Data source: People’s Bank of China, Network Clearing Co., Ltd. Drawing: Cai Huawei

　　The online payment business involving bank accounts needs to be cleared through the network, and the capital channel is more transparent, but the payment experience is not affected.

　　Liu Manning, who lives in Tongzhou District, Beijing, placed 14 orders in Taobao this year, and paid by China Merchants Bank credit card bound by Alipay, spending more than 10,000 yuan. "Most of the things I bought were not pre-sold, so I quickly placed an order for payment just after zero. At that time, it was definitely the peak period of snapping up, but the payment process was very smooth and there was no stagnation when paying. " Liu Manning said.

　　The central bank stipulates that all third-party online payment services involving bank accounts are cleared through the network. The full name of the network is the network payment and clearing platform of non-bank payment institutions. Whether consumers transfer money from a savings card to a WeChat red envelope, or transfer the balance of Alipay to a bank card for cash withdrawal, or pay through a credit card bound by Jingdong wallet, the network connection plays a key role in the behind-the-scenes liquidation process.

　　As an important financial infrastructure, Netlink has access to more than 400 banks and all 115 licensed online payment institutions including Alipay and Tenpay (WeChat Pay).

　　Before the establishment of the network, online payment institutions directly connected with banks for liquidation, which easily caused problems such as multi-head liquidation and unclear capital flow. For example, buying a pair of shoes from 300 yuan in Tmall, in short, the liquidation mode of the network connection is: consumers choose the savings card of China Construction Bank bound by Alipay to pay; When Alipay receives the payment request, it automatically initiates the agreement payment to Netlink, which saves the transaction information in the database and forwards the request to CCB. After 300 yuan was deducted from the consumer’s account, CCB informed the network that the deduction had been successful; Netlink then informed Alipay that the payment was successful and the transaction was completed.

　　From the payment data released by the central bank in the third quarter of this year, we can get a glimpse of the rapid growth of online business. The data shows that Netlink handled 33.655 billion transactions in the third quarter, amounting to 12.68 trillion yuan; The daily average processing business was 366 million transactions, an increase of 3.09 times compared with the second quarter; The average daily processing amount was 137.822 billion yuan, up 3.65 times from the previous month.

　　However, when consumers pay for goods, they may not be aware of the changes brought by the network connection, which is mainly due to the optimization of the back-end clearing system, which will not have much impact on the front-end operation behavior and usage habits.

　　What impact will access to the network bring to the payment institution? The person in charge of the payment institution serving an e-commerce platform said: "At the beginning of May this year, we cut some e-commerce businesses to the network for liquidation, which improved the user payment experience in a short time. By analyzing the data of 40 days before and after cutting, we found that the success rate of user card binding increased by 2.34 percentage points, and the success rate of PC-side fast payment increased by 2.39 percentage points. "

　　"double 11" is a big test for the network. According to the data provided by Netlink, since November this year, more than 90% of the online payment services jointly carried out by payment institutions and commercial banks have been handled through Netlink. On the day of "double 11", Netlink handled 1.17 billion inter-agency payment transactions, and the corresponding peak value of inter-agency transaction processing exceeded 92,000 transactions per second, which also set a record for clearing institutions at home and abroad.

　　"double 11" is the peak of online payment over the years, and the peak time has repeatedly set a global concurrent peak record, which brings great challenges to the system capacity and line bandwidth of the participants, and is a centralized test of the scientific and technological capabilities of the participants. Xue Hongyan, director of Internet Finance Center of Suning Financial Research Institute, thinks that the processing performance and peak load-carrying capacity of Netlink have been verified and recognized by the market from the situation of "double 11" this year.

　　"Disconnecting direct connection" leaves traces everywhere in the transaction, making the payment account safer and the operation and maintenance cost of the payment institution lower.

　　In recent years, the rapid expansion of online payment services has played a positive role in supporting economic development and the convenience of people’s lives, on the other hand, it has also brought some problems.

　　The person in charge of a small and medium-sized payment institution was very touched by this: "Before the establishment of the network, our company mainly settled through the agency model, which is the so-called’ direct connection’. At that time, we established a total of eight clearing channels with eight banks. However, in this mode, because the interface standards and security specifications between these clearing systems are different, our operation and maintenance costs are pushed to a particularly high level. "

　　Under the traditional "direct connection" mode, the management of customer reserve fund is also a difficult point. After consumers buy goods online, the payment they made before receiving the goods has been kept in the bank account opened by the online payment institution, which is the customer reserve. From the time the payment institution receives the payment to the merchant, the customer’s reserve fund will stay in its account for a period of time, and the reserve fund will also be misappropriated, which will endanger the security of the payment account.

　　The safety of capital flow has attracted much attention. Yan Lidong, a member of the expert committee of China Supply Chain Financial Services Alliance, said that in the past, after a number of banks set up accounts, online payment institutions were able to complete all payment transactions, which essentially enabled the inter-bank clearing function. Because the capital flow and information flow only circulate in the payment institution itself, the supervisor can only see the changes of funds in the bank account of the payment institution, but can’t effectively supervise the possible violations in the payment process.

　　After the establishment of the network, these chaos is expected to be gradually improved. Zhao Yi, a special researcher at the Research Center for Payment and Clearing of the Institute of Finance of China Academy of Social Sciences, said that the original intention of the establishment of the network link was to "break the direct connection". "Broken direct connection" can leave traces everywhere in the transaction, help to monitor the flow of funds, maintain the stability of the payment system and ensure financial stability. A large-scale clearing platform dedicated to third-party payment institutions is also unique in the world.

　　Zhao Wei believes that, on the one hand, the network connection adopts a unified access platform, technical standards and message specifications, which not only saves the repeated construction costs of online payment institutions and banks, but also reduces the post-maintenance costs caused by inconsistent standards. On the other hand, after access to the network, the operation and maintenance costs and channel barriers of small and medium-sized payment institutions will be reduced, and they can get equal opportunities to compete with large institutions at the liquidation level, and they can focus on product innovation and customer service. The competition among all kinds of payment institutions will be carried out in enriching payment scenarios, facilitating financial services and enhancing customer experience in the future.

