applied for the "relatives’ application code", just click the "nucleic acid code" next to the relatives’ names to get the "nucleic acid code" of the relatives.

  3 About "Offline Code"

  The nucleic acid code can be used offline, and it can be used repeatedly for the same application, with a validity period of 30 days. The "nucleic acid code" can also be printed out, which is convenient for the elderly and children at home to sample and register nucleic acid.

  4 About "use whatever you can" and "never leave home"

  Residents are requested to actively cooperate and participate in nucleic acid testing in a timely and orderly manner according to the notification requirements of communities or units.

  5 About Yang Healing Personnel

  Yangyu personnel will go to the community sampling point for "single person and single tube" sampling with the electronic or paper release list and nucleic acid code or with the bid for "green code".

  6 About personal protection

  The weather is hot, please pay attention to heatstroke prevention and cooling, and participate in nucleic acid sampling in batches and in an orderly manner. During the sampling period, wear a mask, keep the distance of "2 meters" and do personal protection.

  7 About the result query

  Residents can check the results of nucleic acid testing through "with the bid".

  8 About consultation

  If in doubt, you can consult your neighborhood Committee or village Committee.

  Meilong town COVID-19 epidemic prevention and control headquarters

  August 10, 2022

It’s the peak season of physical examination again. What should I check? How to check?

It’s almost the end of the year in a blink of an eye

It’s time for people to concentrate on physical examination again.

You can also see it on all major platforms.

Various medical examination packages

but

Are these medical examination packages really suitable for us?

Is it better to check as many items as possible?

01

"1+x" principle, accurate selection of physical examination items

Physical examination is not the more expensive, the better, and the more items, the better. What suits you is the best.

Physical examination is mainly divided into basic physical examination items and personalized physical examination items. The "1" mentioned here is the basic physical examination project.

1. General examination: including height, weight, waist circumference, hip circumference, blood pressure and pulse.

2. Physical inspection:

Internal medicine: heart, lung, abdomen (liver, spleen, kidney), etc.

Surgery: superficial lymph nodes, thyroid gland, breast, joints of spine and limbs, anus and external genitalia (male);

Ophthalmology: vision, intraocular pressure, external eye, internal eye;

Otolaryngology: external auditory canal, tympanic membrane, hearing, nasal cavity, sinus and throat;

Stomatology: oral mucosa, teeth, gums, temporomandibular joint, parotid gland;

Gynecology: internal diagnosis of vulva and pelvis (with sexual history).

3. Laboratory inspection:

Blood routine, urine routine, stool routine+occult blood;

Biochemical: liver and kidney function, four blood lipids, blood sugar, blood uric acid, etc.

Gynecological cervical cytology (with sexual history).

4. Auxiliary examination: electrocardiogram, chest X-ray or chest CT, ultrasound of liver, gallbladder, pancreas, spleen and kidney.

If you have no special needs or special medical history, you can directly choose the basic package for physical examination. For most people, by doing these basic checks, you can basically assess the overall health of your body, just once a year.

There is also an "X" part that can’t be ignored, that is, personalized physical examination items.

This part of the project is based on their age, gender, occupation, health status and family history, etc., and the cost will vary from person to person.

For example:

Those with family history of early hypertension, long-term mental stress, or dizziness, headache, dizziness and discomfort can be monitored by ambulatory blood pressure monitoring and vascular ultrasound.

Those with overweight and obesity, family history of diabetes, gestational diabetes, polydipsia, polyuria, polyphagia and weight loss can choose items such as body fat rate, vascular ultrasound, 2-hour postprandial blood sugar and insulin.

Those who have a history of smoking, chronic bronchitis and asthma can choose items such as lung function and chest CT examination.

Those who have a family history of breast cancer, a history of breast diseases, a history of chest radiotherapy, breast discomfort and abnormal nipple discharge can choose breast ultrasound, breast molybdenum target (over 35-40 years old) and other projects.

Women over the age of 21 with family history of cervical cancer, abnormal leucorrhea and vaginal bleeding can choose TCT, HPV and other items.

Those who have a family history of colorectal cancer, chronic colitis, intestinal polyp, colon adenoma and a long-term high-fat high-protein high-calorie diet can choose anal examination, colonoscopy and other items.

Those with family history of gastric cancer, gastric ulcer, gastric polyp, bad eating habits, or upper abdominal pain, emaciation, unexplained anemia (male) and melena (especially over 40 years old) can choose gastroscopy, Helicobacter pylori (Hp) and other items.

Men with family history of prostate cancer, chronic prostatitis, or dysuria and hematuria (especially over 50 years old) can choose prostate palpation, prostate ultrasound or magnetic resonance imaging.

Postmenopausal women, elderly men, people with low weight, insufficient calcium intake, less outdoor activities, or a history of systemic pain and fracture can be examined for bone mineral density, calcium, phosphorus, vitamin D and bone metabolism.

02

Keep in mind the precautions.

Avoid eating greasy food, drinking alcohol and overwork 24 hours before physical examination. Fasting for 6 ~ 8 hours before physical examination, because eating will increase the concentration of some components in the blood, which will affect the accuracy of the test results, such as liver and kidney function, blood sugar, blood lipids and so on. However, the longer the fasting time is, the better. If the fasting time exceeds 10 hours, the endogenous endocrine hormones in the body will change the blood sugar and other indicators, which cannot reflect the usual level and lose the significance of the test.

Wear loose clothes and try not to wear jewelry on the day of physical examination to facilitate physical examination; Ladies, please try to avoid the menstrual period.

Female gynecological B-ultrasound examination should hold urine. Only by filling the bladder can the problem be revealed. Many organs of the human body are in the pelvic cavity, surrounded by intestines. Only by holding the urine can the intestines be pushed open, clearly showing the uterus, ovaries and other organs behind the bladder.

03

Don’t cancel the inspection of 5 items.

When many people are checking, the parts of some physical examination items are relatively private, and many people "hide" and do not do it, with a high rate of rejection. In fact, if we give up these projects, many major diseases may be missed.

directeral rectun examination

Digital rectal examination is a simple, quick and less invasive examination. More than 80% of rectal cancer can be touched by digital rectal examination. In addition, besides checking whether there are anorectal diseases such as rectal tumor, hemorrhoids and anal fistula, it can also identify male prostate problems.

stool examination

80% patients with colorectal cancer are positive for fecal occult blood. The color and characteristics of feces are closely related to gastrointestinal diseases.

If you miss stool examination, you may miss digestive tract tumors including colorectal cancer, and you may also miss screening for diseases such as enteritis, dysentery, parasites, hemorrhoids and gastrointestinal bleeding.

electrocardiographic examination

Electrocardiogram examination is non-invasive, convenient and economical, which can help to identify heart diseases at an early stage and help to find myocardial ischemia, arrhythmia, myocardial infarction and cardiomyopathy in time. An electrocardiogram examination may avoid a cardiovascular accident.

gynaecological examination

Gynecological diseases have a strong concealment. Doctors check the internal and external genitalia through visual inspection, palpation and secretion sampling, so as to find gynecological diseases such as vaginitis and cervical lesions in time.

It is suggested that adult women have a routine gynecological examination once a year, and the best time for examination is 3 ~ 7 days after menstruation.

Breast palpation

Through breast palpation, we can know the breast hardness, tenderness, mass and its nature, which can help identify breast diseases or be a powerful aid of breast ultrasound. Don’t contradict breast palpation, the doctor will be more professional than self-examination.

Everyone is the first responsible person for their own health. It is not a wise choice to overdraw their health. Remember to love yourself for whatever reason ~

All rights reserved by China Medical News, and may not be reproduced and used without permission.

The article is transferred from: healthy China headlines

Popular science audit expert

Original title: "Going to the peak season of physical examination again, what to check? How to check? 》

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Holiday economy is booming | Xiangjiang night tour attracts guests to the food night market to ignite the "night economy"

CCTV News:Changsha, Hunan, as a city that never sleeps, has a strong consumption of cultural tourism at night and an active market. Changsha’s characteristic night landscape, rich and diverse cultural tourism ecology and fireworks attracted a large number of tourists during the National Day.

Reporter Fu Lei:This is the Fisherman’s Wharf in Xiangjiang New District, Changsha. If midnight snack is the grand finale of Changsha nightlife, it is definitely the most beautiful midnight snack punching place in Changsha. During the National Day, you can come to Fisherman’s Wharf beside Xiangjiang River, where you can not only enjoy delicious food, enjoy the night view of Xiangjiang River, but also experience the pleasant night in Changsha.

The Xiangjiang River is bright and the lights are shining. During the National Day, the banks of a river were used as canvases, and the dazzling theme light show on the edge of Xiangjiang River created a romantic and flexible poetic picture.

Reporter Fu Lei:It’s 11 o’clock in the evening, and this 400-meter-long strip is still brightly lit, with thousands of seats packed. The bright lights and crayfish and beer in the night market constitute the most lively and touching human fireworks. Today, we also prepared a table of delicious food to share with you. Let’s take a look at this famous fried shrimp, with special hot and sour sauce and secret sauce. Two different decorations add different flavors to the original shrimp meat.

During the National Day, I made an appointment with three or five friends here, casually found a table along the river to sit down, rolled a few strings, ordered a crayfish, drank a few glasses of wine, and listened to the musicians singing in the open air. The trivial troubles of life seemed to drift away with the river wind.

During the National Day, the hotels on the Xiangjiang River received thousands of tourists every day. This riverside-style commercial street with only 400 meters attracted more than 70 brand businesses to sign up.

In addition to the well-known food street, more night markets hidden in the streets are gradually discovered by tourists. Sifangping Night Market, located in Kaifu District, Changsha, became one of the most popular places to punch in Changsha’s night economy during the National Day. As night fell, people from afar flocked to the endless stalls and filled the whole street.

