Citizens and friends,

I am "Changtong Code".

I have been constantly optimizing and upgrading.

Strive to become

"One person, one yard, one yard through the city, everything is smooth."

The "unblocked code".

today，

I have a new function online again!

Now the newly launched "two codes in one" function

A brief introduction is as follows:

First, what is "two codes in one"

"Two-in-one" refers to the function of embedding personal travel track query code in Changtong code system. This function is provided by the three major communication operators, and the travel trajectory is queried based on the personal mobile phone number. After the "two codes in one", users of Changtong code can quickly query their personal travel trajectory when applying for Changtong code, modifying information or self-service code scanning and punching. According to the query results, it can be preliminarily judged whether Changtong code users have a history of living in epidemic areas. Changtong code will become smarter, more convenient and more efficient.

Second, how to use "two codes in one"

Individuals who have applied for Changtong Code (formerly Nanchang Electronic Access Code) do not need to apply again. The following operations are limited to the first application.

(1) When applying for "Changtong Code" for the first time,

When applying for Changtong code for the first time, the travel trajectory query module was embedded in the registration form. Check the authorization query, and the system will automatically query the travel track of the mobile phone number registered by Changtong code within 14 days. After finding out the travel results, the option of "Living History in Epidemic Areas" will be automatically checked with "Yes" or "No". If there is a history of sojourning in epidemic areas such as Hubei and foreign countries, the option of "History of sojourning in epidemic areas" will be locked as "Yes", and it will become a red code after submission.

(2) when changtong code modifies information.

When modifying the information of Changtong code, the travel trajectory query module is embedded in the modification form. Check the authorization query, and the system will automatically query the travel track of the mobile phone number registered by Changtong code within 14 days. After finding out the travel results, the option of "Living History in Epidemic Areas" will be automatically checked with "Yes" or "No". If there is a history of sojourning in epidemic areas such as Hubei and foreign countries, the option of "History of sojourning in epidemic areas" will be locked as "Yes", and it will become a red code after submission.

(3) Changtong code self-service code scanning and punching

After the citizens scan the QR code of "Changtong Verification Code" or the unit Changtong Code, the punching success page pops up, and the travel trajectory query module is embedded. Check the authorization query, and the system will automatically query the travel track of the mobile phone number registered by Changtong code within 14 days. The query results can be presented to the checkpoint staff for inspection.

If the query results are not available, it will be automatically linked to the travel query page of communication big data, and the travel trajectory can be queried by inputting the mobile phone number and verification code.

The query results can be presented to the checkpoint staff for inspection.

One person, one yard, one yard through the city, everything is smooth.

Thanks to the general public and friends.

Make positive contributions to epidemic prevention and control.

Unite as one to fight the epidemic.

Source: Prevention and Control of Pneumonia in novel coronavirus, Nanchang emergency headquarters

Public service advertisement:

Wonderful review of the past

1.

2. Supplementary Notice on the Reporting Work of Honggutan Enterprises’ Resumption of Work.

Xiaobian chicken leg depends on you, watch here.

Original title: "Important reminder! Changtong code has new functions online again! 》

June 5th is World Environment Day. What’s the environmental situation in China? How has environmental protection made progress? What role does environmental protection play in optimizing economic growth? ….. These are what people want to know most on this special day.

According to the 2014 Bulletin on the State of the Environment in China notified by the Ministry of Environmental Protection to the media on the 4th, in 2014, with the great attention of the CPC Central Committee and the State Council, positive progress was made in the construction of ecological civilization and the reform in the field of ecological environment, and new steps were taken in the prevention and control of air, water and soil pollution. However, the environmental situation in China is still grim, and it still faces many difficulties and challenges.

The data is mixed.

China State of the Environment Bulletin 2014 shows the positive changes in China’s environmental situation and environmental protection progress, and also reflects the problems existing in China’s environment and environmental protection.

Compared with the last year’s bulletin on the state of the environment, in the first phase of 2013, only 4.1% of the 74 cities monitored by the new standards met the standard. According to the Bulletin, among the 161 cities that monitored the new air quality standards nationwide in 2014, the annual average air quality in 16 cities reached the standard, and the air quality in 145 cities exceeded the standard.

The relevant person in charge of the Ministry of Environmental Protection, combined with the data, said that since the implementation of the "Atmosphere Ten" one year ago, the air quality of 74 key cities has generally improved, the proportion of cities that have reached the standard and the number of days that have reached the standard have increased, and the concentration of major pollutants has decreased. The average annual concentration of PM2.5 in 74 cities that implemented the new air quality standards decreased by 11.1%, among which the Beijing-Tianjin-Hebei region, the Yangtze River Delta region and the Pearl River Delta region decreased by 12.3%, 10.4% and 10.6% respectively.

The gratifying changes in atmospheric governance are enough to show that actions in environmental governance will achieve results.

But at the same time, more data makes us must remain highly vigilant-

According to the Bulletin, the water quality of 968 state-controlled surface water monitoring sections (points) in 423 major rivers and 62 key lakes (reservoirs) in China has been monitored, and the water quality sections of I, II, III, IV, V and worse than V account for 3.4%, 30.4%, 29.3%, 20.9% and 6.8% respectively. As far as surface water is concerned, the proportion of seriously polluted inferior V water bodies is still worrying.

Among 4,896 groundwater monitoring points, the proportion of monitoring points with excellent water quality is 10.8%, that with good water quality is 25.9%, that with good water quality is 1.8%, that with poor water quality is 45.4%, and that with very poor water quality is 16.1%. The current situation that the water quality is poor and extremely poor exceeds 60% shows that China is facing unprecedented water pollution pressure.

According to the Bulletin, in 2013, the national ecological environment quality was generally "average". Among the 2461 counties, there are 558, 1051, 641, 196 and 15 excellent, good, average, poor and poor counties respectively. Counties with "excellent" and "good" ecological environment quality account for 46.7% of the land area, "average" counties account for 23.0%, and "poor" and "poor" counties account for 30.3%.

By the end of 2013, there were 646,168,400 hectares of agricultural land in China, with a net increase of 0.49 million hectares during the year. The total area of soil erosion in China is 2,949,100 square kilometers, accounting for 31.12% of the total area of the census …

Chen Jining, Minister of Environmental Protection, said that in recent years, China’s pollution control process has been accelerated and made positive progress, but the emissions of some major pollutants are still at a high level, and there is a big gap between environmental quality and the needs and expectations of the public. It is bound to be a long-term process to fundamentally improve China’s environmental quality. This requires us not only to have the determination and positive actions to fight a tough battle, but also to be prepared to fight a protracted war and move towards the goal step by step.

Use hard measures to accomplish hard tasks

From September 12th, 2013, when the "starting gun" sounded for haze control, the state announced the Air Pollution Prevention and Control Action Plan-"Ten Articles of Atmosphere", to the recent Water Pollution Prevention and Control Action Plan-"Ten Articles of Water", and then to the Soil Environmental Protection and Pollution Control Action Plan-"Ten Articles of Soil", which is being worked out quickly, and the hard tasks were completed by hard measures.

In 2014, we gained experience and built up people’s confidence in pollution control.

In this year, more than 7 million yellow-label vehicles and old cars and more than 50,000 small coal-fired boilers were eliminated nationwide by controlling vehicles, coal, desulfurization and dust removal. 190 million kilowatts of coal-fired units have completed the transformation of desulfurization and dust removal, and 11,000 square meters of steel sintering machines have installed flue gas desulfurization facilities, and many large chimneys no longer emit black and yellow smoke.

This year, the central government allocated 10 billion yuan of special funds to prevent and control air pollution; Arrange special funds for environmental protection of 240 million yuan.

This year, I found the "culprit" of smog in 9 major cities such as Beijing. Motor vehicles, industrial production, coal burning and dust are the main sources of PM2.5 pollution in most cities, accounting for about 85% to 90%. The primary source of pollution in Beijing, Hangzhou, Guangzhou and Shenzhen is motor vehicles.

This year, environmental protection and public security jointly enforced the law, and the environmental protection department transferred 2,180 suspected criminal cases to the public security organs, three times more than in 2013.

This year, the Ministry of Environmental Protection interviewed the heads of more than 10 cities such as Hengyang, Anyang and Kunming, which failed to cure haze, and urged local governments to take on key responsibilities.

"We should do a good job in the prevention and control of water pollution as we do in the prevention and control of air pollution, and implement the road map of’ Water Ten’ as a construction drawing." Chen Jining said at the symposium on water pollution prevention and control held on May 28th.

"Water pollution control is much more difficult than air pollution control, especially lake pollution control, which generally takes decades or even hundreds of years." Gao Jixi, director of the Nanjing Institute of Environmental Sciences of the Ministry of Environmental Protection, said that compared with air pollution, water pollution and soil pollution have greater environmental impact and ecological damage. It takes a long time to win the tough battle of water pollution control, and it will take a long time.

"Under the background of the new economic normal, environmental protection work should be set in a good position." Chen Jining said that the downward pressure on the economy has brought new challenges to environmental protection. This requires us to closely focus on promoting stable and healthy economic development, balance and handle the relationship between economic development and environmental protection, grasp the key points, methods and intensity of environmental protection work, and find a good combination point, focus point and breakthrough point. We must not only keep the red line of ecological protection, total industrial emissions and environmental access standards, but also use environmental protection to promote economic transformation and upgrading, and strive to achieve coordination and win-win between the two. (Reporter Cao Hongyan)

　　Xinhua News Agency, Fuzhou, July 9 (Reporter Zhang Huaying) A few days ago, the reporter learned from the Wuyishan National Park Scientific Research Monitoring Center that during the background investigation of biological resources in Wuyishan National Park, researchers discovered five new insect species of the genus Euonymus, namely, Euonymus brevis, Euonymus versicolor, Euonymus versicolor and Euonymus versicolor. At present, relevant scientific research results have been published in the Journal of Insect Taxonomy.

　　This is the morphological feature map of the short-protruding yellow hidden-shouldered bat. (Photo courtesy of Wuyishan National Park Scientific Research Monitoring Center)

　　This is the figure of morphological characteristics of the yellow-shouldered bat. (Photo courtesy of Wuyishan National Park Scientific Research Monitoring Center)

　　This is the morphological feature map of the yellow hidden-shouldered bat in Jiuquxi. (Photo courtesy of Wuyishan National Park Scientific Research Monitoring Center)

　　This is the figure of the morphological characteristics of the square-protruding yellow-shouldered bat. (Photo courtesy of Wuyishan National Park Scientific Research Monitoring Center)

　　This is the morphological feature map of the yellow-hidden-shouldered bat in Wuyishan. (Photo courtesy of Wuyishan National Park Scientific Research Monitoring Center)

　　In April 2021, Wuyishan National Park Administration launched a three-year background survey of biological resources. More than 100 experts from many scientific research units and universities went to the field many times to comprehensively investigate the main ecosystems and biological groups of Wuyishan National Park. Up to now, 24 new species have been found in the survey. During the investigation, researchers collected a large number of insect samples, observed the morphological characteristics of adult samples through stereoscope and microscope, and identified them as new species by means of morphological taxonomy.