　　"The network is centralized and liquidated, all black-box operations will be exposed to the sun, and the safety of users’ funds can be guaranteed to the greatest extent." Zhao Yi said that according to the plan, customers’ reserve funds will be deposited in the special deposit account of the central bank for centralized custody, and it is expected that the phenomenon that payment institutions only focus on increasing the scale of reserve funds and endangering the safety of consumers’ funds will be curbed.

　　"The centralized depository system introduced by the central bank is not only for the need to protect the safety of customers’ funds of third-party payment institutions, but also based on the basic principles of financial supervision, which brings all kinds of’ innovations’ carried out by payment institutions based on customers’ reserve funds into a more prudent supervision category." Zhao Wei said.

　　There is a big platform behind the "small wallet", and future funds may be transferred between various "wallets"

　　"Some time ago, the typhoon Mangosteen hit Shenzhen. At that time, I was hiding at home and could only pass the time by online shopping. " Liu Xiaohui, who works in Shenzhen, said, "I placed a few orders with my mobile phone. I thought that the typhoon was coming and the payment would be affected. I didn’t expect it to be as smooth as usual."

　　The ability of "disaster tolerance" is greatly enhanced, which is one of the characteristics of the network. Using the distributed cloud architecture system, Networked has established six data centers in Beijing, Shanghai and Shenzhen. Compared with the traditional "two places and three centers" architecture, the six data centers of Networked Network provide services to the outside world at the same time and back up each other, which means that any one of the computer rooms has a major failure, and other computer rooms can still provide services smoothly. "When Typhoon Mangosteen hit Shenzhen, we switched the business of Shenzhen data center to other cities in advance, so customer transactions were not affected at all." The relevant person in charge of the network introduced.

　　"The network signal of the supermarket downstairs in our house is not good. Every time I have to pay for something after I buy it, I have a special headache. I don’t know if I have paid successfully." Wu Lifang, who works in Shanghai, said. As payment and clearing involves information transmission between systems of different market participants, it is inevitable that there will be abnormal situations, such as the payment institution prompting consumers that the transaction failed, but the bank has actually deducted money.

　　"We invited payment institutions and bank personnel to jointly design an automatic reversal solution, which achieved full coverage of all national commercial banks. Take ICBC as an example. For a transaction paid by agreement, if Networked fails to get the result returned by ICBC within the agreed closing time, the final state of the transaction is determined as’ presumed failure’, and Networked will send the final notice to ICBC; If it is found that the deduction has been made, the ICBC system will directly correct it according to this notice, and the deducted money will be immediately returned to the consumer account, and the consumer can pay again. " The relevant person in charge of the network said.

　　"If the clearing technology can’t keep up, it will be difficult for payment institutions to carry out business innovation on the client side, and the emergence of network connection has a decisive impact on the reform of third-party payment business model." Zhao Wei said that the primary task of the network now is to continue to promote the "broken direct connection" and prevent and resolve various risks brought by the "direct connection" model. While doing a good job of auxiliary supervision, the future network can consider using its own advantages to become a platform to support the innovation and development of the payment industry and make people’s e-wallets safer and better to use.

　　Zhao Wei introduced that a fast payment system called "Fast Revolution" was launched in Hong Kong in September this year. The highlight was the mutual transfer between Octopus, Alipay and Tenpay. "The establishment of the network link will help promote interoperability across payment platforms and guide the coordinated development of non-bank and bank payment systems. After accessing the network, there is no obstacle to the mutual transfer of accounts between payment institutions at the technical level. Whether and when it can be landed requires the efforts and promotion of all parties. " Zhao Wei said. (Reporter Ge Mengchao)

(Original title: After accessing the network, the industry ecology among online payment institutions will become more balanced, the payment scenarios will become more abundant, and customers will have new experiences-making e-wallets safer)

　　CCTV News:According to the website of the People’s Bank of China, recently, the People’s Bank of China issued the Measures for the Administration of Reports on Large Transactions and Suspicious Transactions of Financial Institutions (Order No.3 [2016] of the People’s Bank of China, hereinafter referred to as the Measures), which will be implemented on July 1, 2017. A few days ago, the relevant person in charge of the People’s Bank of China answered a reporter’s question about the Administrative Measures.

　　1. What is the background and main significance of the Administrative Measures?

　　The Administrative Measures, in combination with domestic work practice and international standards, revised and integrated the existing two regulations, namely, the Administrative Measures for Reporting Large Transactions and Suspicious Transactions of Financial Institutions (Order No.2 of the People’s Bank of China [2006]) and the Administrative Measures for Reporting Suspicious Transactions of Financial Institutions Suspected of Terrorist Financing (Order No.1 of the People’s Bank of China [2007]).

　　Since the implementation of the above two regulations in 2007, in the initial stage of China’s anti-money laundering work, they have played a positive role in guiding financial institutions to effectively fulfill their suspicious transaction reporting obligations. However, with the development and changes of the domestic and international situation and the deepening of anti-money laundering work, problems such as excessive defensive reports and insufficient effective reports have gradually emerged, which have affected the effectiveness of anti-money laundering work. To this end, the People’s Bank of China has successively issued the Notice on Further Strengthening the Anti-Money Laundering Work of Financial Institutions (Yinfa [2008] No.391) and the Notice on Defining the Relevant Implementation Issues of the Suspicious Transaction Reporting System (Yinfa [2010] No.48) and other normative documents to regulate how financial institutions can effectively fulfill their obligations of reporting suspicious transactions and avoid simply grabbing and submitting transactions that meet the suspicious transaction reporting standards through the system. In 2012, the People’s Bank of China selected 37 corporate financial institutions across the country to carry out comprehensive pilot projects on suspicious transaction reports, requiring the pilot institutions to independently define transaction monitoring standards in light of their own conditions, and submit suspicious transaction reports on the basis of reasonable suspicion in combination with manual analysis. These efforts have laid a solid foundation for the revision of the existing two regulations and the promulgation of the Administrative Measures. At the same time, the current reporting standards for large transactions can no longer fully meet the actual needs of anti-money laundering and combating and curbing related upstream crimes, so it is necessary to make appropriate adjustments to the reporting standards for large transactions.