Sifangping Night Market has more than 300 stalls, attracting nearly 1,000 employees. During the National Day, the average daily passenger flow exceeded 40,000.

From popularity to low tide, what did the "P2P online loan" feast leave?

  Seeing such words as "high interest rate" and "high return", the public should be extra alert and raise their awareness of prevention. Evening News reporter Wei Chi Jianping photo

  At the end of August, Tianjin Public Security Peace Branch and Binhai New Area Branch successively issued announcements to investigate 11 online lending platforms suspected of illegally absorbing public deposits. So far, illegal online lending platforms in Tianjin have been basically cleaned up. As a hot industry, P2P (person-to-person loan) has attracted a lot of attention and funds since its birth. Many people invest in financial management on the platform, and many people also borrow money on the platform. Now most of the online lending platforms have been cleaned up, and only a very small part is still in operation. These platforms, which are still in operation, stated that they would "quit benign", that is, completely quit the online loan industry.

  Since June 2018, a large number of P2P platforms have experienced a redemption crisis. Some platform controllers have run away, and it is difficult for fund lenders (wealth managers) to get back the investment principal and interest. After investigation by local public security departments, these P2P platforms have violated the red line of "no fund pool" and are suspected of illegally absorbing public deposits.

  From the popularity of the past to the ebb tide of today, what has this industry brought to the society and left behind?

  Someone’s in jail

  September is the season of school. After three years in the workplace, Xiaolei (pseudonym) stepped into the campus again to study for graduate students. He graduated from an undergraduate college in this city three years ago, and made an appointment with his roommate to study for graduate students three years later. Now, his roommate friend has been detained for violating the criminal law. This student graduated and entered the P2P online loan industry.

  When Xiao Lei graduated, some students in the class wanted to take the civil service exam, while others wanted to enter the banking and securities industries. However, due to fierce competition, most of Xiaolei’s classmates failed to do so.

  At that time, the concept of internet finance was in full swing, and a large number of emerging financial companies appeared in the market. They recruited soldiers and promised high salaries to attract college students to join. Gang Lin (a pseudonym), a classmate of Xiaolei, was admitted to Tianjin from rural areas. His family was poor and he wanted to get a high income when he graduated. As it happens, a P2P online lending platform in Beijing recruited externally, and he applied successfully.

  A year later, Xiao Lei learned from his classmates that Gang Lin was "developed", with a monthly salary of more than 50,000 yuan, and had achieved the position of deputy director of marketing on this platform. At a class reunion, Gang Lin was in high spirits and told her classmates that she would be able to buy a house in Beijing in two months. This made the students very envious, and all the students felt that Gang Lin was really "turned over", and he was no longer the thrifty and wussy person at school.

  Xiaolei was not admitted to the civil service, but worked in the financial department of a private enterprise with a monthly salary of more than 6,000 yuan. He learned through some news that some P2P online lending platforms are not matching personal transactions at all, but publishing false targets, attracting investors with super high interest rates and putting investors’ money in their own controlled accounts. These platforms, which are engaged in fund pool business, are suspected of illegally absorbing public deposits, and their behavior is to be convicted and sentenced to jail.

  On a weekend, Xiao Lei found Gang Lin, and after asking questions, he carefully asked his classmates, is your platform compliant? Is the mark on it true? Gang Lin said casually that most platforms are fake, and what they do is to pool funds. Hearing this, Xiao Lei was shocked: "We all know the law, and this kind of behavior is punishable. Don’t you know?"

  Gang Lin pondered for a while, then slowly began to say that it was not easy for him to get a foothold in the city when he came out of the countryside. Plus going to college before, I spent more than 100 thousand yuan at home, and many of them were borrowed. Doing an ordinary job in the city of Beijing, after deducting rent and living expenses, there is little left, not to mention borrowing money from home. If you resign, you will lose a lot of income.

  Xiaolei was angry with his good friend Gang Lin’s explanation, but Gang Lin said that there are thousands of platforms all over the country doing this, and there is nothing wrong with it.

  Since June, 2018, Gang Lin’s platform has absorbed less and less funds, but has to pay more and more interest to customers in the early stage, which has gradually led to a financial crisis. The platform controller used to misappropriate customers’ funds, bought several properties in Beijing, Shanghai and Shenzhen, and quickly sold them. However, the market was not good and it was difficult to sell them. The company’s capital chain was completely broken, and some investors reported to the Beijing police.

  In November 2018, Gang Lin’s platform was put on file for investigation. Xiaolei tried to contact Gang Lin, but found that no one answered the phone and found Gang Lin’s family. Only then did she know that Gang Lin was criminally detained because he was an executive on this platform and mastered the flow of some funds.

  Xiaolei urged Gang Lin’s family to let Gang Lin tell the whereabouts of the funds as soon as possible, and actively compensate the investors, so as to get a reduced sentence. However, he found that Gang Lin’s family was not interested in paying back the money and had no hope of reducing the sentence. One of his relatives told Xiaolei that since 2018, the funds absorbed by Gang Lin through its subordinates have not been handed over to the platform, but many properties have been purchased in foreign countries in the name of others. "Now even if he is sentenced to a maximum of 10 years in prison, Gang Lin will be less than 35 years old after he is released from prison, which will not affect him to get married and have children abroad."

  Seeing this family doing this, Xiao Lei felt that they were really stubborn.

  Someone No Country for Old Men.

  According to a survey, the majority of people who invest in financial management on the Internet are middle-aged and elderly people. After more than 15 years of hard work, they have no pressure to mortgage and raise children, and they have some savings in their hands, so they are potential customers of high-interest financial management. As it happens, a large number of P2P online loan financing platforms have emerged on the Internet, which can provide three times higher interest than bank deposits, and let these middle-aged and elderly people fall into the trap.

  Wei Dong (pseudonym), a resident of Hedong District, is 48 years old. He was dismissed from a furniture factory two years ago and it is difficult to find a job. Through the Internet, he knows that some P2P online lending platforms can earn 12% to 15% annual interest by investing in them. This kind of return on investment is much higher than that of banks, and it pays interest on a monthly basis.

  With the attitude of giving it a try, he took out 200,000 yuan from his home for many years and transferred it to the financial platform through online banking. A month later, he received interest of nearly 3000 yuan. He thinks that if this continues, it will be equivalent to a stable job income. Besides, when I go out to find a job at my age, my income is similar to this interest.

  Wei Dong wants more in return. At that time, his parents left him a house of more than 50 square meters. He sold this small house and collected some money to buy a bigger house for his children as a wedding room. However, the child just started working and didn’t want to get married for a short time, so he rented out the house at a rent of 1800 yuan a month.

  In the market, his house is worth more than 1.3 million yuan. Wei Dong calculated that if this house is converted into cash and invested in the P2P online lending platform, it will receive interest of more than 10,000 yuan a month! So, he listed the house in the intermediary and sold it at a price lower than the market price of 100,000 yuan, and soon got 1.2 million yuan in cash.

  Wei Dong invested all 1.2 million yuan in cash in a certain platform, and recovered 15,000 yuan in interest in the first month, which was several times higher than the rental of the house. He was so excited that he couldn’t sleep. For four consecutive months, he received interest on time. He once felt that his old age was really happy.

  Wei Dong’s wife also knows about selling the house. However, the wife is more inclined to deposit a large deposit certificate in the bank or buy a fund for financial management, with an annual income of about 5%. Wei Dong’s wife said, what kind of business do these online platforms make so much money that they can give investors more than 12% interest? Are they better than banks? Wei Dong was speechless, just saying that his wife couldn’t keep up with the times.

  The good times didn’t last long. When he invested in the sixth month, Wei Dong didn’t receive the interest on time. He called the customer service number left by the website and no one answered. At the investor forum, it was revealed that this P2P online lending platform had a redemption crisis, the capital chain was broken, and the actual controller and several executives had run away. Wei Dong panicked and rushed to the city where the platform was located to find the company’s registered address. As a result, it was found that the company’s office was sealed up and the door was surrounded by investors from all over the country.

  Since then, Wei Dong has been bent on recovering the investment of 1.2 million yuan, and he no longer wants interest, just thinking that the principal can come back. In the rights exchange group, he learned that some people invested more than 5 million yuan in compensation for demolition, and some people, like him, sold their houses to invest.

  The family is completely chaotic, and my wife has no mind to dance square dance anymore. My son’s wedding room has no landing, and he dare not talk about the object. Wei Dong lost 15 pounds a month, and he dared not think about his old age in the future.

  "benign exit" becomes a common expectation

  On August 29th, Dai Mokang, the legal representative of Shanghai Zendai University, a well-known listed company, and others surrendered themselves to the police, claiming that there were illegal acts such as setting up a fund pool and misappropriating funds during the company’s operation, and it was no longer possible to pay them. The Shanghai police said in the circular that Zendai Company illegally absorbed deposits from unspecified public through its online wealth management platform (Shanghai Zendai Aite Financial Information Service Co., Ltd.), and the case is currently under further investigation.

  This is just a microcosm. At the heyday of P2P online lending platform, all kinds of business entities and capitals have entered this industry. According to incomplete statistics, in 2017, more than 40 listed companies in China set foot in P2P, and one listed company directly changed its name to "Pipaopi". However, the tide will eventually recede. By the end of August 2019, of the more than 6,900 P2P online lending platforms that once existed in China, more than 6,000 have closed down.

  In a few years, investors, platforms and lenders seemed to get together and enjoy an unprecedented feast, but in the end, every participant paid the bill. Many investors have lost their money and are the biggest victims. Some platform controllers and executives have been jailed with criminal records. Most of the netizens who borrowed money from the platform bear super-high interest rates, and now many of them are harassed by the collection calls of "routine loans".