　　Ma Fangzhou, an associate researcher at the Nanjing Institute of Environmental Sciences of the Ministry of Ecology and Environment, said that the yellow-shouldered dance insects are generally small in size, with the adult body length ranging from 1.8 mm to 2.8 mm, the male insect’s abdominal end is thick and the female insect is slender. Their larvae live under the ground cover, rocks or soil, and adults are terrestrial, mostly moving on the surface and ground of plants. Preying prey mainly includes psyllids, aphids, scale insects, mosquitoes, flies, mites and other important economic pests or health pests.

　　Ma Fangzhou said that the new species of Rhopalosiphum discovered this time plays an important role in clarifying the insect resources of Rhopalosiphum, and at the same time, it is of great significance in the comprehensive management of pests by biological control and the study of indicator organisms for biodiversity and environmental assessment.

　　China Network November 13th According to the official Weibo news of the Ministry of Ecology and Environment, according to the latest forecast results of China National Environmental Monitoring Center, from November 13th to 15th, Beijing-Tianjin-Hebei and its surrounding areas and Fenwei Plain will be affected by unfavorable meteorological conditions, and a heavy air pollution process will occur. The National Joint Center for Prevention and Control of Air Pollution organized expert consultation in time, and invited Chai Fahe, the chief scientist of atmospheric environment of china environmental science Research Institute, to interpret the sources and causes of this pollution process.

　　I. General situation

　　Since November 12th, the meteorological conditions in Beijing-Tianjin-Hebei and its surrounding areas and Fenwei Plain have gradually deteriorated, and pollutants have accumulated slowly. At 0: 00 on the 12th, the concentration of PM2.5 in Anyang first reached hourly heavy pollution, and then the concentration of PM2.5 in Zhengzhou, Xinxiang, Xingtai and other cities reached hourly heavy pollution, and gradually developed northward. As of 22: 00 on the 12th, the highest hourly concentration of PM2.5 in the area was 206 μ g/m3, which appeared in Kaifeng (19: 00 on the 12th). The maximum hourly concentration of PM2.5 in Beijing reached 150 μ g/m3 (at 21: 00 on the 12th).

　　According to the latest forecast results of China National Environmental Monitoring Center, from November 13th to 15th, Beijing-Tianjin-Hebei and its surrounding areas and Fenwei Plain will be affected by unfavorable meteorological conditions, and the air quality of some cities in Beijing, Tianjin, central and southern Hebei Province, eastern and southern Shanxi Province, western Shandong Province, northern Henan Province and Guanzhong area will reach serious pollution for two to three consecutive days, and some cities may have serious pollution. Beijing’s air quality was dominated by moderate to heavy pollution on the 13th, and it may reach heavy pollution on the 14th, and it may maintain heavy pollution on the morning of the 15th, and it is expected to improve around noon.

　　Second, the cause analysis

　　1. Meteorological conditions

　　From the 12th, the near-surface of Beijing-Tianjin-Hebei and its surrounding areas turned to weak southerly winds, and the nighttime wind speed decreased, the humidity increased, and the atmospheric diffusion conditions deteriorated. In most cities, static stability, high humidity and inversion occurred, and pollutants gradually accumulated. Meteorological departments in various places have issued fog warnings respectively. On the night of the 12th, Beijing was affected by the superposition of the inversion temperature in the middle atmosphere and the high humidity near the ground, which was beneficial to the rapid transformation and moisture absorption growth of secondary particles and pushed up the concentration of PM2.5.

　　2. Pollution discharge

　　At present, the emission of air pollutants in the industrial and transportation fields is still at a high level, and the amount of various types of construction is extensive, and the control of dust is still not in place. At the same time, the northern region has entered the early winter season, the weather is getting colder, the urban built-up areas have started heating in winter, and rural areas have also started self-heating. The regional pollutant emissions have increased, and the air pollutant emissions have entered the highest season of the year.

　　Third, early warning and emergency response

　　In response to the pollution process from the 13th to 15th, the Ministry of Ecology and Environment has sent letters to the people’s governments of Beijing, Tianjin, Hebei, Shanxi, Shandong, Henan and Shaanxi provinces (cities), suggesting that all localities should start early warning of heavy pollution weather at corresponding levels according to the local air quality forecast and take emission reduction measures in advance to effectively reduce the impact of heavy pollution weather. As of 8: 00 on the 13th, 25 cities in the above-mentioned provinces and cities issued early warnings, 8 cities in Hebei Province and 6 cities in Henan Province issued orange warnings, and started Class II emergency response measures; Eleven other cities issued yellow warnings and launched Class III emergency response measures, including Beijing at 8: 00 on the 13th and Tianjin at 12: 00 on the 13th.

　　According to the preliminary calculation, the emergency emission reduction measures taken for this heavy pollution process have reduced the emission of primary particulate matter, SO2, NOx, VOCs and other pollutants by about 10%-15%.

　　Fourth, forecast and forecast

　　According to the latest air quality forecast results of China National Environmental Monitoring Center in consultation with provincial monitoring centers in Beijing, Tianjin and Hebei and surrounding areas, around noon on November 15, the regional pollution process was slowly reduced due to the influence of cold air, and the pollution zone moved slowly to the south as a whole. The central area of Beijing, Tianjin and Hebei improved, and the southern part of Beijing, Tianjin and Hebei, the western part of Shandong and the northern part of Henan may maintain heavy pollution due to pollution transmission. It is expected that the pollution process will end on November 16.

　　From November 16 to 18, due to the continuous influence of cold air, the diffusion conditions are favorable, and most areas in the region are mainly excellent, and some areas may be slightly polluted.

　　It is estimated that the air quality in Beijing will improve around noon on November 15th, with good to light pollution as the main pollution throughout the day and excellent pollution from 16th to 18th.

　　　 In July 1985, senior executives from seven industries gathered at the home of Dr. Irwin Jacobs in San Diego to discuss an idea. These dreamers-—Franklin Antonio, Adelia Coffman, Andrew Cohen, Klein Gilhousen, Irwin. JacobS, Andrew Viterbi and Harvey White—-decided that they wanted to build "high-quality communication" and made a plan, which eventually evolved into one of the greatest entrepreneurial success stories in the communication industry: Qualcomm.

Founding team of Qualcomm (from official website, Qualcomm)

　　　 At the beginning of its establishment, Qualcomm mainly provided project research and development services for the wireless communication industry, and also set foot in limited manufacturing. One of the company’s early goals is to develop a commercial product. OmniTRACS was born from this. Since its introduction in 1988, OmniTRACS has grown into the largest satellite-based commercial mobile system in today’s transportation industry. Qualcomm’s current intellectual property portfolio includes more than 10,100 US patents on wireless technology, which are authorized by more than 165 communication equipment manufacturers around the world.

In fact, CDMA is based in Hollywood! ?

Lamarr

　　　 Ever since she was described as the most beautiful woman in the world, actress Hedy Lamarr became the most dazzling screen star in Hollywood in 1930s and 1940s. However, Ms. Lamarr has another talent: she is very talented.

　　　 Lamarr and avante-garde composer George Antheil invented the concept of frequency hopping, that is, multiple frequencies can be used together to send a wireless transmission signal. This concept finally provided the basis of CDMA air link, which was first commercialized by Qualcomm in 1995. Today, CDMA and its core principles have become the backbone of wireless communication, which is due to the innovative idea of this outstanding woman.

　　　 Just like the core of the CPU, the essence of any model is its CPU or chipset including CPU. Qualcomm’s mobile phone chipset mainly includes Mobile Station Modems(MSM chipset), single chip (QSC) and Snapdragon platform. The following is a brief introduction of these three chipsets:

Qualcomm MSM chipset:
Mobile Station (MSM)
http://www.qctconnect.com/products/mobile-processors.html

MSM chipset solutions create cost-effective mobile handheld devices with advanced technology.

Qualcomm single chip:
http://www.qctconnect.com/products/single-chip-solutions.html
Single Chip (QSC) solution provides an economical and available 3G wireless solution for everyone.

Snapdragon platform:
http://www.qctconnect.com/products/snapdragon.html
The Snapdragon platform combines the 1GHz core with the performance of low power consumption, creating a new mobile device with high performance.

Snapdragon

According to different positioning, Qualcomm’s chipsets are divided into economical, multimedia, enhanced and integrated types.

　　　 Next, according to the information provided by Qualcomm, the author gives a brief introduction to 13 Qualcomm mobile phone chipsets and lists the mobile phones using these chipsets:

MSM6260/

Chip introduction:

　　　 MSM6260 is produced by TSMC’s 65nm low power process technology, and is designed for mainstream mobile applications running on WCDMA(UMTS), HSDPA and GSM/GPRS/EDGE(EGPRS) air interfaces. MSM6260 is one of the first 65nm components of TSMC analyzed by SI, and its SRAM cell size is 0.52μm2. As a multimedia platform, MSM6260 can achieve shorter design cycle and lower development cost. This chip is compatible with other chipsets of Qualcomm, such as MSM6245 and MSM6255a solutions, and can achieve RF and pin compatibility.

INQ INQ1 using this chip.

　　　 　GSM Association, the organizer of GSM, announced the 2009 Global Mobile Awards, among which the "Best Mobile Terminal Award" that domestic netizens are most concerned about was won by INQ INQ1, which seems to be "very thunder and very cottage". INQ is a newly established mobile phone division of Hutchison Whampoa in Li Ka-shing, and INQ1 is the first mobile phone of INQ. It is called the world’s first "social mobile phone" because of its embedded software such as Facebook, eBay, Windows Live Messanger, etc. It was highly praised by the judges of the GSM Association and won the "Best Mobile Terminal Award" in one fell swoop.

INQ INQ1 who won the MWC 2009 best mobile terminal award.

　　　 What many netizens don’t know is that the OEM factory of INQ INQ1 is not others, but our company, and Qualcomm (Qualcomm) of the United States provides the chipset for INQ INQ1. It was finally customized by Hutchison Whampoa "3" and listed in a specific country or region. INQ INQ1 won the prize, which also represents the importance attached by the GSM Association to mobile social mobile phones and the development trend of mobile Internet.

INQ1

References:

Super-detailed introduction of social mobile phone INQ1, the grand prize winner.
//mobile.zol.com.cn/126/1265714.html

MSM6500/：

　　　 MSM6500 is a high-capacity and high-speed wireless data solution, which supports CDMA2000 1X, CDMA2000 1xEV-DO and GSM/GPRS standards, and supports roaming between the third generation (3G) and second generation (2G) networks. MSM6500 chipset is QUALCOMM’s second generation CDMA2000 1xEV-DO solution, which supports 2.4Mbps forward link peak wireless data rate. The MSM6500 solution integrates the functions of USB(OTG) host controller, thus enabling wireless handheld devices to communicate directly with various accessories such as,, and. Using the diversity characteristics of CDMA2000 1X and 1xEV-DO, MSM6500 solution can double the capacity of CDMA2000 1X voice system and significantly improve the data throughput of CDMA2000 1X and 1xEV-DO systems.