　　In 2014, the People’s Bank of China officially launched the revision of regulations, repeatedly studied and demonstrated, and twice organized nationwide to solicit opinions and suggestions from financial institutions to ensure the scientificity and feasibility of the Administrative Measures. The Administrative Measures clarify the new requirements for financial institutions to effectively fulfill the obligation of reporting suspicious transactions at the regulatory level, which is helpful for financial institutions to improve the effectiveness of reporting suspicious transactions, to prevent and curb criminal activities such as money laundering and terrorist financing, to maintain the security and stability of China’s financial system, and to further integrate with international standards.

　　2. What are the main considerations for requiring financial institutions to report large-value transactions and suspicious transactions?

　　According to the Anti-Money Laundering Law of People’s Republic of China (PRC), reporting large transactions and suspicious transactions is one of the three core anti-money laundering obligations that financial institutions should perform, and it also lays a solid data foundation for the People’s Bank of China to carry out monitoring and analysis of anti-money laundering funds transactions according to law. In practice, financial institutions automatically capture and submit large transactions through the system, and discover and submit suspicious transaction reports through customer identification, keeping customer identity data and transaction records, and conducting transaction monitoring and analysis. Based on the reports of large-value transactions and suspicious transactions submitted by financial institutions, the People’s Bank of China conducts active analysis, investigation analysis and international mutual investigation, transfers case clues to law enforcement departments according to law, and works with relevant departments to prevent and curb money laundering and terrorist financing and maintain financial security.

　　Three, compared with the current regulations, what are the main changes in the "management measures"?

　　The changes in the Administrative Measures mainly include the following four aspects: First, the requirements for reporting suspicious transactions based on "reasonable suspicion" are clarified, and the requirements for establishing and improving transaction monitoring standards, transaction analysis and identification, monitoring of terrorism-related lists, establishment of monitoring systems and record keeping are added, while the reporting standards for suspicious transactions in banking, securities and futures industries and insurance industries that are no longer in line with the development of the situation are deleted from the original regulations. Second, the RMB reporting standard for large cash transactions was adjusted from "200,000 yuan" to "50,000 yuan", and the statistical methods of large transfer transactions of financial institutions and the reporting time limit of suspicious transactions were adjusted. Third, the scope of application of the new regulations and the reporting standards for large-scale cross-border transactions in RMB are added. The reporting standard for large cross-border transactions denominated in RMB is "RMB 200,000". Fourthly, the contents of transaction report elements are adjusted, such as "Payee Matching Number" and "Equipment Code for Off-Counter Transaction" are added, and the elements such as "Report Date", "Filler" and "Name of Financial Institution" are deleted, and a more streamlined General Suspicious Transaction Report Element is designed.

　　4. What is the scope of application of the Administrative Measures? When will it take effect?

　　The Administrative Measures are applicable to institutions legally established in People’s Republic of China (PRC) that should perform anti-money laundering obligations according to the Anti-Money Laundering Law of People’s Republic of China (PRC) and other laws and regulations, mainly including policy banks, commercial banks, rural cooperative banks, rural credit cooperatives, village banks, securities companies, futures companies, fund management companies, insurance companies, insurance asset management companies, insurance professional agencies and insurance brokerage companies. Trust companies, financial asset management companies, enterprise group finance companies, financial leasing companies, auto finance companies, consumer finance companies, money brokerage companies, loan companies and non-bank payment institutions. Among them, "insurance professional agency company", "insurance brokerage company", "consumer finance company" and "loan company" are the newly added scope of application of the Administrative Measures.

　　The Administrative Measures came into effect on July 1, 2017. Considering that it will take some time for financial institutions to revise their systems, build their own trading monitoring standards and transform their systems. Therefore, the "Administrative Measures" gave financial institutions a transition period of half a year after their promulgation and before their implementation.

　　V. What are the specific requirements of the Administrative Measures for reporting large transactions? Is it necessary to submit a large transaction report for cross-border capital transactions?

　　The reporting standards for large-value transactions stipulated in the Administrative Measures are as follows: First, large-value cash transactions of natural persons and non-natural persons, with domestic and cross-border reporting standards of RMB 50,000 or more and foreign currency equivalent of USD 10,000 or more. Second, it is a large transfer transaction in a non-natural person’s bank account. The domestic and cross-border reporting standards are more than RMB 2 million and the foreign currency equivalent is more than USD 200,000. Third, large-sum transfer transactions in natural person’s bank accounts, with domestic reporting standards of RMB 500,000 or more and foreign currency equivalent of USD 100,000 or more, and cross-border reporting standards of RMB 200,000 or more and foreign currency equivalent of USD 10,000 or more.

　　For cross-border capital transactions, financial institutions shall submit large transaction reports. For example, if a natural person remits $10,000 overseas by cash or transfer through a banking institution, the banking institution that handles the business needs to report this transaction as a large transaction. The reporting standard for large-value cross-border transfer transactions of natural person customers "more than RMB 200,000" is a new standard in the Administrative Measures. The main considerations are as follows: First, with the gradual promotion of Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect, the cross-border business of domestic residents will be gradually liberalized, and the cross-border RMB business of individual residents will be more frequent. Special RMB reporting standards will be designed to facilitate the regulatory authorities to grasp the cross-border RMB transaction data in time and carry out risk monitoring. Second, according to the existing system, the daily limit of cross-border RMB remittance between Hong Kong residents’ individual accounts with the same name and Taiwan Province residents’ individual accounts is 50,000 yuan, and cross-border RMB business under personal trade of residents is subject to unlimited management. The Notice on Optimizing the Information Submission Process of RMB Cross-border Receipt and Payment Information Management System (Yin Ban Fa [2013] No.188) stipulates that banks can submit individual RMB cross-border receipts and payments with a single amount of less than 200,000 yuan (inclusive), but they need to keep the detailed information one by one. On the whole, the reporting standard of large-scale cross-border transfer transactions of natural person customers in the Administrative Measures is determined as "more than RMB 200,000", which can strengthen the statistical monitoring of cross-border RMB transactions and better prevent risks related to cross-border RMB transactions.