  At the end of August, when attending the 2019 China International Intelligent Industry Expo, Ma Yun said that P2P was not Internet finance from the first day, but an illegal fund-raising product with a webpage.

  At present, there are more than 700 P2P online lending platforms, many of which declare that they "don’t run away", actively pay off investors, and finally quit. But in fact, many platforms have transferred funds, so promising to the public is only a plan to slow down the troops, and soon the actual controller will surrender or run away. Even if some platforms have the willingness to refund investors, the recovered funds may not be able to make up the hole, and investors can only recover part of the principal.

  Why did so many people rush into the P2P online lending platform? Xiao Lei was thinking. When he got together with his classmates to discuss Gang Lin’s case, he was puzzled by Gang Lin’s reluctance to actively refund the investors. Someone asked him, given 10 years, can you earn enough money to buy a house abroad? Xiao Lei said, I can’t. His classmates told him that’s right. Some people are willing to exchange 10 years’ imprisonment for 10 million yuan of assets. Even if you work hard, you can’t earn so much money. In this respect, people actually made a profit from this transaction.

  Hearing this, Xiao Lei seems to understand something.

  However, in the end, Gang Lin couldn’t stand the torture of conscience. He suddenly repented and decided to sell overseas properties and actively compensate investors in order to get leniency.

  Why do ordinary citizens always can’t stand the temptation of high-interest financial management and frequently become "takers" and "reapers", while those "game makers" and "reapers" face obviously insufficient punishment? These hidden problems are worth pondering. Similarly, college graduates blindly pursue high salaries when seeking jobs, ignoring whether the industries they are engaged in are legal and compliant, thus forming wrong values and wealth views, which is more worthy of attention. (Reporter Li Jisen)

Five New Insect Species Found in Wuyishan National Park

  Xinhua News Agency, Fuzhou, July 9 (Reporter Zhang Huaying) A few days ago, the reporter learned from the Wuyishan National Park Scientific Research Monitoring Center that during the background investigation of biological resources in Wuyishan National Park, researchers discovered five new insect species of the genus Euonymus, namely, Euonymus brevis, Euonymus versicolor, Euonymus versicolor and Euonymus versicolor. At present, relevant scientific research results have been published in the Journal of Insect Taxonomy.

  This is the morphological feature map of the short-protruding yellow hidden-shouldered bat. (Photo courtesy of Wuyishan National Park Scientific Research Monitoring Center)

  This is the figure of morphological characteristics of the yellow-shouldered bat. (Photo courtesy of Wuyishan National Park Scientific Research Monitoring Center)

  This is the morphological feature map of the yellow hidden-shouldered bat in Jiuquxi. (Photo courtesy of Wuyishan National Park Scientific Research Monitoring Center)

  This is the figure of the morphological characteristics of the square-protruding yellow-shouldered bat. (Photo courtesy of Wuyishan National Park Scientific Research Monitoring Center)

  This is the morphological feature map of the yellow-hidden-shouldered bat in Wuyishan. (Photo courtesy of Wuyishan National Park Scientific Research Monitoring Center)

  In April 2021, Wuyishan National Park Administration launched a three-year background survey of biological resources. More than 100 experts from many scientific research units and universities went to the field many times to comprehensively investigate the main ecosystems and biological groups of Wuyishan National Park. Up to now, 24 new species have been found in the survey. During the investigation, researchers collected a large number of insect samples, observed the morphological characteristics of adult samples through stereoscope and microscope, and identified them as new species by means of morphological taxonomy.

  Ma Fangzhou, an associate researcher at the Nanjing Institute of Environmental Sciences of the Ministry of Ecology and Environment, said that the yellow-shouldered dance insects are generally small in size, with the adult body length ranging from 1.8 mm to 2.8 mm, the male insect’s abdominal end is thick and the female insect is slender. Their larvae live under the ground cover, rocks or soil, and adults are terrestrial, mostly moving on the surface and ground of plants. Preying prey mainly includes psyllids, aphids, scale insects, mosquitoes, flies, mites and other important economic pests or health pests.

  Ma Fangzhou said that the new species of Rhopalosiphum discovered this time plays an important role in clarifying the insect resources of Rhopalosiphum, and at the same time, it is of great significance in the comprehensive management of pests by biological control and the study of indicator organisms for biodiversity and environmental assessment.

Experts in the process of heavy air pollution in Beijing, Tianjin and Hebei interpret the causes of pollution

  China Network November 13th According to the official Weibo news of the Ministry of Ecology and Environment, according to the latest forecast results of China National Environmental Monitoring Center, from November 13th to 15th, Beijing-Tianjin-Hebei and its surrounding areas and Fenwei Plain will be affected by unfavorable meteorological conditions, and a heavy air pollution process will occur. The National Joint Center for Prevention and Control of Air Pollution organized expert consultation in time, and invited Chai Fahe, the chief scientist of atmospheric environment of china environmental science Research Institute, to interpret the sources and causes of this pollution process.

  I. General situation

  Since November 12th, the meteorological conditions in Beijing-Tianjin-Hebei and its surrounding areas and Fenwei Plain have gradually deteriorated, and pollutants have accumulated slowly. At 0: 00 on the 12th, the concentration of PM2.5 in Anyang first reached hourly heavy pollution, and then the concentration of PM2.5 in Zhengzhou, Xinxiang, Xingtai and other cities reached hourly heavy pollution, and gradually developed northward. As of 22: 00 on the 12th, the highest hourly concentration of PM2.5 in the area was 206 μ g/m3, which appeared in Kaifeng (19: 00 on the 12th). The maximum hourly concentration of PM2.5 in Beijing reached 150 μ g/m3 (at 21: 00 on the 12th).

  According to the latest forecast results of China National Environmental Monitoring Center, from November 13th to 15th, Beijing-Tianjin-Hebei and its surrounding areas and Fenwei Plain will be affected by unfavorable meteorological conditions, and the air quality of some cities in Beijing, Tianjin, central and southern Hebei Province, eastern and southern Shanxi Province, western Shandong Province, northern Henan Province and Guanzhong area will reach serious pollution for two to three consecutive days, and some cities may have serious pollution. Beijing’s air quality was dominated by moderate to heavy pollution on the 13th, and it may reach heavy pollution on the 14th, and it may maintain heavy pollution on the morning of the 15th, and it is expected to improve around noon.

  Second, the cause analysis

  1. Meteorological conditions

  From the 12th, the near-surface of Beijing-Tianjin-Hebei and its surrounding areas turned to weak southerly winds, and the nighttime wind speed decreased, the humidity increased, and the atmospheric diffusion conditions deteriorated. In most cities, static stability, high humidity and inversion occurred, and pollutants gradually accumulated. Meteorological departments in various places have issued fog warnings respectively. On the night of the 12th, Beijing was affected by the superposition of the inversion temperature in the middle atmosphere and the high humidity near the ground, which was beneficial to the rapid transformation and moisture absorption growth of secondary particles and pushed up the concentration of PM2.5.

  2. Pollution discharge

  At present, the emission of air pollutants in the industrial and transportation fields is still at a high level, and the amount of various types of construction is extensive, and the control of dust is still not in place. At the same time, the northern region has entered the early winter season, the weather is getting colder, the urban built-up areas have started heating in winter, and rural areas have also started self-heating. The regional pollutant emissions have increased, and the air pollutant emissions have entered the highest season of the year.

  Third, early warning and emergency response

  In response to the pollution process from the 13th to 15th, the Ministry of Ecology and Environment has sent letters to the people’s governments of Beijing, Tianjin, Hebei, Shanxi, Shandong, Henan and Shaanxi provinces (cities), suggesting that all localities should start early warning of heavy pollution weather at corresponding levels according to the local air quality forecast and take emission reduction measures in advance to effectively reduce the impact of heavy pollution weather. As of 8: 00 on the 13th, 25 cities in the above-mentioned provinces and cities issued early warnings, 8 cities in Hebei Province and 6 cities in Henan Province issued orange warnings, and started Class II emergency response measures; Eleven other cities issued yellow warnings and launched Class III emergency response measures, including Beijing at 8: 00 on the 13th and Tianjin at 12: 00 on the 13th.

  According to the preliminary calculation, the emergency emission reduction measures taken for this heavy pollution process have reduced the emission of primary particulate matter, SO2, NOx, VOCs and other pollutants by about 10%-15%.

  Fourth, forecast and forecast

  According to the latest air quality forecast results of China National Environmental Monitoring Center in consultation with provincial monitoring centers in Beijing, Tianjin and Hebei and surrounding areas, around noon on November 15, the regional pollution process was slowly reduced due to the influence of cold air, and the pollution zone moved slowly to the south as a whole. The central area of Beijing, Tianjin and Hebei improved, and the southern part of Beijing, Tianjin and Hebei, the western part of Shandong and the northern part of Henan may maintain heavy pollution due to pollution transmission. It is expected that the pollution process will end on November 16.

  From November 16 to 18, due to the continuous influence of cold air, the diffusion conditions are favorable, and most areas in the region are mainly excellent, and some areas may be slightly polluted.

  It is estimated that the air quality in Beijing will improve around noon on November 15th, with good to light pollution as the main pollution throughout the day and excellent pollution from 16th to 18th.

China Banking and Insurance Regulatory Commission: In 2019, there were 93,719 insurance consumer complaints, accounting for 94.69% of contract disputes.

  China Banking and Insurance Regulatory Commission recently reported the complaints about insurance consumption in 2019 in official website.

  According to the circular, in 2019, China Banking and Insurance Regulatory Commission and its dispatched offices received a total of 93,719 complaints about insurance consumption involving insurance companies, up 5.95% year-on-year. Among them, there were 88,745 complaints about insurance contract disputes, up 2.61% year-on-year, accounting for 94.69% of the total complaints; There were 4,974 complaints suspected of violating laws and regulations, up 153.39% year-on-year, accounting for 5.31% of the total complaints.