　　　 MSM6500 solution adopts ARM926EJ-S and two low-power QDSP4000a digital signals, including QUALCOMM’s binary wireless operating environment? （BREW? ) platform. Using the BREW platform, it also integrates gpsOne? Technology (including SnapTrack? Enhanced functions), MSM6500 solution also includes the ability to support CDMA2000 1X and Global Positioning System () at the same time, so that voice and data calls can be made at the same time for location search. Independent GPS is also supported on this chipset.

Mobile phone using this chip:

　　　 D90 supports CDMA 1X network, that is to say, at present, users of China Telecom No.189 can use this mobile phone. The biggest feature of this machine is that it adopts a unique Fastap keyboard, and the letter and number keys are staggered on the small keyboard, which is unprecedented. It is precisely because of this that D90 also won the German "Red Dot" Design Award, which is known as the "Oscar of Industrial Design".

Pictured: ZTE D90

Pictured: ZTE D90′ s unique Fastap keyboard.

　　　 ZTE D90 is also the world’s first FCC-certified CDMA2000 EVDO mobile phone, which has been listed in Canada and other countries in 2007. Although the customized version of China Telecom product we have now cancelled the support for CDMA2000 EVDO, it still retains the stylish Fastap keyboard, but there is not much improvement in other configurations.

MSM6550/：

　　　 The MSM6550 solution integrates a 225MHz ARM9, which can realize enhanced processing power and supports a 4-megapixel interface. QVGA audio and video on demand with 30 fps QVGA; Hardware-accelerated refresh rate of 7 million 3D pixels per second provides an enhanced 3D experience. Through gpsOne positioning technology, MSM6550 chipset also supports 15 fps QCIF video phone, Qualcomm MediaFLO? Media broadcast solution, and synchronization. The MSM6550 solution supports QVGA and a 4 megapixel camera.

Using this chip:,, Curve 8330

　　　 Glyde also adopts a side slide design similar to F700. When the slide is closed, there is only one touch button, and when the slide is opened, a QWERTY will appear, which is convenient for users to write short messages and emails. The user interface of this machine is in the form of Flash, which is very distinctive and code-named "Croix". Because of its beautiful and practical interface, it won the iF prize of mobile communication in 2007.

Pictured: Samsung Glyde

Pictured: Samsung Glyde CDMA mobile phone

Pictured: Samsung Glyde CDMA mobile phone

　　　 Samsung Glyde’s built-in music player supports files in formats such as AAC+, and can also be extended through micro. In addition, this model also has a 3.5 mm jack and supports Bluetooth. In addition, the QWERTY keyboard of U940 is reduced from four lines of F700 to three lines, and there are no stereo speakers at both ends of the front panel.

　　　 () The mobile phone is a brand of Research In Motion () company from Canada. Most mobile phones are designed with horizontal screen and +QWERTY full-function keyboard, and some mobile phones use conventional vertical screen display, but they are still equipped with SureType compact full keyboard. BlackBerry mobile phone has a very popular popularity in the United States, even surpassing the famous mobile phone, and has long occupied the throne of consumers’ favorite in North America. BlackBerry 8130 and 8330 both use Qualcomm’s MSM6550 chipset.

Pictured: BlackBerry 8130 Pearl

Pictured: BlackBerry 8330 Curve

MSM6800/
　
　　　 MSM6800 chipset is the first chipset in the industry to support CDMA2000 1xEV-DO version A. The highly integrated MSM6800 single-chip solution is a part of Qualcomm enhanced multimedia platform series chipset, which provides a full set of integrated multimedia functions, significantly enhances the processing capacity, and optimizes the audio, video, photo and image functions. MSM6800 chipset is a part of Qualcomm Enhanced Multimedia Platform. Enhanced multimedia includes MSM6150, MSM6275, MSM6280 and MSM6550 chip integrated solutions.

　　　 Qualcomm MSM6800 solution can provide a single-chip solution with high performance and low power consumption without dual application, which reduces the cost of bill of materials and provides cost-effective solution support for developing wireless devices based on 1xEV-DO. MSM6800 chipset supports leading next-generation wireless multimedia, including:

Camera-Integrated Qcamera supports photo-quality digital images up to 4 million pixels.
Video -Qtv supports brisk VOD with QVGA of 30 frames per second (fps), and Qcamcorder supports portable quality movies with QVGA of 15 frames per second.
Image-graphics processing capacity is 100k triangles per second, and the filling rate of 7M pixels per second can provide quality games and images.
Audio -3D audio and/AAC/AACPplus audio support portable CD quality listening and appreciation.
Positioning -gpsOne positioning assistance (A-GPS) solution, with enhanced GPS engine, improves sensitivity and accuracy, and supports commercial deployment of consumer positioning services.
Connect-Mobile Digital Display Interface (MDDI) has reliable and low-power mobile display function and camera interface, integrates Bluetooth’s 1.2 baseband processor, and can wirelessly connect peripheral devices.

Using this chip: Instinct, Dare VX9700

　　　 LG Vu is an upgraded version of Prada, and has been customized by American operator AT&T, and supports AT&T’s Cellular Video and MobiTV services. LG Vu’s CDMA version of mobile phones, LG Vu and VX9700 are all equipped with a 3.2-megapixel camera, which supports touch operation and the expansion of microSDHC memory card with more capacity.

Pictured: LG VX

MSM7200/

　　　 The MSM7200 solution supports uplink-intensive services, such as voice over IP (VoIP), 3D multiplayer wireless games and push-to-multimedia applications that share high-quality videos and images in real time. In addition, MSM7200 chipset also supports the sending and receiving of large-capacity attachments, thus further improving enterprise efficiency.

　　　 The MSM7200 chipset supports a downlink data transmission rate as high as 7.2 Mbps and an uplink data transmission rate as high as 5.76 Mbps, which is higher than that of wired broadband connection. As a part of the convergence platform, MSM7200 also supports third parties, thus further integrating consumer electronic functions with wireless communication functions.

　　　 The main frequency of Qualcomm MSM7200 chip is up to 400MHz. Using the architecture, there is a 400MHz Arm11 core responsible for the program part, and a 274MHz Arm9 core responsible for communication, which has a high-speed network interface and can support data connection such as GPRS, EDGE, WCDMA, HSDPA, HSUPA, etc. In addition, MSM7200 can also provide Java hardware acceleration, have an independent audio processing module, have a built-in Q3Dimension 3D rendering engine, and support OpenGL ES 3D graphics acceleration, with a speed of 4 million per second. Video decoding of H.263 and H.264 is supported in hardware. In terms of camera, it can support the maximum and is also built-in. It can be said that MSM is highly integrated and has very strong performance.

Pictured: Qualcomm 7200 solution.

Using this chip:/

　　　 There was a storm in the market in 2007, and it was loved by many consumers because of its excellent appearance and practical GPS function. Although relatively high, P800 is still the first choice for many users. In 2008, P800′ s hardware configuration and operating system were a little behind, so it immediately launched its upgraded P860, which adopted Qualcomm’s MSM7200 chipset.

Pictured: dopod

　　　 The hardware configuration of Dopod P860 is the same as that of TyTN II and HTC Dual, which have just been listed recently. Both of them adopt the QYALCOMM7205 400MHz CPU of Qualcomm 7200a solution, and the combination of 256MB ROM and 128MB SDRAM makes great progress compared with the configuration of TI OMAP850 200MHz, 128MB ROM and 64MB RAM of P800.

　
Pictured is the hardware configuration of Dopod P860.

　　　 As early as September 2007, at the International Consumer Electronics Show in Berlin, Germany, companies from South Korea exhibited their first Windows Mobile phone KS20 for the global market. This stylish mobile phone is very similar to Prada KE850, but it has appeared in several subsequent exhibitions but has not been released. It was not until mid-March 2008 that LG released the KS20 in Asia. In August, 2008, LG sent a licensed version of KS20 for our mobile phone channel, which was also the first smart phone launched by LG in China, using Windows Mobile 6 Professional operating system.

Pictured: LG KS200

　　　 The LG KS200 adopts the 7200 solution of Qualcomm (Qualcomm)-MSM7200 CPU, which was first used on the previous Windows Mobile smartphone HTC TyTN II. At present, dopod, the largest Windows Mobile smartphone manufacturer in China, has gradually adopted the 7200 solution of Qualcomm (Qualcomm), which is a solution with balanced performance and power consumption.

　
Pictured: product information of LG KS200.

MSM7200A

MSM7200A

　　　　　 Just got Touch Diamond 2, not to mention anything else. It continues the exquisite and excellent workmanship of the previous generation of "Diamond" and once again impressed us. As a flagship product of HTC, Touch Diamond 2 does a good job of selling photos, and it is not lost at all. The color scheme of the fuselage changes from the all-black color of Touch Diamond to silver gray with black, which makes it more lively. The most obvious difference in appearance is that the screen of Touch Diamond 2 has been increased to 3.2 inches, while that of Touch Diamond is only 2.8 inches. The screen resolution of Touch Diamond 2 has also been upgraded to WVGA(800×480 pixels), which is consistent with Touch HD.

HTC Touch Diamond 2

　　　 The core hardware configuration CPU of Touch Diamond 2 is MSM7200A 528MHz from Qualcomm, and the 528MHz Qualcomm MSM7201A CPU is used in Touch Diamond, Touch Pro and Touch HD. Touch Diamond 2 is a combination of 512MB ROM and 288MB RAM. The available ROM to the end user is about 200MB, and the available RAM is about 70MB. Touch Diamond 2 cancels the built-in flash memory of Touch Diamond, but adds support for memory card, which is more practical for users in the context of the price of memory card cabbage.

　
Hardware configuration of Touch Diamond 2

HTC ：

　　　 From the list of parameters published by HTC at the time of publication, the author has found that the size of Touch Pro 2 may be surprising compared with the compact Touch Pro. Indeed, Touch Pro 2 with a 3.6-inch WVGA resolution LCD screen is a combination of rough and soft style in styling design. Compared with Touch Pro, its volume has increased a lot, and its body circumference has changed from 102×51×18.1 mm to 116×59.2×17.25 mm, with a slight decrease in thickness, but its weight has risen to 175 g.. In addition, the color matching of Touch Pro 2 has been changed from the all-black of the previous generation to the silver-gray matching of very fashionable business.

HTC Touch Pro 2

　　　 Like Touch Diamond 2, in the core hardware configuration of Touch Pro 2, the CPU CPU is MSM7200A 528MHz from Qualcomm, while Touch Diamond, Touch Pro and Touch HD all adopt 528MHz Qualcomm MSM7201A CPU. Compared with Touch Diamond 2′ s 512MB ROM/288MB RAM, Touch Pro 2 is a little stingy to replace it with 512MB ROM/256MB RAM. Under the English version of the firmware that we got, the available ROM for users of Touch Pro 2 is 192.43MB, and the available RAM is 75.26MB.