　　It should be noted that according to the Administrative Measures, the People’s Bank of China can adjust the reporting standards for large transactions according to the needs of work.

　　Six, the "Administrative Measures" will report large cash transactions as "RMB 50,000" and "foreign currency equivalent of 10,000 US dollars". What are the main considerations?

　　The Administrative Measures stipulate that financial institutions shall submit large-value transaction reports for cash deposits, cash withdrawals, cash settlement and sale, cash exchange, cash remittance, cash bill payment and other forms of cash receipts and payments with a single or cumulative transaction of more than RMB 50,000 (including RMB 50,000) and a foreign currency equivalent of more than US$ 10,000 (including US$ 10,000) on that day. For example, if a natural person purchases US dollar cash with RMB cash through a banking institution, and the single or cumulative transaction on the same day is more than RMB 50,000 (including RMB 50,000), the banking institution handling the business needs to report this transaction as a large transaction.

　　The "Administrative Measures" will adjust the reporting standard for large cash transactions from the current RMB 200,000 to RMB 50,000. The main considerations are:

　　First of all, strengthening cash management is an important part of anti-money laundering work. The international anti-money laundering supervision standards in the cash field are mostly strict. For example, the starting point for reporting large cash transactions in the United States, Canada and Australia is US$ 10,000 (or equivalent foreign currency), and the regulatory authorities can further lower the reporting standards for cash transactions in order to crack down on illegal and criminal activities in specific fields according to legal authorization. Secondly, the popularity, development and innovation of non-cash payment tools facilitate non-cash transactions, and residents’ preference for cash use is gradually changing. Normal payment needs can be met more quickly and safely through non-cash payment tools, which provides favorable conditions for strengthening cash management. Finally, the development of China’s anti-corruption, taxation, balance of payments and other fields also requires strengthening cash management to prevent the risk of using large cash transactions to engage in corruption, tax evasion, evasion of foreign exchange management and other illegal activities.

　　7. Does the Administrative Measures require non-bank payment institutions to submit large transaction reports?

　　The relevant provisions of the Administrative Measures apply to non-bank payment institutions. At present, the People’s Bank of China has more specific requirements on the anti-money laundering obligations that non-bank payment institutions should perform, such as the Administrative Measures on Anti-Money Laundering and Anti-Terrorist Financing of Payment Institutions (Yinfa [2012] No.54). After the "Administrative Measures" come into effect, the People’s Bank of China will revise and improve the reporting requirements for large transactions and suspicious transactions of non-bank payment institutions in a timely manner according to the actual situation.

　　Eight, "management measures" whether there are provisions on large transactions without reporting?

　　There are relevant regulations. According to the Administrative Measures, the types of large-value transactions exempted from reporting by financial institutions mainly include fixed-activity mutual transfer transactions under the name of the same customer of the same financial institution, transactions in which one party is the party, government and military organs, inter-bank transactions of financial institutions, taxation handled by banking institutions, correction of wrong accounts, interest payment, etc.

　　9. What are the specific requirements of the Administrative Measures for suspicious transaction reports?

　　The Administrative Measures stipulate that financial institutions shall submit suspicious transaction reports when they find or have reasonable reasons to suspect that customers, customers’ funds or other assets, customers’ transactions or attempted transactions are related to criminal activities such as money laundering and terrorist financing, regardless of the amount of funds involved or the value of assets. That is, to report suspicious transactions on the basis of "reasonable suspicion". Specific requirements mainly include:

　　First, financial institutions should monitor suspicious transactions throughout all aspects of financial business. Financial institutions should not only take reasonable measures to identify suspicious transaction clues in the process of customer identification, but also find out whether customers, funds or other assets and transactions are related to illegal and criminal activities such as money laundering and terrorist financing through screening, reviewing and analyzing transaction data. For ongoing transactions or transactions that customers try to carry out, financial institutions should also submit suspicious transaction reports if they find or have reasonable reasons to suspect that they are involved in money laundering and terrorist financing.

　　Second, financial institutions should also pay attention to whether customers’ funds or assets are related to criminal activities such as money laundering and terrorist financing. Assets include but are not limited to bank deposits, remittances, traveler’s checks, postal orders, insurance policies, bills of lading, warehouse receipts, stocks, bonds, bills of exchange and letters of credit, houses, vehicles, ships, goods, and other legal documents and certificates that prove the ownership and other rights and interests of assets in electronic or digital form.

　　Third, financial institutions submit suspicious transaction reports, and there is no requirement for the starting amount of funds or assets. If the amount of fund transactions suspected of terrorist financing activities may be small, financial institutions should still submit suspicious transaction reports according to the Administrative Measures.

　　Fourth, financial institutions should submit suspicious transaction reports within the prescribed time. The Administrative Measures stipulate that a financial institution shall "submit a suspicious transaction report in a timely manner within 5 working days at the latest after it is confirmed as suspicious transaction according to its internal operating procedures for suspicious transaction reporting".

　　In order to implement these requirements, financial institutions should, in accordance with the Administrative Measures, formulate suspicious transaction reporting systems and operating procedures, provide sufficient human resources and support for suspicious transaction reporting, establish and improve self-defined transaction monitoring standards, establish a fully functional and well-functioning monitoring system, do a good job in monitoring terrorist lists, strengthen manual analysis and identification of abnormal transactions with early warning by the system, keep relevant work records, and abide by confidentiality requirements.

　　X. The Administrative Measures defines the time limit for reporting suspicious transactions as "to submit the suspicious transaction report in a timely manner within 5 working days at the latest after it is confirmed as suspicious transaction according to the internal operating rules of this institution". What are the main considerations?