  The largest number of complaints about contract disputes of property insurance companies are: 9,674 PICC P&C insurance, up 4.25% year-on-year; 6,396 Ping An property insurance, down 6.80% year-on-year; 3728 pieces of Zhongan Online, up 74.61% year-on-year; 2,730 Pacific property insurance, a year-on-year decrease of 9.21%; There were 2,528 property insurance in Dadi, a year-on-year increase of 39.13%.

  The largest number of complaints about contract disputes in life insurance companies are: 8,476 in Ping An Life Insurance Company of China, up 70.03% year-on-year; 4,685 China Life Insurance, a year-on-year decrease of 34.33%; 4,349 pieces of Pacific Life Insurance, up 15.60% year-on-year; 3,017 pieces of Xinhua Life Insurance, down 17.18% year-on-year; There were 2,958 Taikang Life Insurance, down 0.80% year-on-year.

  In 2019, the median number of complaints about 100 million yuan premium of property insurance companies was 5.86 pieces/100 million yuan. Among them, the top 100 million premium complaints are: Yi ‘an Property Insurance 119.51 pieces/100 million yuan; Anxin Property Insurance is 60.61 pieces/100 million yuan; Sunshine Xinbao 55.87 pieces/100 million yuan; Taikang Online 27.72 pieces/100 million yuan; Zhongan Online has 25.59 pieces/100 million yuan.

  In 2019, the median number of complaints about 100 million yuan premium of life insurance companies was 1.41 pieces/100 million yuan. Among them, the top 100 million premium complaints are: harmony and health 22.93 pieces/100 million yuan; Hua Hui Life Insurance 16.45 pieces/100 million yuan; People’s health is 6.46 pieces/100 million yuan; Fosun United Health 6.19 pieces/100 million yuan; Peking University Founder 5.48 pieces/100 million yuan.

  Among the complaints involving property insurance companies, there are 37,392 claims disputes, accounting for 75.14% of the total complaints of property insurance companies. The types of insurance involved are mainly motor vehicle insurance, which mainly reflects the disputes over the amount of compensation and compensation, the slow limitation of claims and the disputes over the determination of responsibility.

  Among the complaints involving life insurance companies, there are 9054 claims disputes, accounting for 20.60% of the total complaints of life insurance companies. The main types of insurance involved are sickness insurance, accidental injury insurance and medical insurance, which mainly reflect the problems of slow time limit for claims, disputed claims amount and complicated claims data. (CCTV reporter Wang Shantao)

Can American chip companies sit still? Voice of China Semiconductor Industry Association

On July 19th, the China Semiconductor Industry Association issued a statement on maintaining the globalization of the semiconductor industry, saying that recently, our association noticed that the media widely reported that some leaders of American chip companies were trying to lobby the US government to reduce trade restrictions and promote global cooperation. The American Semiconductor Industry Association also issued a "statement on the potential additional restrictions of the US government on the semiconductor industry". This reflects the concern of the American semiconductor industry about what the American government has done.

China’s semiconductor industry is rooted in globalization, and it grows and grows in globalization. We will always adhere to open cooperation, jointly safeguard the globalization of the semiconductor industry with all industrial colleagues in countries and regions around the world who are willing to cooperate, and promote the government/authorities to support international cooperation in the semiconductor industry. At the same time, China’s semiconductor industry will continue to innovate, constantly improve its competitiveness and develop together with global partners.

Foreign media: the White House or upgraded China Semiconductor imposed restrictions, and the executives of the Big Three American chips met with government officials urgently!

According to the report of Reuters quoted by Reference News Network on July 17th, while the most influential semiconductor lobby group in the United States urged (the government) not to implement more restrictions on China under consideration, the State Council and sources in the United States said that executives of American chip companies met with senior officials of Biden’s government on July 17th to discuss China policy.

According to the report, a the State Council spokesman told reporters that Secretary of State Anthony Blinken had a talk with CEO of several chip companies about the industry and supply chain after his recent visit to China.

A person familiar with the matter said that government officials such as Gina Raimondeau, Minister of Commerce, Lyle brainerd, Director of the National Economic Council, and jack sullivan, Assistant to the President for National Security Affairs, met with executives of Intel Corporation, Qualcomm Corporation and NVIDIA Corporation.

Image source: vision china -VCG111374581230

According to the report, the chip industry is eager to protect its profits in China when the Biden administration is considering implementing a new round of restrictions on chip exports to China. According to the data of American Semiconductor Industry Association, last year, China’s semiconductor purchase amounted to US$ 180 billion, accounting for more than one third of the global total of US$ 555.9 billion, making it the largest single market.

According to the report, the State Council spokesman Matthew Miller said at a press conference that Blinken tried to "share his views on the industry and supply chain issues, especially after his recent visit to China" and "listen directly to how these companies view the supply chain issues and how to do business in China". Another person familiar with the matter said that discussions with government officials also included speeding up the disbursement of government funds promised by the Chip and Science Act to semiconductor companies, and ensuring that US policies would not exclude chip companies from the lucrative China market.

The American Semiconductor Association voiced its appeal.

According to The Paper, the American Semiconductor Industry Association issued a statement in official website on 17th about the possible additional restrictions on semiconductors imposed by the US government. The statement said that the White House has repeatedly adopted overly broad, vague and sometimes unilateral restrictions.It may weaken the competitiveness of the semiconductor industry in the United States, destroy the supply chain and cause major market uncertainty. SIA urged the White House to engage more extensively with industries and experts, and not to implement further restrictions before evaluating the impact of current and potential restrictions, so as to determine whether they are narrow and clearly defined, whether they are uniformly applied, and whether they are fully coordinated with allies.

The source added that the US government is also concerned about China’s acquisition of the most advanced artificial intelligence chips, and said that Washington seems to be about to tighten the rules on the calculation speed of such chips, but has not yet set a specific threshold.

Ministry of Foreign Affairs: I hope the US will create a good environment for Sino-US economic and trade cooperation.

On July 18th, Foreign Ministry Spokesperson Mao Ning held a regular press conference.

According to CCTV news, a reporter asked, it is reported that Biden’s government will introduce a series of policies to restrict investment in China, including cutting-edge technologies such as semiconductors, quantum computing and artificial intelligence, but it does not involve biotechnology and energy industries. What is China’s comment on this?

In this regard, Mao Ning said that China has always opposed the politicization and weaponization of economic, trade, scientific and technological issues by the United States. We believe that artificial obstacles to normal technical cooperation and economic and trade exchanges violate the principles of market economy and disrupt the stability of the global supply chain, which is not in the interest of either party. We hope that the US will implement President Biden’s promise that he has no intention to "decouple" from China, obstruct China’s economic development and contain China, and create a good environment for Sino-US economic and trade cooperation.

Ministry of Commerce: China is the largest semiconductor market in the world.American repression will eventually bite itself.

Recently, some media reported that the United States is considering imposing new restrictions on the export of artificial intelligence chips to China.

According to CCTV news, on July 6th, a spokesman for the Ministry of Commerce said at a regular press conference that China is the world’s largest semiconductor market, with chip sales accounting for about one-third of the world’s total. If the United States suppresses and curbs, it will eventually bite itself.

Shu Yuting, spokesperson of the Ministry of Commerce: For some time, the US has been abusing export control measures, continuously strengthening the suppression and containment of Chinese semiconductors, and artificially splitting the global semiconductor market. This is a destruction of global free trade, a disregard for international economic and trade rules, and a violation of the principle of fair competition. Semiconductor is a typical representative of global industrial division of labor and cooperation. China is the world’s largest semiconductor market, with chip sales accounting for about one-third of the world’s total, which is the result of mutual benefit and win-win cooperation between enterprises in China and other countries. The U.S. approach will not only harm the legitimate rights and interests of China enterprises, but also seriously affect the interests of many countries and regions, hinder global scientific and technological exchanges and economic and trade cooperation, and will eventually bite itself. The concerns of the American industry have already illustrated this point.

National business daily Comprehensive CCTV News, China Semiconductor Industry Association, Reference News Network, The Paper

Beijing issued ten measures to optimize the prevention and control of epidemic situation. People returning to Beijing will no longer check nucleic acid certificates and health codes.

Original title: Beijing issued ten measures to optimize epidemic prevention and control, involving home isolation, returning to Beijing, and checking negative nucleic acid certificates.

Personnel returning to Beijing will no longer check the nucleic acid certificate and health code.

 

On December 7, Beijing West Railway Station, passengers swiped their ID cards and entered the station through the gate. Beijing News reporter Wang Guibin photo

On December 7th, Beijing held a press conference on the prevention and control of COVID-19 epidemic. Zhong Dongbo, deputy director of the Office of the Leading Group for Epidemic Prevention and Control in COVID-19, Beijing, and the Office of the Coordination Mechanism for Joint Prevention and Control of the Capital Strict Management in Beijing, and secretary of the Party Committee of the Beijing Municipal Health and Wellness Committee, released ten working measures to optimize epidemic prevention and control in Beijing.

According to the "New Ten Articles", from now on, people returning to Beijing will no longer carry out prevention and control measures such as checking negative certificates of nucleic acid testing and health codes, and will no longer carry out "three days and three inspections" after arriving in Beijing. The masses are not restricted from buying over-the-counter drugs such as antipyretic, cough relieving, anti-infection and cold treatment online and offline, and no real-name registration, window popping or follow-up visits are made to drug purchasers.

Beijing continues to provide social free nucleic acid testing.