　
Hardware configuration of HTC Touch Pro 2

MSM7201A：

　　　 MSM7201A is a single-chip and new solution, which can provide high-speed data processing, hardware-accelerated multimedia, 3D graphics and multimode mobile broadband connection to achieve a perfect wireless experience.

Using this chip: Diamond, T-mobile G1, dopod Touch HD,

　　　 Touch Diamond is the latest model of Touch Phone series, and the model of "Diamond" has doomed its appearance not to be too ordinary. The design of Diamond cutting on the back is the reason for the name "Diamond". Not only the back, but also the overall appearance of the machine is quite exquisite and compact. Netizens familiar with Windows Mobile will understand how rare the thickness of 11.35mm is. In addition, the weight of Touch Diamond is only 110 grams, which will not be like most smart phones of the same type in your pocket.

Pictured: dopod Touch Diamond

　　

Pictured: dopod Touch Diamond

　　　 For the first time, this machine adopts the powerful hardware configuration of Qualcomm MSM7201A with a frequency of 528MHz, 256MB ROM and 196MB RAM, and it has built-in flash memory space, so you will gain and lose. dopod Touch Diamond will no longer support any form of memory card expansion.

　
Pictured: Hardware configuration of dopod Touch Diamond.

　　　 Hardware configuration is a highlight of the first AnT-mobile G1. It uses two flagship models, Xperia X1, which were not listed at that time, and Qualcomm MSM7201A 528MHz CPU, which is also used in two popular flagship machine models, Touch Diamond and Touch Pro, and its main frequency is very advantageous. If the performance of this smartphone on Windows Mobile is quite satisfactory, then according to the actual performance, it is a perfect match with T-mobile G1.

T-mobile G1

Pictured: Touch HD

Sony Ericsson Xperia X1

MSM7225/

　 MSM7225 chipset is specially designed to reduce mobile broadband to less than $200 and enable more users to use intelligence. MSM7225 chipset has a unique dual architecture for third parties and high-speed HSDPA and HSUPA data modems. MSM7225 chipset uses the hardware and software design of MSM7200 and MSM7200A chipset of Qualcomm, the first HSUPA solution in the industry. MSM7225 solution has a unique package size of 12mm× 12mm, which can make the mobile phone look thinner. The optional stacked package (PoP) stack memory in the future will further reduce the size and thickness of smart phones based on MSM7225 chipset.

The hardware and software function of that chipset：

Support the most popular third-party operating systems including Windows Mobile and Linux;
The performance of UMTS Release 6 modem includes: 7.2Mbps HSDPA, 5.76Mbps HSUPA and Multimedia Broadcast Multicast Service (MBMS);
Including camera, 30-frame/second WQVGA video camera and playback and other multimedia functions, which can be compatible with a series of audio/video codecs;
Directly support MediaFLO, DVB-H and ISDB-T mobile phone standards;
Integrated auxiliary and independent GPS functions;
Integrate high-speed USB, Bluetooth 2.0, WiFi and VGA display and various SDIO interfaces and other peripheral functions.

Mobile phones using this chip:, Cruise

　　　 N61 adopts the full design of QWERTY, and looks very similar to the E-series full keyboard mobile phone. ZTE N61 uses MSM7225 528MHz processor from Qualcomm, and its performance is still very strong. ZTE N61 uses a combination of 105MB ROM and 68MB RAM. Although it is slightly lower than the current mainstream level, the whole machine runs smoothly.

Pictured: ZTE N61

Pictured: Hardware configuration of ZTE N61

Dopod Touch Cruise(WCDMA)

　　　 Dopod Touch Cruise is the first WCDMA smart phone launched by dopod. It also uses Qualcomm’s MSM7225 528MHz processor and supports the FootPrint display function, which can help users keep photos with GPS information at any time.

Dopod Touch Cruise

MSM7500/

　　　 Qualcomm’s dual MSM7500 single-chip integrated platform solution supports video shooting functions such as effects, VGA-level and mainstream audio and video coding formats. In addition, MSM7500 also supports the BREW platform and third parties. All this is achieved through a single-chip solution. Through MSM7500, we can solve the historical problems that have puzzled manufacturers for many years, including power consumption, display, speed, network support and multimedia functions. At the same time, MSM7500 can bring a new generation of multimedia experience to users without the need for manufacturers to use a separate chip.

　　　 The MSM7500 chipset creatively integrates the ARM11 processing chip and the ARM9 processor, and many new applications will be brought to users through MSM7500:

-Support high-resolution VGA display and TV output function, and use the user’s to become a personal multimedia center.
-Let consumers enjoy the high-end game experience through the company’s 3D processing chip.
-Enables support for third-party operating systems such as LINUX.
-support WiFi, Bluetooth, and Qualcomm FLO solutions.

MSM7500 has the following three representative terminals:

Pictured: Canada Telus version of the mobile phone

Pictured: W61S launched in early 2008.

Pictured: Sony Ericsson released the new flip W54S in Japan in 2007.

MSM7600/ multimode

　　　 MSM7600 chipset is a global mobile phone chip, which supports: CDMA2000 1xEV-DO Rev. A and CDMA2000 1xEV-DV version A, and is backward compatible with CDMA2000 standard. （UMTS）/HSDPA/GSM/GPRS/EDGE。 Mainly has the following functions:

Support up to 6 million pixels of digital photography and image processing.
Recording and playback of digital video with VGA resolution of 30 frames per second
3D graphics acceleration ability of generating 4 million triangles per second.
High fidelity stereo digital audio recording and playback
Based on gpsOne? Technology and have enhanced image, video and graphics positioning services.
Color LCD support VGA resolution
Standard interface to enjoy pictures, watch videos or play games.
Integrate serial mobile display digital interface (MDDI) to optimize the communication between mobile phone chipset and LCD.
All three chipsets of Qualcomm’s converged platform integrate:
The modem processor, application processor and related DSP are integrated on the chip, and the speed can reach 1 GHz.
Support Launchpad of Qualcomm? Advanced multimedia function suite
Advanced management functions, including self-adjusting power saving mode, to optimize power consumption and extend battery life.
Connecting with external computers, video projectors and other peripheral components ensures seamless access to multimedia and enterprise applications in a way that consumers are happy to accept:
– 802.11
-Bluetooth
– MDDI
-Standard TV interface
– USB
Modem Security and Digital Rights Management Support for Mobile Commerce Services
Wireless synchronization
BREW, Qualcomm? Integrated support of the solution
Strong support for mainstream third-party operating systems

Mobile phone using this chip:

　　　 9530 is the first screen design of BlackBerry brand owned by a Canadian company. In terms of styling, BlackBerry 9530 has changed the traditional design method of QWERTY widening screen combination and added touch screen elements that cater to the trend for the first time. Blackberry 9530 is customized by Verizon Wireless. In terms of network, it supports full-frequency GSM network and upward CDMA network. In addition, it also has satellite positioning and navigation function. Unfortunately, this touch phone does not support Wi-Fi wireless network communication technology, and it is mainly sold in the US market. It is reported that China Telecom may introduce this machine into China.

Pictured: Blackberry 9530 with touch screen design.

QSC1110

　　　 Single chipset, low-end positioning, cost-effective and highly integrated solution.

Using this chip:

　　　 C5600 is a mobile phone customized for China Telecom’s "Tianyi" business. It is made of metal wire drawing to create a body less than one centimeter. C5600 also supports the unique "breathing light". When the music starts, the keyboard can emit dazzling lights and beat with the music beat, creating a charming dynamic atmosphere. C5600 is the world’s first mobile phone using Qualcomm’s latest single-chip QSC1110, with higher integration. Combined with Huawei’s latest power-saving technology, it can greatly reduce standby current and current during use, reduce power consumption and increase standby time.

QSD8250

　　　 QSD8250 combines mobile data processing, multimedia functions, wireless connectivity and minimum power consumption to support all-weather battery life. QSD8250 supports HSPA downlink data transmission rate of 7.2Mbps and uplink data transmission rate of 5.76 Mbps, and provides comprehensive backward compatibility. Dual-mode QSD8650 supports both HSPA and 1xEV-DO version B, and provides full backward compatibility.

　　　 Both solutions have a customized gigahertz (1GHz) microkernel, which is paired with a Qualcomm sixth-generation DSP kernel running at 600 MHz, thus providing an "instant connection" and "always-on" user experience through unparalleled mobility. Snapdragon supports HD video decoding, camera, radio (supports MediaFLO, DVBH-H and JSDB-T), Wi-Fi and Bluetooth.

Mobile phone using this chip:

　　　 On February 3rd, 2009, Beijing time, Toshiba Corporation of Japan released Windows Mobile in London, which adopted Qualcomm Snapdragon solution (the CPU frequency is 1GHz). The model of this machine is TG01, which should have a great relationship with its 1GHz CPU.

Toshiba TG01

　　　 Not only did it reach 1GHz, but the screen of Toshiba TG01 also reached an astonishing 4.1 inches with a resolution of WVGA(800×480 pixels). In addition, HSDPA, Bluetooth, Wi-Fi and GPS (supporting A-GPS) are available with the help of Qualcomm’s Snapdragon solution. The endurance of TG01 is naturally the focus of many netizens’ concern. According to the data, its CPU can control its own speed to ensure at least one day’s use.

QSD8650

Chip function:

　　　 Dual-mode QSD8650 supports both HSPA and CDMA2000 1xEV-DO version B, and provides full backward compatibility. Both solutions have a customized GHz microprocessor core, which is paired with a Qualcomm sixth-generation DSP core running at 600 MHz, thus providing an "instant connection" and "always-on" user experience through mobility. Snapdragon supports high-definition video decoding, 1-camera, GPS, radio and television (supporting MediaFLO, DVBH-H and JSDB-T), Wi-Fi and Bluetooth, which creates more opportunities for device manufacturers to design attractive mobile devices, and finally realizes the promise of providing uninterrupted seamless connection in an extremely slim and compact body.

Mobile phone using this chip:

　　　 Recently, we learned from Qualcomm that a mobile phone named Monaco will be launched soon, which is based on the Snapdragon platform. Manaco mobile phone adopts the very popular side slide design, with a 3.2-inch screen on the slide and a resolution of WVGA level (480 800 pixels), and four rows of QWERTY keyboards under the slide, but the space bar is squeezed between the keys B and N, which may be somewhat unsuitable at first.

Exposed LG

Data source: People’s Bank of China, Network Clearing Co., Ltd. Drawing: Cai Huawei

　　The online payment business involving bank accounts needs to be cleared through the network, and the capital channel is more transparent, but the payment experience is not affected.

　　Liu Manning, who lives in Tongzhou District, Beijing, placed 14 orders in Taobao this year, and paid by China Merchants Bank credit card bound by Alipay, spending more than 10,000 yuan. "Most of the things I bought were not pre-sold, so I quickly placed an order for payment just after zero. At that time, it was definitely the peak period of snapping up, but the payment process was very smooth and there was no stagnation when paying. " Liu Manning said.