　　The original Administrative Measures on Large-value Transactions and Suspicious Transaction Reports of Financial Institutions (Order No.2 of the People’s Bank of China [2006]) required financial institutions to submit suspicious transaction reports within 10 working days after suspicious transactions occurred. However, under the new mode of reporting suspicious transactions based on "reasonable suspicion" in the Administrative Measures, there may be a big difference between the time when suspicious transactions occur and the time when suspicious transactions are identified and confirmed, which makes the original reporting time limit difficult to operate. The international common practice is to require financial institutions to submit suspicious transaction reports in time after confirming suspicious transactions. Therefore, the "Administrative Measures" defines the time limit for suspicious transaction reporting as "to submit the suspicious transaction report in time, no later than 5 working days, after it is confirmed as suspicious transaction according to the internal operating rules of the institution for suspicious transaction reporting".

　　It should be noted that "five working days" does not mean that financial institutions must complete all links from abnormal transaction warning to manual analysis and judgment within five working days, and submit suspicious transaction reports to China Anti-Money Laundering Monitoring and Analysis Center, but that financial institutions should submit suspicious transaction reports within five working days after being confirmed as suspicious transactions through internal early warning and analysis.

　　XI. What are the specific requirements of the Administrative Measures for financial institutions to monitor terrorism-related lists?

　　According to the Administrative Measures, financial institutions should follow the following requirements when monitoring the terrorism-related list: First, financial institutions should ensure the completeness and accuracy of the terrorism-related list and update it in time. Second, the scope of monitoring the terrorism-related list of financial institutions should cover all customers and their counterparties, funds or other assets. Third, financial institutions should conduct real-time monitoring of the terrorism-related list. Fourth, financial institutions should immediately conduct retrospective investigations on all their customers or their counterparties after the adjustment of the terrorism-related list. Fifth, if financial institutions have reasonable reasons to suspect that customers or their counterparties, funds or other assets are related to the terrorism-related list, they should immediately report them as key suspicious transactions and take freezing measures in accordance with the Measures for the Administration of Assets Freezing Related to Terrorist Activities (Order No.1 of the Ministry of Public Security of the People’s Bank of China [2014]).

　　It should be noted that financial institutions are obligated to perform the monitoring of terrorism-related lists, and they have the responsibility to actively obtain and master the list of terrorist organizations and terrorist personnel released and updated by the competent departments of the state. In order to facilitate financial institutions to grasp relevant information in a timely manner, the People’s Bank of China publishes the list of terrorism-related information under the anti-money laundering column of the official website, and the relevant supervision and management departments will also forward the list that needs to be implemented and concerned to the regulated institutions.

　　Twelve, the "Management Measures" require financial institutions to be equipped with full-time personnel to be responsible for reporting large transactions and suspicious transactions. What are the main considerations?

　　In practice, whether financial institutions conduct timely and effective analysis and treatment of abnormal transactions with early warning system, or pay close attention to the adjustment of terrorism-related lists at home and abroad at any time, and conduct retrospective investigation in time, they all put forward higher requirements for the professionalism and sufficient number of institutional personnel. Therefore, the board of directors and senior management of financial institutions should attach great importance to the reporting of large-value transactions and suspicious transactions, and allocate enough full-time personnel to take charge of related work. By optimizing the workflow of reporting large-value transactions and suspicious transactions, they should do basic work such as customer identification, identity data and transaction record preservation, improve the setting of transaction monitoring indicators and related system functions and other supporting measures to ensure that full-time personnel can effectively carry out monitoring and analysis work.

　　Thirteen, in recent years, what measures has the People’s Bank of China taken to improve the suspicious transaction reporting system?

　　Since the promulgation of the Administrative Measures on Large-value Transactions and Suspicious Transaction Reports of Financial Institutions (Order No.2 of the People’s Bank of China [2006]), the People’s Bank of China has been actively taking measures to improve the suspicious transaction reporting system and promote the effective implementation of the suspicious transaction reporting system. For example, the People’s Bank of China has successively issued a series of normative documents, such as the Notice on Further Strengthening the Anti-Money Laundering Work of Financial Institutions (Yinfa [2008] No.391) and the Notice on Defining the Implementation Issues of the Suspicious Transaction Reporting System (Yinfa [2010] No.48), to clearly distinguish the different regulatory requirements for abnormal transaction reports from suspicious transaction reports, so as to reduce the defensive reporting behavior of financial institutions. In 2012, the People’s Bank of China launched a comprehensive pilot project of suspicious transaction reporting with independent definition of abnormal transaction monitoring indicators in 37 corporate financial institutions to test the effectiveness and feasibility of the new model of independent definition of monitoring indicators. Since 2013, the People’s Bank of China has successively issued suspicious transaction types and identification points for upstream crimes of money laundering, such as illegal fund-raising, underground money houses, terrorist financing, etc., issued multiple risk warnings, and issued a notice to strengthen the monitoring of terrorism-related lists and fugitives lists, guiding financial institutions to do a good job in monitoring and analyzing suspicious transactions and monitoring lists. At the same time, through law enforcement inspection, supervision visits, classification and rating and other regulatory measures, financial institutions are urged to continuously improve suspicious transaction reporting and improve the quality of suspicious transaction reporting.

　　XIV. What progress has financial institutions made in suspicious transaction reporting in recent years?

　　Financial institutions have been strengthening and improving the monitoring and analysis of suspicious transactions and list monitoring in accordance with the requirements of the People’s Bank of China, and the effectiveness of suspicious transaction reporting has been continuously improved. At present, financial institutions have generally strengthened the manual analysis and identification of abnormal transactions. Financial institutions have participated in the comprehensive pilot work of suspicious transaction reports with independent definition of abnormal transaction monitoring standards as the core, and implemented the requirements of suspicious transaction types, identification points, risk warnings and list monitoring issued by the People’s Bank of China. The ability of financial institutions to define abnormal transaction monitoring standards has been verified and strengthened, and the professionalism and intelligence of monitoring and analysis have been continuously improved. While the overall number of suspicious transaction reports has dropped significantly, the quality of reports has improved significantly, and the number of clues transformed into cases has increased significantly, which has provided strong support for the country to prevent and combat money laundering and related crimes.