At the press conference yesterday (7th), Xu Hejian, deputy director of the Propaganda Department of Beijing Municipal Committee and spokesman of the municipal government, introduced that with the weakening of the pathogenicity of Omicron virus, 63.7 million doses of 23.67 million people were vaccinated, which effectively accumulated experience in fighting against the impact of COVID-19 epidemic, and the epidemic prevention and control in the capital was facing a new situation and new task. We should thoroughly implement the decision-making arrangements of the CPC Central Committee and the State Council, adhere to the ninth edition of the prevention and control plan, implement 20 optimization measures, and implement the new 10 further optimization measures. According to the current epidemic situation and virus variation, we should fully, comprehensively and accurately grasp and implement all the optimization prevention and control requirements, pay close attention to all the prevention and control measures, and prevent and control them more scientifically and accurately, so as to protect people’s lives and health to the greatest extent and minimize the impact of the epidemic on economic and social development.

Xu Hejian said that epidemic prevention and control is a systematic project, and every link is very important. Optimization and adjustment need a smooth transition, timely and resolute implementation by all departments and units in all districts, and understanding, cooperation, support and implementation by the general public. Improve the grading diagnosis and treatment service system and scientifically classify and treat infected people. Enrich the grass-roots work force and do a good job in health management and service guarantee for isolated people at home. We will carry out nucleic acid testing and inspection in an orderly manner, continue to provide free social testing services, scientifically and rationally set up sampling site, improve the quality and efficiency of sampling and inspection, and meet the needs of the masses for thorough inspection and epidemic prevention. It is our common wish to return to normal, and we need to treat it scientifically and rationally to prevent and control the epidemic under the new situation. To further optimize the prevention and control measures is not to let it go, but we should remain careless and not anxious about the epidemic. It is unscientific and unnecessary to hoard drugs blindly and anxiously. Pay attention to self-protection, wear masks scientifically and actively vaccinate.

The epidemic should be prevented, the economy should be stabilized and development should be safe. It is necessary to efficiently coordinate epidemic prevention and control and economic and social development, restore normal production and living order as soon as possible, and resume work. In accordance with the requirements of "Several Measures for Beijing to Actively Respond to the Impact of the Epidemic to Help Enterprises out", we will link up the measures that have helped enterprises out, further reduce the operating costs of enterprises, increase financial support, stabilize the supply chain of industrial chain, strengthen employment and protect people’s livelihood, minimize the impact of the epidemic on economic and social development, help market players out of difficulties, and promote economic stability and upward.

Schools without epidemic situation should carry out offline teaching activities normally.

Yesterday, Zhong Dongbo introduced that in recent days, Beijing has thoroughly implemented the decision-making arrangements of the CPC Central Committee and the State Council, adhered to the ninth edition of the prevention and control plan, implemented 20 optimization measures, and insisted on putting people’s life safety and health first. Combined with the changes in the epidemic situation and virus variation in Beijing, a series of optimization and adjustment measures have been introduced in response to the concerns of ordinary people, and positive results have been achieved.

On December 7th, the Comprehensive Group of the State Council Joint Prevention and Control Mechanism issued the Notice on Further Optimizing the Implementation of COVID-19 Epidemic Prevention and Control Measures. In order to implement the requirements of the notice, the Office of the Leading Group for Beijing Epidemic Prevention and Control and the Office of the Coordination Mechanism for Joint Prevention and Control of the Capital Strict Management in Beijing decided that from now on, Beijing will implement ten measures to optimize the epidemic prevention and control.

According to the "New Ten Articles", the risk areas are scientifically and accurately divided, and various forms of temporary closure and control are not allowed. Sampling was carried out on the fifth day of personnel isolation in high-risk areas, and the seal was unsealed in time after the test result was negative; In case of persistent cases, only the persistent positive households shall be controlled, and the control time of other personnel shall not be extended. The employees in high-risk posts and those in high-risk areas shall be tested for nucleic acid according to the relevant regulations, and other personnel are willing to do all the tests. Enter the old-age care institutions, child welfare institutions, kindergartens, primary and secondary schools, inpatient departments of medical institutions, restaurants, indoor fitness and other places and closed places such as Internet cafes, bars, chess rooms, KTV, script killing, sauna bathing, etc., and scan the code and check the 48-hour negative nucleic acid certificate. No prevention and control measures, such as checking the negative certificate of nucleic acid test and health code, will be implemented for those who return to Beijing, and "three days and three inspections" will not be implemented after arriving in Beijing. Schools without epidemics should carry out offline teaching activities normally, schools with epidemics should accurately define risk areas, and normal teaching and living order should still be ensured outside the risk areas.

Zhong Dongbo said that all districts, departments and units should strictly grasp all prevention and control measures, and hope that the general public and friends will continue to understand, support and cooperate with the epidemic prevention policy of the capital, adhere to good personal hygiene habits, and be the first responsible person for their own health.

Municipal disease control: optimizing adjustment measures according to time and situation is not weakening

Pang Xinghuo, deputy director of the Beijing Municipal Center for Disease Control and Prevention, said that the optimization was not completely liberalized, but aimed at the new characteristics and epidemic characteristics of the currently popular Covid-19 mutant. Through the research and judgment of the epidemic situation, the science and accuracy of epidemic prevention and control were further improved, the epidemic prevention and control and economic and social development were better coordinated, the normal production and life and medical and health needs were better guaranteed, and people’s life safety and health were protected to the maximum extent.

At present, the risk of social transmission of epidemic situation in Beijing still exists. The dense population and frequent personnel exchanges in Beijing have increased the risk of epidemic spread. The measures to optimize and adjust according to the situation are not weakening, let alone "lying flat". In fact, optimizing and adjusting specific prevention and control measures has put forward higher requirements for territories, departments, units and individuals, and requires the participation and implementation of the whole society. Citizens and friends should be the first person responsible for their own health, continue to raise awareness of prevention and control, master relevant health knowledge, adhere to good hygiene habits such as wearing masks, washing hands frequently, and keeping a safe social distance. In particular, they should take good care of vulnerable people such as the elderly, people with basic diseases, infants and children, reduce visitors, try not to go to crowded places with poor air circulation, stay away from people with fever and cough, keep a safe social distance, and do good hand hygiene after returning home. The elderly have low resistance and a high proportion of basic diseases, and they are the high-risk group to cause severe illness after Covid-19 infection. Vaccination with COVID-19 vaccine can effectively reduce the risk of severe illness and death after infection. It is suggested that the elderly who are not contraindicated and meet the vaccination conditions should be vaccinated as soon as possible, and the booster immunization should be completed as soon as possible after 3 months of complete vaccination.

Concern 1

Can you see a doctor nearby if you have fever and other symptoms when you are isolated at home?

According to the "New Ten Articles", asymptomatic infected persons and light cases can be isolated at home after being infected with COVID-19. If residents have fever and other related symptoms, can they get timely rehabilitation guidance and support? Can I see a doctor in the nearest primary medical and health service institution?

In this regard, Zhong Dongbo said that with the adjustment and optimization of prevention and control policies, more than 90% of infected people are asymptomatic and lightly infected, and they can be isolated and rehabilitated at home, which is a prevention and control method that is more in line with the characteristics of the disease. At present, there are 10684 grass-roots medical and health service institutions such as community health service centers (stations), outpatient departments and village clinics in Beijing, covering every street and town, with 90654 grass-roots health personnel. In order to effectively support the self-medical treatment of home-isolated infected people, four measures of primary medical and health services were optimized.

The first is to provide rehabilitation guidance for isolated people at home.

The second is to provide referral services for isolated people at home. If the positive infected person’s condition worsens, the primary medical staff can carry out door-to-door rounds to assess the health status of the infected person and deal with it in time under scientific protection. If the positive infected person needs to go out for treatment, contact and dock according to the patient’s condition and wishes, and transfer to the hospital for treatment in time by means of self-driving, 120 ambulance or volunteer motorcade.

The third is to provide residents with nearby medical services. Conditional grass-roots medical and health service institutions have set up fever clinics or fever sentinel, equipped with sufficient medical strength to meet patients’ medical needs; Conditional grass-roots institutions can accept patients with 11 kinds of symptoms such as fever on the basis of strengthening protection, provide prescription and corresponding diagnosis and treatment services, and provide convenience for residents to seek medical treatment; For patients beyond the ability of primary diagnosis and treatment, timely referral to the hospital fever clinic for treatment.

The fourth is to enrich the strength of primary medical services. By coordinating the medical association, practicing in multiple places and recruiting in various ways, medical staff will be supplemented to work in primary health care institutions to meet the needs of residents’ home isolation and rehabilitation and going to primary health care institutions for medical treatment.

Concern 2

How to better protect patients from seeking medical treatment after the release of "New Ten Articles"?

Recently, some citizens are facing the problem of hospital closure when seeking medical treatment. After the implementation of the "new ten articles" policy, how can we alleviate this problem and ensure the normal medical needs of citizens?

In this regard, Zhong Dongbo said that recently, with the development of the epidemic situation, the demand for patients to go to fever clinics has increased, and some medical institutions need to sterilize after they have positive infections. Therefore, when citizens go to fever clinics and emergency departments for medical treatment, there is a phenomenon of stopping due to epidemic. In order to better protect the normal medical needs of citizens, we will further optimize and adjust service measures.

First, fever clinics and emergency departments should be set up and opened. In principle, all the fever clinics and emergency departments in the city provide services 24 hours a day, so as to ensure that "everything should be set up" and "everything should be opened" to maximize the protection of people’s medical needs.

The second is to make every effort to ensure that normal medical services are not interrupted. If a fever clinic, emergency clinic or clinic contacts a positive infected person, it will be transferred to the isolation ward within 1 hour; After the positive infected person is transferred out, the clinic space involved should be disinfected immediately and resumed as soon as possible, and the scope of sealing and control should be accurately defined by a single clinic to minimize the impact of the epidemic on medical institutions; Establish a "white list" system for medical staff, reduce the attrition of medical staff on the job, ensure the daily medical power reserve, and ensure that normal medical services are not interrupted.