　　The central bank stipulates that all third-party online payment services involving bank accounts are cleared through the network. The full name of the network is the network payment and clearing platform of non-bank payment institutions. Whether consumers transfer money from a savings card to a WeChat red envelope, or transfer the balance of Alipay to a bank card for cash withdrawal, or pay through a credit card bound by Jingdong wallet, the network connection plays a key role in the behind-the-scenes liquidation process.

　　As an important financial infrastructure, Netlink has access to more than 400 banks and all 115 licensed online payment institutions including Alipay and Tenpay (WeChat Pay).

　　Before the establishment of the network, online payment institutions directly connected with banks for liquidation, which easily caused problems such as multi-head liquidation and unclear capital flow. For example, buying a pair of shoes from 300 yuan in Tmall, in short, the liquidation mode of the network connection is: consumers choose the savings card of China Construction Bank bound by Alipay to pay; When Alipay receives the payment request, it automatically initiates the agreement payment to Netlink, which saves the transaction information in the database and forwards the request to CCB. After 300 yuan was deducted from the consumer’s account, CCB informed the network that the deduction had been successful; Netlink then informed Alipay that the payment was successful and the transaction was completed.

　　From the payment data released by the central bank in the third quarter of this year, we can get a glimpse of the rapid growth of online business. The data shows that Netlink handled 33.655 billion transactions in the third quarter, amounting to 12.68 trillion yuan; The daily average processing business was 366 million transactions, an increase of 3.09 times compared with the second quarter; The average daily processing amount was 137.822 billion yuan, up 3.65 times from the previous month.

　　However, when consumers pay for goods, they may not be aware of the changes brought by the network connection, which is mainly due to the optimization of the back-end clearing system, which will not have much impact on the front-end operation behavior and usage habits.

　　What impact will access to the network bring to the payment institution? The person in charge of the payment institution serving an e-commerce platform said: "At the beginning of May this year, we cut some e-commerce businesses to the network for liquidation, which improved the user payment experience in a short time. By analyzing the data of 40 days before and after cutting, we found that the success rate of user card binding increased by 2.34 percentage points, and the success rate of PC-side fast payment increased by 2.39 percentage points. "

　　"double 11" is a big test for the network. According to the data provided by Netlink, since November this year, more than 90% of the online payment services jointly carried out by payment institutions and commercial banks have been handled through Netlink. On the day of "double 11", Netlink handled 1.17 billion inter-agency payment transactions, and the corresponding peak value of inter-agency transaction processing exceeded 92,000 transactions per second, which also set a record for clearing institutions at home and abroad.

　　"double 11" is the peak of online payment over the years, and the peak time has repeatedly set a global concurrent peak record, which brings great challenges to the system capacity and line bandwidth of the participants, and is a centralized test of the scientific and technological capabilities of the participants. Xue Hongyan, director of Internet Finance Center of Suning Financial Research Institute, thinks that the processing performance and peak load-carrying capacity of Netlink have been verified and recognized by the market from the situation of "double 11" this year.

　　"Disconnecting direct connection" leaves traces everywhere in the transaction, making the payment account safer and the operation and maintenance cost of the payment institution lower.

　　In recent years, the rapid expansion of online payment services has played a positive role in supporting economic development and the convenience of people’s lives, on the other hand, it has also brought some problems.

　　The person in charge of a small and medium-sized payment institution was very touched by this: "Before the establishment of the network, our company mainly settled through the agency model, which is the so-called’ direct connection’. At that time, we established a total of eight clearing channels with eight banks. However, in this mode, because the interface standards and security specifications between these clearing systems are different, our operation and maintenance costs are pushed to a particularly high level. "

　　Under the traditional "direct connection" mode, the management of customer reserve fund is also a difficult point. After consumers buy goods online, the payment they made before receiving the goods has been kept in the bank account opened by the online payment institution, which is the customer reserve. From the time the payment institution receives the payment to the merchant, the customer’s reserve fund will stay in its account for a period of time, and the reserve fund will also be misappropriated, which will endanger the security of the payment account.

　　The safety of capital flow has attracted much attention. Yan Lidong, a member of the expert committee of China Supply Chain Financial Services Alliance, said that in the past, after a number of banks set up accounts, online payment institutions were able to complete all payment transactions, which essentially enabled the inter-bank clearing function. Because the capital flow and information flow only circulate in the payment institution itself, the supervisor can only see the changes of funds in the bank account of the payment institution, but can’t effectively supervise the possible violations in the payment process.

　　After the establishment of the network, these chaos is expected to be gradually improved. Zhao Yi, a special researcher at the Research Center for Payment and Clearing of the Institute of Finance of China Academy of Social Sciences, said that the original intention of the establishment of the network link was to "break the direct connection". "Broken direct connection" can leave traces everywhere in the transaction, help to monitor the flow of funds, maintain the stability of the payment system and ensure financial stability. A large-scale clearing platform dedicated to third-party payment institutions is also unique in the world.

　　Zhao Wei believes that, on the one hand, the network connection adopts a unified access platform, technical standards and message specifications, which not only saves the repeated construction costs of online payment institutions and banks, but also reduces the post-maintenance costs caused by inconsistent standards. On the other hand, after access to the network, the operation and maintenance costs and channel barriers of small and medium-sized payment institutions will be reduced, and they can get equal opportunities to compete with large institutions at the liquidation level, and they can focus on product innovation and customer service. The competition among all kinds of payment institutions will be carried out in enriching payment scenarios, facilitating financial services and enhancing customer experience in the future.

　　"The network is centralized and liquidated, all black-box operations will be exposed to the sun, and the safety of users’ funds can be guaranteed to the greatest extent." Zhao Yi said that according to the plan, customers’ reserve funds will be deposited in the special deposit account of the central bank for centralized custody, and it is expected that the phenomenon that payment institutions only focus on increasing the scale of reserve funds and endangering the safety of consumers’ funds will be curbed.

　　"The centralized depository system introduced by the central bank is not only for the need to protect the safety of customers’ funds of third-party payment institutions, but also based on the basic principles of financial supervision, which brings all kinds of’ innovations’ carried out by payment institutions based on customers’ reserve funds into a more prudent supervision category." Zhao Wei said.

　　There is a big platform behind the "small wallet", and future funds may be transferred between various "wallets"

　　"Some time ago, the typhoon Mangosteen hit Shenzhen. At that time, I was hiding at home and could only pass the time by online shopping. " Liu Xiaohui, who works in Shenzhen, said, "I placed a few orders with my mobile phone. I thought that the typhoon was coming and the payment would be affected. I didn’t expect it to be as smooth as usual."

　　The ability of "disaster tolerance" is greatly enhanced, which is one of the characteristics of the network. Using the distributed cloud architecture system, Networked has established six data centers in Beijing, Shanghai and Shenzhen. Compared with the traditional "two places and three centers" architecture, the six data centers of Networked Network provide services to the outside world at the same time and back up each other, which means that any one of the computer rooms has a major failure, and other computer rooms can still provide services smoothly. "When Typhoon Mangosteen hit Shenzhen, we switched the business of Shenzhen data center to other cities in advance, so customer transactions were not affected at all." The relevant person in charge of the network introduced.

　　"The network signal of the supermarket downstairs in our house is not good. Every time I have to pay for something after I buy it, I have a special headache. I don’t know if I have paid successfully." Wu Lifang, who works in Shanghai, said. As payment and clearing involves information transmission between systems of different market participants, it is inevitable that there will be abnormal situations, such as the payment institution prompting consumers that the transaction failed, but the bank has actually deducted money.

　　"We invited payment institutions and bank personnel to jointly design an automatic reversal solution, which achieved full coverage of all national commercial banks. Take ICBC as an example. For a transaction paid by agreement, if Networked fails to get the result returned by ICBC within the agreed closing time, the final state of the transaction is determined as’ presumed failure’, and Networked will send the final notice to ICBC; If it is found that the deduction has been made, the ICBC system will directly correct it according to this notice, and the deducted money will be immediately returned to the consumer account, and the consumer can pay again. " The relevant person in charge of the network said.

　　"If the clearing technology can’t keep up, it will be difficult for payment institutions to carry out business innovation on the client side, and the emergence of network connection has a decisive impact on the reform of third-party payment business model." Zhao Wei said that the primary task of the network now is to continue to promote the "broken direct connection" and prevent and resolve various risks brought by the "direct connection" model. While doing a good job of auxiliary supervision, the future network can consider using its own advantages to become a platform to support the innovation and development of the payment industry and make people’s e-wallets safer and better to use.

　　Zhao Wei introduced that a fast payment system called "Fast Revolution" was launched in Hong Kong in September this year. The highlight was the mutual transfer between Octopus, Alipay and Tenpay. "The establishment of the network link will help promote interoperability across payment platforms and guide the coordinated development of non-bank and bank payment systems. After accessing the network, there is no obstacle to the mutual transfer of accounts between payment institutions at the technical level. Whether and when it can be landed requires the efforts and promotion of all parties. " Zhao Wei said. (Reporter Ge Mengchao)

(Original title: After accessing the network, the industry ecology among online payment institutions will become more balanced, the payment scenarios will become more abundant, and customers will have new experiences-making e-wallets safer)

　　CCTV News:"Kaifeng released" WeChat WeChat official account news. On September 27th, a case of asymptomatic COVID-19 infection was found in the normalized nucleic acid test in Kaifeng city. The activity trajectory is now announced as follows:

　　Male, 39 years old, now lives in Yanfuyuan Community, Longting District.

　　On September 21st, I did nucleic acid sampling in the nucleic acid sampling room of Yanfuyuan Square at 8:11, had breakfast at Zhangji Hulatang Restaurant on Tiyu Road at 8:18, shopped at Nanfuchang Tea House on Dongtou Road in Hedao Street at 10:29, shopped at Huabei Supermarket at 10:41, dined at Haoxianglai Restaurant in Shanghe City at 11:42, shopped at New Mart Mall at 12:37 and went to private courtyard at 15:00.

　　On September 22nd, I had breakfast at the chopped green onion oil cake shop in Xipo North Street at 7:03, did nucleic acid sampling at the nucleic acid sampling house in Yanfuyuan Square at 7:43, went to the car inspection station in private house at 10:00, shopped at Chunshuang tobacco and liquor grocery store in Tiyu Road at 12:08, dined at Zhengji Mala Tang in Tiyu Road at 12:31, shopped at Tiyu Edward J.M.Rhoads Supermarket at 18:30 and at Guci in Xufu Street at 18:53.

　　On September 23rd, at 6:41, I did nucleic acid sampling in the nucleic acid sampling room of Yanfuyuan Square, shopped at the Chunshuang Tobacco and Alcohol Non-staple Food Store in Tiyu Road at 10:32, dined at Li Ji Siwei Cuisine in Beishudian Street at around 12:12, shopped at Chunhe Non-staple Food Store in Beishudian Street at 16:10, shopped at Sports Edward J.M.Rhoads Supermarket at 20:31, and dined at Xu Yuan Dumpling in Tieta West Street.