　　15. What will the People’s Bank of China do to guide financial institutions to effectively implement the relevant requirements of the Administrative Measures?

　　In order to guide financial institutions to effectively implement the Administrative Measures, the People’s Bank of China will fully listen to the opinions and suggestions of financial institutions, issue supporting normative documents as soon as possible, clarify specific work requirements such as suspicious transaction continuation report and suspicious transaction analysis report process, and issue relevant guidelines for financial institutions to formulate transaction monitoring standards in combination with industry best practices, guide financial institutions to establish and improve transaction monitoring standards and improve transaction monitoring systems, and strengthen guidance and training for small and medium-sized financial institutions. At the same time, the People’s Bank of China will issue specific reporting formats and reporting requirements for reporting elements of large-value transactions and suspicious transactions, and guide financial institutions to do a good job in the development of transaction reporting data interfaces and related systems. The People’s Bank of China is also stepping up the construction of the second-generation anti-money laundering monitoring and analysis system to provide more powerful system support for the monitoring and analysis of large and suspicious transaction reports.

If you have requirements for the power of the vehicle, besides the engine parameters, you should actually care about some other data. Today, Xiaobian picked a car in a medium-sized car and introduced it to everyone. It is. Let’s take you to appreciate its style.

First of all, from the appearance, the front face of BMW i4 feels very tough and looks simple. Coupled with the avant-garde headlights, it is very visually impactful. The car is equipped with LED daytime running lights, automatic opening and closing, adaptive far and near light, delayed closing and so on. Coming to the side of the car body, the size of the car body is 4785 mm * 1852 mm * 1455 mm. The car adopts fashionable and simple lines, and the car body looks very cool. With large-sized thick-walled tires, it gives people a very comfortable feeling. In the design of the rear end, the rear end and the front face echo each other from a distance, and the taillights present a fashionable and generous design style, and the sense of neatness is vivid.

Sitting in the car, the interior of BMW i4 enhances the sense of visual dignity, and the overall design is very capable. The steering wheel of the car is very simple in shape and made of genuine leather, giving people an impulse to control it. From the central control point of view, the car is decorated with a personalized touch-sensitive LCD central control screen, which makes the interior design quite layered and looks very fashionable. The dashboard and seats are equally eye-catching, and the dashboard design is remarkable, highlighting the trendy temperament. The car uses leather seats, which are wide and thick, and the overall comfort is acceptable.

The BMW i4 matches the gearbox, which is 400KW and 795N.m, and its power performance is good.

Next, look at the configuration. The BMW i4 is equipped with car networking, driving mode selection, remote control key, interior atmosphere light, traction control (ASR/TCS, etc.) and other configurations.

I wonder if you are excited about this car introduced today? As long as you like it, go ahead and buy it.

The 4th Hong Kong International Talent Summit Forum was held.
Qionggang Talent Cooperation Office unveiled.

Hainan Daily, Hong Kong, December 13th (Hainan Daily, all-media reporter   Shao Changchun) The 4th Hong Kong International Talent Summit Forum was held in Hong Kong on December 13th. The forum specially set up the theme of "Giving full play to the opening advantages of Hainan Free Trade Port and promoting the innovation and development with China characteristics". On the same day, the Qionggang Talent Cooperation Office was unveiled, and relevant parties signed a memorandum on talent cooperation between Hainan Free Trade Port and Greater Bay Area.

This year’s "Fourth Hong Kong International Talent Summit Forum" is based on the theme of "Talent Leading, Innovation Driving, Empowering New Quality Productivity", focusing on consolidating and upgrading Hong Kong’s position as an international financial, shipping and trade center, building a highland for high-end talents in Hong Kong, giving full play to the opening advantages of Hainan Free Trade Port and Guangdong-Hong Kong-Macao Greater Bay Area’s talent cooperation and linkage, and empowering the country’s high-quality development.

In order to further promote the in-depth cooperation between Qionggang and Hong Kong in the field of talents and improve the service level and energy level of talents in the two places, the Qionggang Talent Cooperation Office was officially unveiled at the summit. It is reported that the Qionggang Talent Cooperation Office was jointly established by Hong Kong Talent Group and Hainan Talent Group, and is committed to providing market-oriented and professional services for enterprises and talent exchanges between the two places.

At the meeting, Hainan Talent Group also signed a Memorandum on Talent Cooperation between Hainan Free Trade Port and Greater Bay Area with five associations and societies in Guangdong-Hong Kong-Macao Greater Bay Area to jointly plan and promote a number of talent cooperation projects between Hainan and Guangdong-Hong Kong-Macao Greater Bay Area, push Hainan Free Trade Port and Guangdong-Hong Kong-Macao Greater Bay Area to move in the opposite direction, and help the strategic linkage between the two countries go deeper and deeper.

It is worth mentioning that, in addition to showing Hainan’s situation, development achievements, industrial layout, open and inclusive talent policies and geographical advantages to the guests through the promotion meeting, Hainan Talent Group also brought 44 market entities in our province, with a total of 167 positions, and more than 700 talents needed to recruit talents, of which postdoctoral positions accounted for over 40%. The activity received positive response from relevant institutions and talents in Hong Kong. On the same day, Hainan employers held an intention signing ceremony with representatives of young talents in Hong Kong.

Since Mercedes-Benz launched EQS, which is known as the high-end luxury flagship, it recently launched its first joint-venture domestic pure electric vehicle based on EVA platform, EQE, with a price range of 528-585,000 yuan. The price range of 500,000 is the mainstream market of pure electric luxury cars in China, so what is the driving impression of this medium and large luxury pure electric car produced according to the standard of "Made in China, Global Quality"? A few days ago, we experienced a real car in a 4S shop. Let’s find out!

The new EQE is the first pure electric vehicle of Mercedes -EQ brand developed in China based on EVA platform, and it is a milestone on the road of "all-electric" transformation of Mercedes-Benz. The new EQE has been further upgraded on the basis of inheriting many EQS pioneer luxury designs and excellent configurations, and has perfectly integrated the practicality of cars with the elegance of four-door coupe, creating a brand-new luxury market segment.