The third is to effectively protect the treatment of critically ill patients. For critically ill patients, fever clinics and emergency departments may not refuse to consult for reasons such as accepting positive infected people in the consultation area and having no nucleic acid test certificate; Set up a standby emergency diagnosis and treatment area outside the routine diagnosis and treatment area to rescue critical patients; Emergency room, dialysis room, operating room, intensive care unit, delivery room, obstetrics and neonatal ward are "not controlled unless necessary" to ensure the life, health and safety of patients.

In addition, advocate Internet+medical services. If citizens have non-urgent medical needs, they can choose the form of Internet+medical treatment.

Concern 3

How to do personal protection under the new situation of epidemic prevention and control?

Yesterday, Pang Xinghuo reminded me how to do personal protection under the new situation of epidemic prevention and control.

Pang Xinghuo said that Covid-19 mainly spreads through respiratory droplets and close contact. Personal protection can effectively prevent Covid-19 infection. In indoor and outdoor crowded places, when taking elevators and taking public transportation, masks should be standardized; Don’t touch your eyes, mouth and nose without cleaning your hands. Wash your hands or disinfect your hands in time when you go home, care for the elderly, children and patients, touch your mouth, eyes and nose, cough or sneeze, clean up garbage, and touch public facilities such as express delivery, elevator buttons and door handles. Even if the weather is cold, open the window for ventilation at any time, 2-3 times a day for 20-30 minutes each time; When there are many people at home, patients or visitors, it is recommended to open the window for ventilation; When there are isolated people at home, the room where they are located should close the door and open the window separately for ventilation.

Winter is the season of high incidence of respiratory infectious diseases, so citizens are requested to enhance their awareness of protection, keep warm and avoid gathering. Try not to go to crowded places where the air is not circulating, stay away from people with fever and cough, keep a safe social distance, reduce the risk of overlapping respiratory infectious diseases in winter, and at the same time do a good job in self-health monitoring. When symptoms such as fever and cough appear, don’t go to work or school with illness, and try to avoid direct contact with family and colleagues.

Ten measures to optimize epidemic prevention and control in Beijing

First, scientifically and accurately divide risk areas

According to the requirements of defining high-risk areas by buildings, units, floors and households, it is not allowed to expand to areas such as communities, communities and streets (towns) at will.

Any form of temporary blockade shall not be adopted.

Second, implement quick sealing and quick solution in high-risk areas

After the high-risk area is designated, the community should inform the residents of the isolation control time at the first time.

Personnel in high-risk areas shall be sampled on the fifth day of isolation, and unsealed in time after the test result is negative.

In case of persistent cases, only the persistent positive households shall be controlled, and the control time of other personnel shall not be extended.

Third, optimize nucleic acid detection and inspection measures

The employees in high-risk posts and those in high-risk areas shall be tested for nucleic acid according to the relevant regulations, and other personnel are willing to do all the tests.

According to the regulations, when entering old-age care institutions, child welfare institutions, kindergartens, primary and secondary schools, inpatient departments of medical institutions, restaurants, indoor fitness and other closed places such as Internet cafes, bars, chess rooms, KTV, script killing and sauna bathing, the code must be scanned and the 48-hour negative nucleic acid certificate must be checked. The staff of the above-mentioned relevant places must follow its regulations.

Adjust the requirements for nucleic acid detection of key populations, and important units, large enterprises and major events can determine prevention and control measures such as nucleic acid detection and inspection according to needs.

For those who return to Beijing, prevention and control measures such as negative proof of nucleic acid test and health code will no longer be implemented, and "three days and three inspections" will no longer be implemented after arriving in Beijing, in accordance with the relevant prevention and control regulations of Beijing.

Fourth, optimize and adjust the isolation mode

Positive infected people should be scientifically classified and treated. Asymptomatic infected people and light cases with home isolation conditions generally adopt home isolation, or they can voluntarily choose centralized isolation and treatment.

During the isolation period, health monitoring was strengthened, and the Ct value of nucleic acid was detected twice in succession on the 6 th and 7 th day of isolation ≥ 35 release the isolation, and transfer to the designated hospital for treatment in time if the condition worsens.

Heal the infected people who leave the hospital and the cabin, and no longer carry out home health monitoring.

Close contacts with home isolation conditions can be isolated at home for 5 days, or they can choose centralized isolation voluntarily, and the isolation will be lifted after the nucleic acid test is negative on the fifth day.

Five, to ensure the basic drug purchase needs of the masses.

Pharmacies should operate normally and should not be shut down at will.

The masses are not restricted from buying over-the-counter drugs such as antipyretic, cough relieving, anti-infection and cold treatment online and offline, and no real-name registration, window popping or follow-up visits are made to drug purchasers.

Drug supervision departments guide pharmacies to increase drug reserves and fully meet market demand in a timely manner.

Primary medical institutions can provide prescription services for patients with 11 kinds of symptoms such as fever.

Six, to ensure the normal medical order

Ensure that residents go out to see a doctor and see a doctor smoothly, and residents can see a doctor on their own according to their own needs and willingness to see a doctor.

Announce to the public the address and telephone number of the fever clinic and the information of the medical institutions that receive children with fever, so as to facilitate the masses to inquire about medical treatment.

Medical institutions should set up emergency diagnosis and treatment areas in outpatient and emergency departments to rescue critically ill patients and ensure their life safety.

After the emergence of positive personnel in medical institutions, the consultation rooms involved will be opened immediately to ensure daily diagnosis and treatment services.

Seven, accelerate the vaccination of the elderly.

Adhere to the principle of taking all the connections, focus on improving the vaccination rate of people aged 60-79, accelerate the vaccination rate of people aged 80 and over, and make special arrangements.

Step by step to carry out the training of judging vaccination contraindications, and guide medical staff to scientifically judge vaccination contraindications.

Refine popular science propaganda, mobilize all social forces to participate in mobilizing the elderly to vaccinate, and mobilize the enthusiasm of the elderly to vaccinate.

Each district should accurately grasp the base number of the elderly population in its jurisdiction, provide convenient vaccination services in various ways, improve the vaccination experience, and create a good vaccination environment for the elderly.

Eight, strengthen the key groups to touch the file.

Health departments and communities should "double-check" the base number of key personnel. The health department arranges the number of pregnant women, hemodialysis patients and cancer patients through medical institutions. The community takes the initiative to find out the number of disabled and demented people who have been bedridden for a long time, the number of elderly people with basic diseases such as cardiovascular and cerebrovascular diseases, chronic obstructive pulmonary disease, diabetes, chronic kidney disease, immune deficiency and their vaccination, file files for key people, provide services by classification, and strengthen life service guarantee, reverse isolation protection, and health medication guidance.

Nine, to ensure the normal operation of society

It is strictly forbidden to block fire exits, unit doors and residential doors in various ways.

Non-high-risk areas shall not restrict the flow of personnel. When an epidemic occurs in a unit, enterprise or place, the infected person shall be quickly isolated or transported according to local conditions, and terminal disinfection shall be carried out, and it is not allowed to stop work, production or business.

Medical personnel, public security, transportation and logistics, supermarkets, power supply, water, electricity and heating, and other basic medical services and normal social operation personnel will be included in the "white list" management, and relevant personnel will strengthen personal protection, vaccination and health monitoring.

Strengthen the care and psychological counseling for the control personnel, infected persons and front-line staff.

Timely solve the urgent and anxious problems raised by the masses, and effectively meet the basic needs of the masses during the epidemic disposal.

Ten, optimize the school epidemic prevention and control.

Resolutely implement the requirements of scientific and accurate prevention and control, schools without epidemic situation should carry out offline teaching activities normally, supermarkets, canteens, stadiums and libraries on campus should be opened normally, and the absenteeism reporting system for teachers and students and daily symptom monitoring should be strengthened.

Schools with epidemics should accurately define risk areas, and normal teaching and living order should be ensured outside the risk areas.

The central bank answered questions on the Measures for the Administration of Reports on Large-value Transactions and Suspicious Transactions of Financial Institutions

  CCTV News:According to the website of the People’s Bank of China, recently, the People’s Bank of China issued the Measures for the Administration of Reports on Large Transactions and Suspicious Transactions of Financial Institutions (Order No.3 [2016] of the People’s Bank of China, hereinafter referred to as the Measures), which will be implemented on July 1, 2017. A few days ago, the relevant person in charge of the People’s Bank of China answered a reporter’s question about the Administrative Measures.

  1. What is the background and main significance of the Administrative Measures?

  The Administrative Measures, in combination with domestic work practice and international standards, revised and integrated the existing two regulations, namely, the Administrative Measures for Reporting Large Transactions and Suspicious Transactions of Financial Institutions (Order No.2 of the People’s Bank of China [2006]) and the Administrative Measures for Reporting Suspicious Transactions of Financial Institutions Suspected of Terrorist Financing (Order No.1 of the People’s Bank of China [2007]).