　　On September 24th, we did nucleic acid sampling in the nucleic acid sampling room of Yanfuyuan Square at 7:50, shopped at Bolizhongjia chain supermarket in Tieta West Street at 10:18, dined at the second floor of Starlight World at 11:00 and dined at Sports Edward J.M.Rhoads Supermarket at 19:00.

　　On September 25th, I printed materials at Deli Stationery on the north side of Xiangyang Road at 7:30, had breakfast at the east of Yanqing Gate, shopped at Chunshuang Tobacco and Liquor Food Store on Tiyu Road at 9:20, shopped at Zhaoji Beef Burning Shop on Tiyu Road at 17:36, shopped at Huabei Supermarket at 18:12 and arrived at Huida New World Community in the demonstration area at 19:30.

　　On September 26, at 7:07, I ate at the chopped green onion cake shop near No.17 Xipo North Street.

　　At present, the flow adjustment, detection, disinfection and other related work are being carried out in an orderly manner. The close contacts and close contacts that have been identified have been detected for nucleic acid detection, and all of them have been centralized or isolated at home, and nucleic acid sampling and comprehensive disinfection have been carried out in the external environment.

　　Notice on implementing temporary control measures for epidemic prevention and control in some areas

　　(55, 2022)

　　On September 27th, a case of asymptomatic COVID-19 infection was found in the normalized nucleic acid test in Kaifeng city. In order to effectively protect people’s lives and health, reduce the flow of people and effectively block the spread of the epidemic, according to the relevant provisions of the state, provinces and municipalities on epidemic prevention and control,After comprehensive judgment by the expert group, it was decided to implement temporary control measures for epidemic prevention and control in some areas.The relevant matters are hereby notified as follows:

　　No.16 Tiyu Road and Yanfuyuan Community in Longting District are designated as temporary control areas for epidemic prevention and control and spillover prevention.

　　The above areas will be dynamically adjusted according to the changes in the epidemic situation.

　　Epidemic prevention and control is related to the health of every citizen and requires the joint efforts of every citizen. Please pay attention to the official authority release, do not believe in rumors, do not spread rumors, do not panic. If you encounter difficulties in life and medical treatment, you can call the 24-hour service hotline: 12345.

　　The above contents shall be implemented at the time of promulgation of this circular.

　　CCTV News:According to the website of the People’s Bank of China, recently, the People’s Bank of China issued the Measures for the Administration of Reports on Large Transactions and Suspicious Transactions of Financial Institutions (Order No.3 [2016] of the People’s Bank of China, hereinafter referred to as the Measures), which will be implemented on July 1, 2017. A few days ago, the relevant person in charge of the People’s Bank of China answered a reporter’s question about the Administrative Measures.

　　1. What is the background and main significance of the Administrative Measures?

　　The Administrative Measures, in combination with domestic work practice and international standards, revised and integrated the existing two regulations, namely, the Administrative Measures for Reporting Large Transactions and Suspicious Transactions of Financial Institutions (Order No.2 of the People’s Bank of China [2006]) and the Administrative Measures for Reporting Suspicious Transactions of Financial Institutions Suspected of Terrorist Financing (Order No.1 of the People’s Bank of China [2007]).

　　Since the implementation of the above two regulations in 2007, in the initial stage of China’s anti-money laundering work, they have played a positive role in guiding financial institutions to effectively fulfill their suspicious transaction reporting obligations. However, with the development and changes of the domestic and international situation and the deepening of anti-money laundering work, problems such as excessive defensive reports and insufficient effective reports have gradually emerged, which have affected the effectiveness of anti-money laundering work. To this end, the People’s Bank of China has successively issued the Notice on Further Strengthening the Anti-Money Laundering Work of Financial Institutions (Yinfa [2008] No.391) and the Notice on Defining the Relevant Implementation Issues of the Suspicious Transaction Reporting System (Yinfa [2010] No.48) and other normative documents to regulate how financial institutions can effectively fulfill their obligations of reporting suspicious transactions and avoid simply grabbing and submitting transactions that meet the suspicious transaction reporting standards through the system. In 2012, the People’s Bank of China selected 37 corporate financial institutions across the country to carry out comprehensive pilot projects on suspicious transaction reports, requiring the pilot institutions to independently define transaction monitoring standards in light of their own conditions, and submit suspicious transaction reports on the basis of reasonable suspicion in combination with manual analysis. These efforts have laid a solid foundation for the revision of the existing two regulations and the promulgation of the Administrative Measures. At the same time, the current reporting standards for large transactions can no longer fully meet the actual needs of anti-money laundering and combating and curbing related upstream crimes, so it is necessary to make appropriate adjustments to the reporting standards for large transactions.

　　In 2014, the People’s Bank of China officially launched the revision of regulations, repeatedly studied and demonstrated, and twice organized nationwide to solicit opinions and suggestions from financial institutions to ensure the scientificity and feasibility of the Administrative Measures. The Administrative Measures clarify the new requirements for financial institutions to effectively fulfill the obligation of reporting suspicious transactions at the regulatory level, which is helpful for financial institutions to improve the effectiveness of reporting suspicious transactions, to prevent and curb criminal activities such as money laundering and terrorist financing, to maintain the security and stability of China’s financial system, and to further integrate with international standards.

　　2. What are the main considerations for requiring financial institutions to report large-value transactions and suspicious transactions?

　　According to the Anti-Money Laundering Law of People’s Republic of China (PRC), reporting large transactions and suspicious transactions is one of the three core anti-money laundering obligations that financial institutions should perform, and it also lays a solid data foundation for the People’s Bank of China to carry out monitoring and analysis of anti-money laundering funds transactions according to law. In practice, financial institutions automatically capture and submit large transactions through the system, and discover and submit suspicious transaction reports through customer identification, keeping customer identity data and transaction records, and conducting transaction monitoring and analysis. Based on the reports of large-value transactions and suspicious transactions submitted by financial institutions, the People’s Bank of China conducts active analysis, investigation analysis and international mutual investigation, transfers case clues to law enforcement departments according to law, and works with relevant departments to prevent and curb money laundering and terrorist financing and maintain financial security.

　　Three, compared with the current regulations, what are the main changes in the "management measures"?

　　The changes in the Administrative Measures mainly include the following four aspects: First, the requirements for reporting suspicious transactions based on "reasonable suspicion" are clarified, and the requirements for establishing and improving transaction monitoring standards, transaction analysis and identification, monitoring of terrorism-related lists, establishment of monitoring systems and record keeping are added, while the reporting standards for suspicious transactions in banking, securities and futures industries and insurance industries that are no longer in line with the development of the situation are deleted from the original regulations. Second, the RMB reporting standard for large cash transactions was adjusted from "200,000 yuan" to "50,000 yuan", and the statistical methods of large transfer transactions of financial institutions and the reporting time limit of suspicious transactions were adjusted. Third, the scope of application of the new regulations and the reporting standards for large-scale cross-border transactions in RMB are added. The reporting standard for large cross-border transactions denominated in RMB is "RMB 200,000". Fourthly, the contents of transaction report elements are adjusted, such as "Payee Matching Number" and "Equipment Code for Off-Counter Transaction" are added, and the elements such as "Report Date", "Filler" and "Name of Financial Institution" are deleted, and a more streamlined General Suspicious Transaction Report Element is designed.

　　4. What is the scope of application of the Administrative Measures? When will it take effect?

　　The Administrative Measures are applicable to institutions legally established in People’s Republic of China (PRC) that should perform anti-money laundering obligations according to the Anti-Money Laundering Law of People’s Republic of China (PRC) and other laws and regulations, mainly including policy banks, commercial banks, rural cooperative banks, rural credit cooperatives, village banks, securities companies, futures companies, fund management companies, insurance companies, insurance asset management companies, insurance professional agencies and insurance brokerage companies. Trust companies, financial asset management companies, enterprise group finance companies, financial leasing companies, auto finance companies, consumer finance companies, money brokerage companies, loan companies and non-bank payment institutions. Among them, "insurance professional agency company", "insurance brokerage company", "consumer finance company" and "loan company" are the newly added scope of application of the Administrative Measures.

　　The Administrative Measures came into effect on July 1, 2017. Considering that it will take some time for financial institutions to revise their systems, build their own trading monitoring standards and transform their systems. Therefore, the "Administrative Measures" gave financial institutions a transition period of half a year after their promulgation and before their implementation.

　　V. What are the specific requirements of the Administrative Measures for reporting large transactions? Is it necessary to submit a large transaction report for cross-border capital transactions?

　　The reporting standards for large-value transactions stipulated in the Administrative Measures are as follows: First, large-value cash transactions of natural persons and non-natural persons, with domestic and cross-border reporting standards of RMB 50,000 or more and foreign currency equivalent of USD 10,000 or more. Second, it is a large transfer transaction in a non-natural person’s bank account. The domestic and cross-border reporting standards are more than RMB 2 million and the foreign currency equivalent is more than USD 200,000. Third, large-sum transfer transactions in natural person’s bank accounts, with domestic reporting standards of RMB 500,000 or more and foreign currency equivalent of USD 100,000 or more, and cross-border reporting standards of RMB 200,000 or more and foreign currency equivalent of USD 10,000 or more.

　　For cross-border capital transactions, financial institutions shall submit large transaction reports. For example, if a natural person remits $10,000 overseas by cash or transfer through a banking institution, the banking institution that handles the business needs to report this transaction as a large transaction. The reporting standard for large-value cross-border transfer transactions of natural person customers "more than RMB 200,000" is a new standard in the Administrative Measures. The main considerations are as follows: First, with the gradual promotion of Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect, the cross-border business of domestic residents will be gradually liberalized, and the cross-border RMB business of individual residents will be more frequent. Special RMB reporting standards will be designed to facilitate the regulatory authorities to grasp the cross-border RMB transaction data in time and carry out risk monitoring. Second, according to the existing system, the daily limit of cross-border RMB remittance between Hong Kong residents’ individual accounts with the same name and Taiwan Province residents’ individual accounts is 50,000 yuan, and cross-border RMB business under personal trade of residents is subject to unlimited management. The Notice on Optimizing the Information Submission Process of RMB Cross-border Receipt and Payment Information Management System (Yin Ban Fa [2013] No.188) stipulates that banks can submit individual RMB cross-border receipts and payments with a single amount of less than 200,000 yuan (inclusive), but they need to keep the detailed information one by one. On the whole, the reporting standard of large-scale cross-border transfer transactions of natural person customers in the Administrative Measures is determined as "more than RMB 200,000", which can strengthen the statistical monitoring of cross-border RMB transactions and better prevent risks related to cross-border RMB transactions.

　　It should be noted that according to the Administrative Measures, the People’s Bank of China can adjust the reporting standards for large transactions according to the needs of work.

　　Six, the "Administrative Measures" will report large cash transactions as "RMB 50,000" and "foreign currency equivalent of 10,000 US dollars". What are the main considerations?