The coupe is both practical and luxurious, both inside and outside.

Mercedes-Benz EQE follows EQS’s pioneering and luxurious design style in appearance design, creating a harmonious and smooth coupe posture with a length of 4,969 mm and a wheelbase of 3,120 mm. The bow design created by pure electric platform brings ultra-low drag coefficient as low as 0.22, revealing elegance and luxury from the bones.

Appearance: elegant pioneer exquisite texture

Mercedes-Benz EQE comes standard with adaptive far and near light, and the high-profile models are also equipped with 1.3 million pixel intelligent digital headlights, which can realize accurate beam distribution according to road conditions, which is also rare in this class of models. Mercedes-Benz EQE’s front face "Night Star Array" closed grille complements the intelligent digital headlights with a lighting effect of 2.6 million pixels. The 3D penetrating spiral taillights continue the amazing lighting effect, and the 20-inch AMG aerodynamic wheel not only helps the battery life, but also highlights the dynamic temperament. It is equipped with EQ-specific projection themes of "electro-optical Shi Huo" and "meteor shower", and "electricity" illuminates every trip of the owner. The first special edition of 350 is decorated with the "EDITION ONE" logo and comes standard with night components, which is even more extraordinary.

Interior: luxury quality and texture are very good.

Mercedes-Benz EQE highlights the sense of technology and luxury in the interior design layout, which echoes the exterior design. The luxury cockpit of the new EQE fully mobilizes the multi-dimensional sensory experience-the 12.3-inch instrument screen from the S-class car and the 12.8-inch central control screen with the highest resolution of 210ppi, combined with the use of large-area walnut decorative panels, are particularly exquisite in visual effect. In addition, Mercedes-Benz EQE is also equipped with 64-color active ambient light, and the color of the light strip can change with the vehicle speed, creating a dynamic flow effect. Mercedes-Benz EQE is equipped with a full LCD instrument with a size of 12.3 inches. In addition to displaying rich driving data, it is also equipped with a variety of mode switching to present better visual effects and create more digital atmosphere for the interior.

Details: at your fingertips, advanced texture

Panoramic skylight with electric sunshade protects the cool inside of the car for drivers and passengers; No.6 sweet and bitter fragrance (equipped in the future) further demonstrates the luxurious atmosphere created by EQ family models; Listen to the ear, and the Burmester? Sound Surround Stereo System with 15 speakers makes two kinds of personalized analog sounds "sound" enter people’s hearts; In terms of the comfort of drivers and passengers, the seat of Mercedes-Benz EQE continues the comfort and luxury of Mercedes-Benz. The seat is covered with Nappa leather and matched with Paris nail-patterned solid buttons, which shows advanced texture; The ride feels spacious and soft, and the double-sided sound insulation glass in the front row makes the ride atmosphere more quiet and comfortable. Mercedes-Benz EQE has a number of practical storage spaces in the front and rear rows of the car, so people in the car can put things neatly at will to ensure the cleanliness of the car space as new.

The new EQE not only has surging power, but also creates outstanding driving quality in all directions with steady braking, flexible control and intelligent travel, making every journey full of pleasure.

Power: abundant power and long battery life: For electric vehicles, braking performance is closely related to kinetic energy recovery. On the basis of excellent braking performance, the new EQE provides four-speed kinetic energy recovery systems of D+, D, D- and D Auto. Among them, in the D Auto mode, the new EQE can intelligently adjust the kinetic energy recovery according to the driving state and driving mode of the vehicle, and even decelerate to a stop without using the brake pedal to ensure excellent braking effect of the vehicle at all times. In addition, Mercedes-Benz’s self-developed battery management system can reach a maximum of 128 kilowatts of DC charging (which can replenish the power from 10% to 80% within 48 minutes), greatly alleviating the "mileage anxiety" of pure trams.

Travel: rear wheel steering quality chassis The new EQE is equipped with four-link front suspension and multi-link rear suspension, and four-wheel independent suspension is supplemented by outstanding adjustment, which creates the chassis texture of Mercedes-Benz quality. The 350 prototype special edition comes standard with a rear wheel active steering system up to 10 degrees, and the turning diameter is as low as 10.7 meters, which gives the new EQE the flexibility comparable to that of a compact car. When the speed is less than 60 km/h, the rear wheel and the front wheel rotate in the opposite direction, and they can freely shuttle through the narrow roadway; When the speed exceeds 60 km/h, the rear wheel and the front wheel rotate in the same direction, and high-speed cornering or emergency lane change can be handled with equanimity; When the automatic parking function is turned on to drive out of the parking space, the front and rear wheels can also rotate at the same angle, so that the vehicle can walk out of the street in a "dressage".

People-oriented exclusive configuration of digital technology has been fully upgraded.

The new EQE inherits many people-oriented technology configurations of EQS, and at the same time, it also upgrades many exclusive configurations for the China market, in order to better meet the digital technology and localization functions of China customers’ usage habits and empower them for a better trip.

Zero-level operation scene push: The new EQE is equipped with a "zero-level interface", which always puts the core functions at the top of the desktop. Car owners can also log in individual user settings with fingerprints, open an efficient digital experience at the touch of their fingertips, and enjoy the convenience brought by many localized applications. In addition, the upgraded "mind-reading assistant" can intelligently push according to customers’ usage habits, and at the same time, it can realize domestic leading full-scene function recommendation, such as accepting Tencent video push at any time while waiting for parking and charging. The new EQE also supports wireless CarPlay screen projection function, which seamlessly projects the mobile phone interface in full screen, making the interaction more diverse and convenient.

Deep integration of customized navigation: The new EQE is equipped with high-tech customized navigation, and the functions of EQ optimized navigation, AR real-life crossing navigation and other aircraft are deeply integrated with the navigation system. AR real-life navigation can accurately distinguish the correct navigation entrance, and the navigation system can also accurately distinguish the parking floor, showing the brand temperature on the basis of technology. After the upgrade of "Mind-reading Voice Assistant", not only the intonation is more lifelike, but also the vehicle can recognize the combined instructions and listen to them in 15 seconds, and provide encyclopedia material interaction, so that voice control can open the world at any time.