  Since the implementation of the above two regulations in 2007, in the initial stage of China’s anti-money laundering work, they have played a positive role in guiding financial institutions to effectively fulfill their suspicious transaction reporting obligations. However, with the development and changes of the domestic and international situation and the deepening of anti-money laundering work, problems such as excessive defensive reports and insufficient effective reports have gradually emerged, which have affected the effectiveness of anti-money laundering work. To this end, the People’s Bank of China has successively issued the Notice on Further Strengthening the Anti-Money Laundering Work of Financial Institutions (Yinfa [2008] No.391) and the Notice on Defining the Relevant Implementation Issues of the Suspicious Transaction Reporting System (Yinfa [2010] No.48) and other normative documents to regulate how financial institutions can effectively fulfill their obligations of reporting suspicious transactions and avoid simply grabbing and submitting transactions that meet the suspicious transaction reporting standards through the system. In 2012, the People’s Bank of China selected 37 corporate financial institutions across the country to carry out comprehensive pilot projects on suspicious transaction reports, requiring the pilot institutions to independently define transaction monitoring standards in light of their own conditions, and submit suspicious transaction reports on the basis of reasonable suspicion in combination with manual analysis. These efforts have laid a solid foundation for the revision of the existing two regulations and the promulgation of the Administrative Measures. At the same time, the current reporting standards for large transactions can no longer fully meet the actual needs of anti-money laundering and combating and curbing related upstream crimes, so it is necessary to make appropriate adjustments to the reporting standards for large transactions.

  In 2014, the People’s Bank of China officially launched the revision of regulations, repeatedly studied and demonstrated, and twice organized nationwide to solicit opinions and suggestions from financial institutions to ensure the scientificity and feasibility of the Administrative Measures. The Administrative Measures clarify the new requirements for financial institutions to effectively fulfill the obligation of reporting suspicious transactions at the regulatory level, which is helpful for financial institutions to improve the effectiveness of reporting suspicious transactions, to prevent and curb criminal activities such as money laundering and terrorist financing, to maintain the security and stability of China’s financial system, and to further integrate with international standards.

  2. What are the main considerations for requiring financial institutions to report large-value transactions and suspicious transactions?

  According to the Anti-Money Laundering Law of People’s Republic of China (PRC), reporting large transactions and suspicious transactions is one of the three core anti-money laundering obligations that financial institutions should perform, and it also lays a solid data foundation for the People’s Bank of China to carry out monitoring and analysis of anti-money laundering funds transactions according to law. In practice, financial institutions automatically capture and submit large transactions through the system, and discover and submit suspicious transaction reports through customer identification, keeping customer identity data and transaction records, and conducting transaction monitoring and analysis. Based on the reports of large-value transactions and suspicious transactions submitted by financial institutions, the People’s Bank of China conducts active analysis, investigation analysis and international mutual investigation, transfers case clues to law enforcement departments according to law, and works with relevant departments to prevent and curb money laundering and terrorist financing and maintain financial security.

  Three, compared with the current regulations, what are the main changes in the "management measures"?

  The changes in the Administrative Measures mainly include the following four aspects: First, the requirements for reporting suspicious transactions based on "reasonable suspicion" are clarified, and the requirements for establishing and improving transaction monitoring standards, transaction analysis and identification, monitoring of terrorism-related lists, establishment of monitoring systems and record keeping are added, while the reporting standards for suspicious transactions in banking, securities and futures industries and insurance industries that are no longer in line with the development of the situation are deleted from the original regulations. Second, the RMB reporting standard for large cash transactions was adjusted from "200,000 yuan" to "50,000 yuan", and the statistical methods of large transfer transactions of financial institutions and the reporting time limit of suspicious transactions were adjusted. Third, the scope of application of the new regulations and the reporting standards for large-scale cross-border transactions in RMB are added. The reporting standard for large cross-border transactions denominated in RMB is "RMB 200,000". Fourthly, the contents of transaction report elements are adjusted, such as "Payee Matching Number" and "Equipment Code for Off-Counter Transaction" are added, and the elements such as "Report Date", "Filler" and "Name of Financial Institution" are deleted, and a more streamlined General Suspicious Transaction Report Element is designed.

  4. What is the scope of application of the Administrative Measures? When will it take effect?

  The Administrative Measures are applicable to institutions legally established in People’s Republic of China (PRC) that should perform anti-money laundering obligations according to the Anti-Money Laundering Law of People’s Republic of China (PRC) and other laws and regulations, mainly including policy banks, commercial banks, rural cooperative banks, rural credit cooperatives, village banks, securities companies, futures companies, fund management companies, insurance companies, insurance asset management companies, insurance professional agencies and insurance brokerage companies. Trust companies, financial asset management companies, enterprise group finance companies, financial leasing companies, auto finance companies, consumer finance companies, money brokerage companies, loan companies and non-bank payment institutions. Among them, "insurance professional agency company", "insurance brokerage company", "consumer finance company" and "loan company" are the newly added scope of application of the Administrative Measures.

  The Administrative Measures came into effect on July 1, 2017. Considering that it will take some time for financial institutions to revise their systems, build their own trading monitoring standards and transform their systems. Therefore, the "Administrative Measures" gave financial institutions a transition period of half a year after their promulgation and before their implementation.

  V. What are the specific requirements of the Administrative Measures for reporting large transactions? Is it necessary to submit a large transaction report for cross-border capital transactions?

  The reporting standards for large-value transactions stipulated in the Administrative Measures are as follows: First, large-value cash transactions of natural persons and non-natural persons, with domestic and cross-border reporting standards of RMB 50,000 or more and foreign currency equivalent of USD 10,000 or more. Second, it is a large transfer transaction in a non-natural person’s bank account. The domestic and cross-border reporting standards are more than RMB 2 million and the foreign currency equivalent is more than USD 200,000. Third, large-sum transfer transactions in natural person’s bank accounts, with domestic reporting standards of RMB 500,000 or more and foreign currency equivalent of USD 100,000 or more, and cross-border reporting standards of RMB 200,000 or more and foreign currency equivalent of USD 10,000 or more.

  For cross-border capital transactions, financial institutions shall submit large transaction reports. For example, if a natural person remits $10,000 overseas by cash or transfer through a banking institution, the banking institution that handles the business needs to report this transaction as a large transaction. The reporting standard for large-value cross-border transfer transactions of natural person customers "more than RMB 200,000" is a new standard in the Administrative Measures. The main considerations are as follows: First, with the gradual promotion of Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect, the cross-border business of domestic residents will be gradually liberalized, and the cross-border RMB business of individual residents will be more frequent. Special RMB reporting standards will be designed to facilitate the regulatory authorities to grasp the cross-border RMB transaction data in time and carry out risk monitoring. Second, according to the existing system, the daily limit of cross-border RMB remittance between Hong Kong residents’ individual accounts with the same name and Taiwan Province residents’ individual accounts is 50,000 yuan, and cross-border RMB business under personal trade of residents is subject to unlimited management. The Notice on Optimizing the Information Submission Process of RMB Cross-border Receipt and Payment Information Management System (Yin Ban Fa [2013] No.188) stipulates that banks can submit individual RMB cross-border receipts and payments with a single amount of less than 200,000 yuan (inclusive), but they need to keep the detailed information one by one. On the whole, the reporting standard of large-scale cross-border transfer transactions of natural person customers in the Administrative Measures is determined as "more than RMB 200,000", which can strengthen the statistical monitoring of cross-border RMB transactions and better prevent risks related to cross-border RMB transactions.

  It should be noted that according to the Administrative Measures, the People’s Bank of China can adjust the reporting standards for large transactions according to the needs of work.

  Six, the "Administrative Measures" will report large cash transactions as "RMB 50,000" and "foreign currency equivalent of 10,000 US dollars". What are the main considerations?

  The Administrative Measures stipulate that financial institutions shall submit large-value transaction reports for cash deposits, cash withdrawals, cash settlement and sale, cash exchange, cash remittance, cash bill payment and other forms of cash receipts and payments with a single or cumulative transaction of more than RMB 50,000 (including RMB 50,000) and a foreign currency equivalent of more than US$ 10,000 (including US$ 10,000) on that day. For example, if a natural person purchases US dollar cash with RMB cash through a banking institution, and the single or cumulative transaction on the same day is more than RMB 50,000 (including RMB 50,000), the banking institution handling the business needs to report this transaction as a large transaction.

  The "Administrative Measures" will adjust the reporting standard for large cash transactions from the current RMB 200,000 to RMB 50,000. The main considerations are:

  First of all, strengthening cash management is an important part of anti-money laundering work. The international anti-money laundering supervision standards in the cash field are mostly strict. For example, the starting point for reporting large cash transactions in the United States, Canada and Australia is US$ 10,000 (or equivalent foreign currency), and the regulatory authorities can further lower the reporting standards for cash transactions in order to crack down on illegal and criminal activities in specific fields according to legal authorization. Secondly, the popularity, development and innovation of non-cash payment tools facilitate non-cash transactions, and residents’ preference for cash use is gradually changing. Normal payment needs can be met more quickly and safely through non-cash payment tools, which provides favorable conditions for strengthening cash management. Finally, the development of China’s anti-corruption, taxation, balance of payments and other fields also requires strengthening cash management to prevent the risk of using large cash transactions to engage in corruption, tax evasion, evasion of foreign exchange management and other illegal activities.

  7. Does the Administrative Measures require non-bank payment institutions to submit large transaction reports?

  The relevant provisions of the Administrative Measures apply to non-bank payment institutions. At present, the People’s Bank of China has more specific requirements on the anti-money laundering obligations that non-bank payment institutions should perform, such as the Administrative Measures on Anti-Money Laundering and Anti-Terrorist Financing of Payment Institutions (Yinfa [2012] No.54). After the "Administrative Measures" come into effect, the People’s Bank of China will revise and improve the reporting requirements for large transactions and suspicious transactions of non-bank payment institutions in a timely manner according to the actual situation.

  Eight, "management measures" whether there are provisions on large transactions without reporting?

  There are relevant regulations. According to the Administrative Measures, the types of large-value transactions exempted from reporting by financial institutions mainly include fixed-activity mutual transfer transactions under the name of the same customer of the same financial institution, transactions in which one party is the party, government and military organs, inter-bank transactions of financial institutions, taxation handled by banking institutions, correction of wrong accounts, interest payment, etc.