　　The Administrative Measures stipulate that financial institutions shall submit large-value transaction reports for cash deposits, cash withdrawals, cash settlement and sale, cash exchange, cash remittance, cash bill payment and other forms of cash receipts and payments with a single or cumulative transaction of more than RMB 50,000 (including RMB 50,000) and a foreign currency equivalent of more than US$ 10,000 (including US$ 10,000) on that day. For example, if a natural person purchases US dollar cash with RMB cash through a banking institution, and the single or cumulative transaction on the same day is more than RMB 50,000 (including RMB 50,000), the banking institution handling the business needs to report this transaction as a large transaction.

　　The "Administrative Measures" will adjust the reporting standard for large cash transactions from the current RMB 200,000 to RMB 50,000. The main considerations are:

　　First of all, strengthening cash management is an important part of anti-money laundering work. The international anti-money laundering supervision standards in the cash field are mostly strict. For example, the starting point for reporting large cash transactions in the United States, Canada and Australia is US$ 10,000 (or equivalent foreign currency), and the regulatory authorities can further lower the reporting standards for cash transactions in order to crack down on illegal and criminal activities in specific fields according to legal authorization. Secondly, the popularity, development and innovation of non-cash payment tools facilitate non-cash transactions, and residents’ preference for cash use is gradually changing. Normal payment needs can be met more quickly and safely through non-cash payment tools, which provides favorable conditions for strengthening cash management. Finally, the development of China’s anti-corruption, taxation, balance of payments and other fields also requires strengthening cash management to prevent the risk of using large cash transactions to engage in corruption, tax evasion, evasion of foreign exchange management and other illegal activities.

　　7. Does the Administrative Measures require non-bank payment institutions to submit large transaction reports?

　　The relevant provisions of the Administrative Measures apply to non-bank payment institutions. At present, the People’s Bank of China has more specific requirements on the anti-money laundering obligations that non-bank payment institutions should perform, such as the Administrative Measures on Anti-Money Laundering and Anti-Terrorist Financing of Payment Institutions (Yinfa [2012] No.54). After the "Administrative Measures" come into effect, the People’s Bank of China will revise and improve the reporting requirements for large transactions and suspicious transactions of non-bank payment institutions in a timely manner according to the actual situation.

　　Eight, "management measures" whether there are provisions on large transactions without reporting?

　　There are relevant regulations. According to the Administrative Measures, the types of large-value transactions exempted from reporting by financial institutions mainly include fixed-activity mutual transfer transactions under the name of the same customer of the same financial institution, transactions in which one party is the party, government and military organs, inter-bank transactions of financial institutions, taxation handled by banking institutions, correction of wrong accounts, interest payment, etc.

　　9. What are the specific requirements of the Administrative Measures for suspicious transaction reports?

　　The Administrative Measures stipulate that financial institutions shall submit suspicious transaction reports when they find or have reasonable reasons to suspect that customers, customers’ funds or other assets, customers’ transactions or attempted transactions are related to criminal activities such as money laundering and terrorist financing, regardless of the amount of funds involved or the value of assets. That is, to report suspicious transactions on the basis of "reasonable suspicion". Specific requirements mainly include:

　　First, financial institutions should monitor suspicious transactions throughout all aspects of financial business. Financial institutions should not only take reasonable measures to identify suspicious transaction clues in the process of customer identification, but also find out whether customers, funds or other assets and transactions are related to illegal and criminal activities such as money laundering and terrorist financing through screening, reviewing and analyzing transaction data. For ongoing transactions or transactions that customers try to carry out, financial institutions should also submit suspicious transaction reports if they find or have reasonable reasons to suspect that they are involved in money laundering and terrorist financing.

　　Second, financial institutions should also pay attention to whether customers’ funds or assets are related to criminal activities such as money laundering and terrorist financing. Assets include but are not limited to bank deposits, remittances, traveler’s checks, postal orders, insurance policies, bills of lading, warehouse receipts, stocks, bonds, bills of exchange and letters of credit, houses, vehicles, ships, goods, and other legal documents and certificates that prove the ownership and other rights and interests of assets in electronic or digital form.

　　Third, financial institutions submit suspicious transaction reports, and there is no requirement for the starting amount of funds or assets. If the amount of fund transactions suspected of terrorist financing activities may be small, financial institutions should still submit suspicious transaction reports according to the Administrative Measures.

　　Fourth, financial institutions should submit suspicious transaction reports within the prescribed time. The Administrative Measures stipulate that a financial institution shall "submit a suspicious transaction report in a timely manner within 5 working days at the latest after it is confirmed as suspicious transaction according to its internal operating procedures for suspicious transaction reporting".

　　In order to implement these requirements, financial institutions should, in accordance with the Administrative Measures, formulate suspicious transaction reporting systems and operating procedures, provide sufficient human resources and support for suspicious transaction reporting, establish and improve self-defined transaction monitoring standards, establish a fully functional and well-functioning monitoring system, do a good job in monitoring terrorist lists, strengthen manual analysis and identification of abnormal transactions with early warning by the system, keep relevant work records, and abide by confidentiality requirements.

　　X. The Administrative Measures defines the time limit for reporting suspicious transactions as "to submit the suspicious transaction report in a timely manner within 5 working days at the latest after it is confirmed as suspicious transaction according to the internal operating rules of this institution". What are the main considerations?

　　The original Administrative Measures on Large-value Transactions and Suspicious Transaction Reports of Financial Institutions (Order No.2 of the People’s Bank of China [2006]) required financial institutions to submit suspicious transaction reports within 10 working days after suspicious transactions occurred. However, under the new mode of reporting suspicious transactions based on "reasonable suspicion" in the Administrative Measures, there may be a big difference between the time when suspicious transactions occur and the time when suspicious transactions are identified and confirmed, which makes the original reporting time limit difficult to operate. The international common practice is to require financial institutions to submit suspicious transaction reports in time after confirming suspicious transactions. Therefore, the "Administrative Measures" defines the time limit for suspicious transaction reporting as "to submit the suspicious transaction report in time, no later than 5 working days, after it is confirmed as suspicious transaction according to the internal operating rules of the institution for suspicious transaction reporting".

　　It should be noted that "five working days" does not mean that financial institutions must complete all links from abnormal transaction warning to manual analysis and judgment within five working days, and submit suspicious transaction reports to China Anti-Money Laundering Monitoring and Analysis Center, but that financial institutions should submit suspicious transaction reports within five working days after being confirmed as suspicious transactions through internal early warning and analysis.

　　XI. What are the specific requirements of the Administrative Measures for financial institutions to monitor terrorism-related lists?

　　According to the Administrative Measures, financial institutions should follow the following requirements when monitoring the terrorism-related list: First, financial institutions should ensure the completeness and accuracy of the terrorism-related list and update it in time. Second, the scope of monitoring the terrorism-related list of financial institutions should cover all customers and their counterparties, funds or other assets. Third, financial institutions should conduct real-time monitoring of the terrorism-related list. Fourth, financial institutions should immediately conduct retrospective investigations on all their customers or their counterparties after the adjustment of the terrorism-related list. Fifth, if financial institutions have reasonable reasons to suspect that customers or their counterparties, funds or other assets are related to the terrorism-related list, they should immediately report them as key suspicious transactions and take freezing measures in accordance with the Measures for the Administration of Assets Freezing Related to Terrorist Activities (Order No.1 of the Ministry of Public Security of the People’s Bank of China [2014]).

　　It should be noted that financial institutions are obligated to perform the monitoring of terrorism-related lists, and they have the responsibility to actively obtain and master the list of terrorist organizations and terrorist personnel released and updated by the competent departments of the state. In order to facilitate financial institutions to grasp relevant information in a timely manner, the People’s Bank of China publishes the list of terrorism-related information under the anti-money laundering column of the official website, and the relevant supervision and management departments will also forward the list that needs to be implemented and concerned to the regulated institutions.

　　Twelve, the "Management Measures" require financial institutions to be equipped with full-time personnel to be responsible for reporting large transactions and suspicious transactions. What are the main considerations?

　　In practice, whether financial institutions conduct timely and effective analysis and treatment of abnormal transactions with early warning system, or pay close attention to the adjustment of terrorism-related lists at home and abroad at any time, and conduct retrospective investigation in time, they all put forward higher requirements for the professionalism and sufficient number of institutional personnel. Therefore, the board of directors and senior management of financial institutions should attach great importance to the reporting of large-value transactions and suspicious transactions, and allocate enough full-time personnel to take charge of related work. By optimizing the workflow of reporting large-value transactions and suspicious transactions, they should do basic work such as customer identification, identity data and transaction record preservation, improve the setting of transaction monitoring indicators and related system functions and other supporting measures to ensure that full-time personnel can effectively carry out monitoring and analysis work.

　　Thirteen, in recent years, what measures has the People’s Bank of China taken to improve the suspicious transaction reporting system?

　　Since the promulgation of the Administrative Measures on Large-value Transactions and Suspicious Transaction Reports of Financial Institutions (Order No.2 of the People’s Bank of China [2006]), the People’s Bank of China has been actively taking measures to improve the suspicious transaction reporting system and promote the effective implementation of the suspicious transaction reporting system. For example, the People’s Bank of China has successively issued a series of normative documents, such as the Notice on Further Strengthening the Anti-Money Laundering Work of Financial Institutions (Yinfa [2008] No.391) and the Notice on Defining the Implementation Issues of the Suspicious Transaction Reporting System (Yinfa [2010] No.48), to clearly distinguish the different regulatory requirements for abnormal transaction reports from suspicious transaction reports, so as to reduce the defensive reporting behavior of financial institutions. In 2012, the People’s Bank of China launched a comprehensive pilot project of suspicious transaction reporting with independent definition of abnormal transaction monitoring indicators in 37 corporate financial institutions to test the effectiveness and feasibility of the new model of independent definition of monitoring indicators. Since 2013, the People’s Bank of China has successively issued suspicious transaction types and identification points for upstream crimes of money laundering, such as illegal fund-raising, underground money houses, terrorist financing, etc., issued multiple risk warnings, and issued a notice to strengthen the monitoring of terrorism-related lists and fugitives lists, guiding financial institutions to do a good job in monitoring and analyzing suspicious transactions and monitoring lists. At the same time, through law enforcement inspection, supervision visits, classification and rating and other regulatory measures, financial institutions are urged to continuously improve suspicious transaction reporting and improve the quality of suspicious transaction reporting.

　　XIV. What progress has financial institutions made in suspicious transaction reporting in recent years?

　　Financial institutions have been strengthening and improving the monitoring and analysis of suspicious transactions and list monitoring in accordance with the requirements of the People’s Bank of China, and the effectiveness of suspicious transaction reporting has been continuously improved. At present, financial institutions have generally strengthened the manual analysis and identification of abnormal transactions. Financial institutions have participated in the comprehensive pilot work of suspicious transaction reports with independent definition of abnormal transaction monitoring standards as the core, and implemented the requirements of suspicious transaction types, identification points, risk warnings and list monitoring issued by the People’s Bank of China. The ability of financial institutions to define abnormal transaction monitoring standards has been verified and strengthened, and the professionalism and intelligence of monitoring and analysis have been continuously improved. While the overall number of suspicious transaction reports has dropped significantly, the quality of reports has improved significantly, and the number of clues transformed into cases has increased significantly, which has provided strong support for the country to prevent and combat money laundering and related crimes.