  9. What are the specific requirements of the Administrative Measures for suspicious transaction reports?

  The Administrative Measures stipulate that financial institutions shall submit suspicious transaction reports when they find or have reasonable reasons to suspect that customers, customers’ funds or other assets, customers’ transactions or attempted transactions are related to criminal activities such as money laundering and terrorist financing, regardless of the amount of funds involved or the value of assets. That is, to report suspicious transactions on the basis of "reasonable suspicion". Specific requirements mainly include:

  First, financial institutions should monitor suspicious transactions throughout all aspects of financial business. Financial institutions should not only take reasonable measures to identify suspicious transaction clues in the process of customer identification, but also find out whether customers, funds or other assets and transactions are related to illegal and criminal activities such as money laundering and terrorist financing through screening, reviewing and analyzing transaction data. For ongoing transactions or transactions that customers try to carry out, financial institutions should also submit suspicious transaction reports if they find or have reasonable reasons to suspect that they are involved in money laundering and terrorist financing.

  Second, financial institutions should also pay attention to whether customers’ funds or assets are related to criminal activities such as money laundering and terrorist financing. Assets include but are not limited to bank deposits, remittances, traveler’s checks, postal orders, insurance policies, bills of lading, warehouse receipts, stocks, bonds, bills of exchange and letters of credit, houses, vehicles, ships, goods, and other legal documents and certificates that prove the ownership and other rights and interests of assets in electronic or digital form.

  Third, financial institutions submit suspicious transaction reports, and there is no requirement for the starting amount of funds or assets. If the amount of fund transactions suspected of terrorist financing activities may be small, financial institutions should still submit suspicious transaction reports according to the Administrative Measures.

  Fourth, financial institutions should submit suspicious transaction reports within the prescribed time. The Administrative Measures stipulate that a financial institution shall "submit a suspicious transaction report in a timely manner within 5 working days at the latest after it is confirmed as suspicious transaction according to its internal operating procedures for suspicious transaction reporting".

  In order to implement these requirements, financial institutions should, in accordance with the Administrative Measures, formulate suspicious transaction reporting systems and operating procedures, provide sufficient human resources and support for suspicious transaction reporting, establish and improve self-defined transaction monitoring standards, establish a fully functional and well-functioning monitoring system, do a good job in monitoring terrorist lists, strengthen manual analysis and identification of abnormal transactions with early warning by the system, keep relevant work records, and abide by confidentiality requirements.

  X. The Administrative Measures defines the time limit for reporting suspicious transactions as "to submit the suspicious transaction report in a timely manner within 5 working days at the latest after it is confirmed as suspicious transaction according to the internal operating rules of this institution". What are the main considerations?

  The original Administrative Measures on Large-value Transactions and Suspicious Transaction Reports of Financial Institutions (Order No.2 of the People’s Bank of China [2006]) required financial institutions to submit suspicious transaction reports within 10 working days after suspicious transactions occurred. However, under the new mode of reporting suspicious transactions based on "reasonable suspicion" in the Administrative Measures, there may be a big difference between the time when suspicious transactions occur and the time when suspicious transactions are identified and confirmed, which makes the original reporting time limit difficult to operate. The international common practice is to require financial institutions to submit suspicious transaction reports in time after confirming suspicious transactions. Therefore, the "Administrative Measures" defines the time limit for suspicious transaction reporting as "to submit the suspicious transaction report in time, no later than 5 working days, after it is confirmed as suspicious transaction according to the internal operating rules of the institution for suspicious transaction reporting".

  It should be noted that "five working days" does not mean that financial institutions must complete all links from abnormal transaction warning to manual analysis and judgment within five working days, and submit suspicious transaction reports to China Anti-Money Laundering Monitoring and Analysis Center, but that financial institutions should submit suspicious transaction reports within five working days after being confirmed as suspicious transactions through internal early warning and analysis.

  XI. What are the specific requirements of the Administrative Measures for financial institutions to monitor terrorism-related lists?

  According to the Administrative Measures, financial institutions should follow the following requirements when monitoring the terrorism-related list: First, financial institutions should ensure the completeness and accuracy of the terrorism-related list and update it in time. Second, the scope of monitoring the terrorism-related list of financial institutions should cover all customers and their counterparties, funds or other assets. Third, financial institutions should conduct real-time monitoring of the terrorism-related list. Fourth, financial institutions should immediately conduct retrospective investigations on all their customers or their counterparties after the adjustment of the terrorism-related list. Fifth, if financial institutions have reasonable reasons to suspect that customers or their counterparties, funds or other assets are related to the terrorism-related list, they should immediately report them as key suspicious transactions and take freezing measures in accordance with the Measures for the Administration of Assets Freezing Related to Terrorist Activities (Order No.1 of the Ministry of Public Security of the People’s Bank of China [2014]).

  It should be noted that financial institutions are obligated to perform the monitoring of terrorism-related lists, and they have the responsibility to actively obtain and master the list of terrorist organizations and terrorist personnel released and updated by the competent departments of the state. In order to facilitate financial institutions to grasp relevant information in a timely manner, the People’s Bank of China publishes the list of terrorism-related information under the anti-money laundering column of the official website, and the relevant supervision and management departments will also forward the list that needs to be implemented and concerned to the regulated institutions.

  Twelve, the "Management Measures" require financial institutions to be equipped with full-time personnel to be responsible for reporting large transactions and suspicious transactions. What are the main considerations?

  In practice, whether financial institutions conduct timely and effective analysis and treatment of abnormal transactions with early warning system, or pay close attention to the adjustment of terrorism-related lists at home and abroad at any time, and conduct retrospective investigation in time, they all put forward higher requirements for the professionalism and sufficient number of institutional personnel. Therefore, the board of directors and senior management of financial institutions should attach great importance to the reporting of large-value transactions and suspicious transactions, and allocate enough full-time personnel to take charge of related work. By optimizing the workflow of reporting large-value transactions and suspicious transactions, they should do basic work such as customer identification, identity data and transaction record preservation, improve the setting of transaction monitoring indicators and related system functions and other supporting measures to ensure that full-time personnel can effectively carry out monitoring and analysis work.

  Thirteen, in recent years, what measures has the People’s Bank of China taken to improve the suspicious transaction reporting system?

  Since the promulgation of the Administrative Measures on Large-value Transactions and Suspicious Transaction Reports of Financial Institutions (Order No.2 of the People’s Bank of China [2006]), the People’s Bank of China has been actively taking measures to improve the suspicious transaction reporting system and promote the effective implementation of the suspicious transaction reporting system. For example, the People’s Bank of China has successively issued a series of normative documents, such as the Notice on Further Strengthening the Anti-Money Laundering Work of Financial Institutions (Yinfa [2008] No.391) and the Notice on Defining the Implementation Issues of the Suspicious Transaction Reporting System (Yinfa [2010] No.48), to clearly distinguish the different regulatory requirements for abnormal transaction reports from suspicious transaction reports, so as to reduce the defensive reporting behavior of financial institutions. In 2012, the People’s Bank of China launched a comprehensive pilot project of suspicious transaction reporting with independent definition of abnormal transaction monitoring indicators in 37 corporate financial institutions to test the effectiveness and feasibility of the new model of independent definition of monitoring indicators. Since 2013, the People’s Bank of China has successively issued suspicious transaction types and identification points for upstream crimes of money laundering, such as illegal fund-raising, underground money houses, terrorist financing, etc., issued multiple risk warnings, and issued a notice to strengthen the monitoring of terrorism-related lists and fugitives lists, guiding financial institutions to do a good job in monitoring and analyzing suspicious transactions and monitoring lists. At the same time, through law enforcement inspection, supervision visits, classification and rating and other regulatory measures, financial institutions are urged to continuously improve suspicious transaction reporting and improve the quality of suspicious transaction reporting.

  XIV. What progress has financial institutions made in suspicious transaction reporting in recent years?

  Financial institutions have been strengthening and improving the monitoring and analysis of suspicious transactions and list monitoring in accordance with the requirements of the People’s Bank of China, and the effectiveness of suspicious transaction reporting has been continuously improved. At present, financial institutions have generally strengthened the manual analysis and identification of abnormal transactions. Financial institutions have participated in the comprehensive pilot work of suspicious transaction reports with independent definition of abnormal transaction monitoring standards as the core, and implemented the requirements of suspicious transaction types, identification points, risk warnings and list monitoring issued by the People’s Bank of China. The ability of financial institutions to define abnormal transaction monitoring standards has been verified and strengthened, and the professionalism and intelligence of monitoring and analysis have been continuously improved. While the overall number of suspicious transaction reports has dropped significantly, the quality of reports has improved significantly, and the number of clues transformed into cases has increased significantly, which has provided strong support for the country to prevent and combat money laundering and related crimes.

  15. What will the People’s Bank of China do to guide financial institutions to effectively implement the relevant requirements of the Administrative Measures?

  In order to guide financial institutions to effectively implement the Administrative Measures, the People’s Bank of China will fully listen to the opinions and suggestions of financial institutions, issue supporting normative documents as soon as possible, clarify specific work requirements such as suspicious transaction continuation report and suspicious transaction analysis report process, and issue relevant guidelines for financial institutions to formulate transaction monitoring standards in combination with industry best practices, guide financial institutions to establish and improve transaction monitoring standards and improve transaction monitoring systems, and strengthen guidance and training for small and medium-sized financial institutions. At the same time, the People’s Bank of China will issue specific reporting formats and reporting requirements for reporting elements of large-value transactions and suspicious transactions, and guide financial institutions to do a good job in the development of transaction reporting data interfaces and related systems. The People’s Bank of China is also stepping up the construction of the second-generation anti-money laundering monitoring and analysis system to provide more powerful system support for the monitoring and analysis of large and suspicious transaction reports.