　　15. What will the People’s Bank of China do to guide financial institutions to effectively implement the relevant requirements of the Administrative Measures?

　　In order to guide financial institutions to effectively implement the Administrative Measures, the People’s Bank of China will fully listen to the opinions and suggestions of financial institutions, issue supporting normative documents as soon as possible, clarify specific work requirements such as suspicious transaction continuation report and suspicious transaction analysis report process, and issue relevant guidelines for financial institutions to formulate transaction monitoring standards in combination with industry best practices, guide financial institutions to establish and improve transaction monitoring standards and improve transaction monitoring systems, and strengthen guidance and training for small and medium-sized financial institutions. At the same time, the People’s Bank of China will issue specific reporting formats and reporting requirements for reporting elements of large-value transactions and suspicious transactions, and guide financial institutions to do a good job in the development of transaction reporting data interfaces and related systems. The People’s Bank of China is also stepping up the construction of the second-generation anti-money laundering monitoring and analysis system to provide more powerful system support for the monitoring and analysis of large and suspicious transaction reports.

As a standard post-90s generation, I think most young people’s aesthetics should be the same as mine, and they don’t like the same doll face. Young and stylish design is our dish.

In the domestic self-owned brand models, it seems that the MG brand has not served anyone, regardless of design.

Precipitate the brand in quality, and be advanced and beautiful in innovation. On July 3rd, 2023 models of quality cars were brand-new, equipped with "Double Top Ten" power combination, and their performance was improved in an all-round way, making them the strongest in their class. The sharp face value once again attracted the attention of a large number of young people. So today, I will actually drive for a long distance and test whether the fuel consumption performance of this "Yan Xiaosheng" is worthy of the "young man’s wallet".

At the same time of product upgrade, MG MG5 2023 launched a "limited time surprise price" of 57,900 yuan, which broke through the reserve price at the same level. It also enjoyed beautiful and advanced gifts such as daily supply as low as 0 interest in 10 yuan /24 issues, discount as high as 5,000 yuan, purchase subsidy as high as 5,000 yuan, and free basic flow for life, which truly achieved "value for money" and helped users "easily purchase". This time, with the guidance of user demand, the sense of value has climbed again, providing consumers with the first choice of buying a car within 100 thousand.

The new MG5 adopts the latest "third generation family design" language, which brings super-high face value and dynamic posture, especially the "shark-hunting" front face with downward dive lines, creating a full sense of low-lying movement.

In terms of details, the oversized shield-shaped front grille with the internal black "burning fire" grid design makes the whole front face extremely visual tension, and the matte plaques extending outward from both sides of the net can effectively enhance the visual width. The whole design is matched with a huge LOGO, which highlights the sense of movement.

In addition, MG5 is also equipped with a long, narrow and sharp headlight group. The interior design of the lamp cavity and the shape of the daytime running lamp also have a strong sense of design, giving people a very strong sense of visual impact.

The side of the car body is also pursuing a sense of movement, and the design of the slip back creates a coupe atmosphere, which undoubtedly adds fuel to the sense of movement of the whole car. The wheelbase of 2680mm also belongs to the mainstream level.

Compared with the front face, the shape of the rear of the car has a little more fullness, but the slightly raised duckwings and the rear surrounding bottom spoiler can still highlight a certain sense of movement. The bilateral chrome-plated exhaust port at the tail has a stronger sense of movement.

The rim is designed in black and silver, and the overall look is still very cool. ZEON C7 tire is used as the tire, with the size of 205/55 R16.

In terms of interior, this set of interior of the brand-new MG5 is different from other models of MG. Although there are many materials, it is good in hierarchical design. The steering wheel is moderately thick and feels good. At the same time, it has been punched in the hand position, but it only supports up and down adjustment in adjustment, which is not very friendly for taller friends.

The first impression of the 10.25-inch integrated suspension central control panel is good, and the functionality and fluency of the built-in VENUS system are also well received.

Advanced power, MG5 with high energy and low consumption is in place.

SAIC Blue Core 2.0 MEGA Tech blessing, 2023 models, all-round advanced upgrade, power leads the same class models, providing users with a smoother, smoother and more balanced travel experience. The 2023 MG MG5 provides two power combinations at the same time, which can meet the diverse needs of users.

A new generation of 1.5L high-efficiency power combination is equipped with a new 1.5L in-cylinder direct injection naturally aspirated engine, which adopts 350bar ultra-high pressure fuel direct injection system, intelligent thermal management system, advanced intelligent D- speed response timing technology, intelligent variable system, extreme antifriction technology, lightweight all-aluminum body, etc., which greatly saves fuel consumption, reduces emissions, saves energy and worries, and significantly improves power and quick response, from 129Ps to 158 N. At the same time of enhancing power, the model is equipped with an intelligent stepless gearbox simulating an 8-speed CVT. Combined with the characteristics of a 1.5L naturally aspirated engine, such as smooth power connection and linear speed increase, the driver can feel stable and abundant power output regardless of rapid acceleration or high-speed cruising, and the power is available with stepping.

1.5T Double Top Ten Power Technology was launched, equipped with the strongest MEGA Tech 1.5T high-pressure direct injection turbocharged engine in its class. With the support of 350bar ultra-high pressure fuel direct injection technology and ePower Control electronically controlled turbine technology, the maximum horsepower of MG5 2023 is increased to 181Ps. After the upgrade of instantaneous supercharging technology, its peak torque is increased by 20%+, and the maximum torque is optimized to 285N·m, and the dynamic response of starting and following the car is faster, and the response of following the car is increased by 2 times. The more you step on it, the more power output performance you have, so that drivers are always one step ahead of each other whether they are shuttling through the city or galloping at high speed, and the fuel consumption per 100 kilometers is as low as 6.47L, truly realizing the goal of high energy and low consumption.

Full quality, strength leading the new market of cars within 100 thousand

Adhering to the initial intention of "high-quality as standard", MG5 2023 started the journey of upgrading the user experience with high quality and high configuration, and achieved a better life with an "advanced" seat.

MG MG5 2023, with full marks from American businessmen, inherits the classic design aesthetics, which not only has a slip back design with extraordinary value, but also has an internal space that exceeds expectations. The widest body of the same class of 1842mm, the super-long wheelbase of the same class of 2680mm, and ample rear head and leg space have brought the internal space and comfort to the extreme, creating a first-class seating space. At the same time, this model provides comfort and convenience for users with rich and practical configurations, such as oversized sunroof, zero-gravity full-embracing seat, 360 HD panoramic image system+180 transparent chassis, intelligent keyless entry system, etc., which enhances the user’s high-value car experience in all directions.

Thanks to the global system, MG5 2023 adopts the world-class supply chain system, meets the European standard, completes the comprehensive road test of 5 million kilometers, and guarantees the quality style with the luxury quality control standard. The authoritative certification is reliable and durable, and MG5 won the first place in the product quality of its own brand compact car in the 2021 China Automobile Product Quality Performance Research Report. According to the "Research Report on Automobile Insurance Rate in China in May 2023", MG5 ranks the first in the insurance rate of independent compact cars within 100,000 with a one-year insurance rate of 74.0%, leading the new car market within 100,000. In just three years, the sales volume of MG5 has been rising steadily, and the preservation rate has remained at a high level, which further proves that the quality and strength of MG5 have been recognized by the public, making users worth buying and getting more value.

The test drive MG5 is equipped with an 8-speed CVT gearbox. In addition, a 5-speed manual gearbox is matched with the 1.5L engine. Matching the 1.5T engine is a 7-speed dual clutch gearbox.

Before the start of the race, we will drive the vehicles to the gas station, and the same person will fill all the vehicles up to the gun, excluding the influence of the refueling personnel. At the same time, after refueling, we will clear the vehicle odometer.

If the standard of the fuel-saving race is anything, it must be the seal on the fuel tank cover. In order to ensure the fairness of the competition and the truth of the data, the coaching staff put a seal on each car after the vehicle refueling was completed.

The distance of this competition is set from Anting Sinopec gas station to Suzhou Dongshan gas station, with a total distance of about 90 kilometers. Among them, expressways account for a large proportion. When driving at high speed, we keep the vehicle speed at about 80km/h, and in order to control fuel consumption, we don’t have a big foot accelerator and a big foot brake during the race.

The congested roads in the city are fatal to the performance of vehicle fuel consumption, and the stop-and-go driving state in the city will make fuel consumption rise sharply. If it is equipped with an automatic start-stop system, it is helpful for the fuel economy of urban road driving, but this MG5 is not equipped.

Because the vehicle adopts the power combination of 1.5L+CVT, the overall driving is much smoother than the vehicle, and the power output is very smooth whether driving in a low-speed city or accelerating at a high speed. However, in terms of absolute acceleration, this self-priming MG5 is obviously not as good as the turbo model. For the editor himself, I personally prefer smooth power output. (Non-competition time test)

During driving, our MG5 lane departure warning function is still sensitive, and the front camera can clearly identify the lane line. When the vehicle deviates, the reaction force and vibration to the steering wheel are still relatively large, which can effectively remind the driver.

The adjustment of the overall throttle and brake of the vehicle is relatively linear, and it takes almost no adaptation time to master it for the first time. The steering force of the steering wheel is adjustable in three levels, and it can be adjusted to the lightest mode, and it can be controlled with one finger. The overall virtual position is not big, and the directivity of the front is good. (Non-competition time test)

Although the adjustment of vehicle chassis tends to be comfortable, the road feeling is also obvious. Because the rear wheel of the vehicle is adopted, the vehicle can still feel the bounce of the rear wheel when crossing the pit. In addition, when power is needed to increase the engine speed, the engine noise will be transmitted to the car very obviously, and the tire noise is also obvious, so there is still room for improvement in the overall NVH performance.

After driving to the destination gas station, the coach tore off the seal and refueled until the gun jumped. Because everyone drives the same road section, the specific driving distance will not be too bad, and the fuel consumption directly determines the performance of each car.

According to the apparent data of the vehicle, the total driving distance is 88.2km, the average speed is 59km/h, and the apparent fuel consumption is 4.3L/100km.

According to the refueling amount of the tanker, the total refueling amount is 3.39L L. According to the actual calculation, the average fuel consumption of this journey is only 3.84L/100km, which is lower than the apparent fuel consumption. This performance is not bad for a compact car.

Editor’s comment: Because the displacement of MG5′ s self-priming engine is 1.5L, it is necessary to maintain a relatively high speed to have a better power performance when driving at high speed, which is a disadvantage compared with the turbo car, but from the final fuel consumption result, it is not easy for MG MG5 to run 3.84L/100km. Although we deliberately keep the skill of fuel-efficient driving when driving, we can’t deny the outstanding performance of MG5 in controlling the power system.