Quiet, fresh and exclusive upgrade: The new EQE provides rear seats optimized for China customers, as well as front-row bilateral sound insulation glass and vehicle acoustic package as standard in China. It is also equipped with HEPA high-efficiency filtration system with a filtration effect of 99.75% in the "Changxin Air Shield", providing a cabin space that is always quiet and fresh. According to the localization needs of customers in China, the new EQE provides up to 10 local exclusive upgrade configurations, including rear gentleman function, rear central armrest, rear sunroof sunshade button, comfortable rear headrest, etc., so that every driver and passenger can enjoy exclusive luxury travel experience.

The new EQE is an important milestone on the road of Mercedes-Benz’s "all-electric" transformation, announcing the acceleration of the electrification process. As the 4 millionth car rolled off the production line in Beijing Benz factory, the new EQE was made in Shunyi factory. Beijing Benz Shunyi Factory strictly implements "Made in China, Global Quality" and has four characteristics: digitalization, flexibility, high efficiency and sustainability, and implements the enterprise’s sustainable development commitment and carbon-neutral production target. Beijing Benz Shunyi Factory reduces energy consumption through advanced production technologies and measures such as dry painting and ground source heat pump. Vigorously develop photovoltaic power generation and increase the proportion of self-made green energy; Beijing Benz also bought green electricity last year, becoming one of the first enterprises in Beijing to buy green electricity. The whole vehicle adopts a steel-aluminum hybrid body, and some structural parts of the body are made of 100% recyclable steel, effectively reducing the energy consumption output by 60%. Using more than 20% aluminum material can reduce the weight by 51.29 kg on the basis of ensuring structural strength, and NVH components can reduce the weight by about 14 kg on the basis of ensuring outstanding effect, further improving energy efficiency.

Although the test drive experience lasted only one day, Mercedes-Benz EQE left a deep impression on us in the actual driving. First of all, in terms of power output, Mercedes-Benz EQE feels linear output in economy and comfort mode, relaxed but not impatient, and can experience the smoothness of driving while driving. When switching to sports mode, with the personalized sound system, you can’t feel that this is a pure tram, with abundant power and sensitive acceleration. As a medium and large car with a length of nearly 5 meters and a wheelbase of more than 3 meters, the power steering and shock absorption adjustment of Mercedes-Benz EQE are very delicate, and the sense of stable control during steering is particularly practical, which can be seen as the heritage of an old luxury brand. After finely bumpy road sections, the chassis adjustment of Mercedes-Benz EQE makes us basically feel no vibration, but when passing through a large pothole road surface, the road feel will be clearer, but the front seats can absorb most of the vibration.

In addition, Mercedes-Benz EQE has added many practical functions in science and technology. For example, by integrating the real road with navigation tips through AR technology, we can clearly see the turn signs and street signs on the real road through the central control screen. This feeling is quite novel and interesting, and the guiding effect is very intuitive.

Mercedes-Benz EQE, which follows most designs and configurations of EQS, has done a remarkable job in appearance design, atmosphere creation, spatial layout, intelligent assistance and power adjustment. From this model, we can see the intention and determination of Mercedes-Benz, a luxury brand, in electric transformation.

It’s really fragrant to have a charging pile at home, and the electricity bill is 160 yuan for two months. If you use oil, you can turn on the air conditioner in the urban area for more than eight times, but it will be enough if you don’t use oil and electricity. If you are afraid that the gasoline will expire, you will deliberately use it and add a new one. The mileage in pure electric mode is short and you can travel 100 kilometers.

Mercedes-benz, there is no room to say, and the same level feels the biggest. Moreover, I am mainly engaged in business, so I am the most satisfied with the space and design of Mercedes-Benz. The car weighs more than 2.2 tons. Because I often drive alone, it is still easy to accelerate and overtake. The big target is domineering at first sight, and it feels too commercial to set up the standard. I especially like the two ribs on the front engine room cover, which is very stereoscopic from the side.

The only thing the interior doesn’t like is that the new car smells a little strong, and everything else gets full marks. After all, how many Mercedes-Benz cars are not for the interior and the trident star emblem? Buying a car is uncomfortable, maintenance is expensive, insurance is expensive, and fuel consumption is not economical. The price/performance ratio is really out of the question. CarPlay is not full-screen, and both sides are ugly. After several uses, I don’t want to use it. It’s convenient to make a phone call without using it. Bluetooth plays music and comes with a map of Gaode, which can be controlled by voice.

Steady control. Actually, I want to get on the four-wheel drive 260. Really can’t wait for the car! I ordered 300 at first, and I didn’t have a car. It took two months to send a 350, so I changed it directly. The car weighs a little 2.2 tons. Mercedes-Benz chassis is very solid. I really want to cut into a sports mode and run. However, the road here is not strong, and the air suspension is really comfortable. It is a problem to filter the potholes, small stones and seat lumbar supports in the comfortable mode. After driving for a long time, the small partners in the group say so, and they don’t know what is going on. The seat is wide enough. Basically, the body contact parts are made of soft materials. The steering wheel feels quite good and very good. Thanks to the air suspension, the rear row is also very comfortable. Except that the rear row cannot be adjusted, and there is no electric sunshade, a 50w car will die if it is added with a sunshade. Air conditioning is still not as good as Japanese cars. To be honest, I often drive it to 20 degrees before I feel cold. The noise of this car can’t be said. The noise of the engine goes directly to the cab, and it’s ugly, so I usually turn on the music directly, because the rear tire is 275 tires wide, and the high-speed tire noise is also obvious. Noise control is really unacceptable. Then the brakes were empty, and the first quarter had no strength, and then suddenly it was so strong that it was uncomfortable. Unfamiliar people certainly can’t drive well, but they feel more linear. The brake disc may be large in front and back because of the weight of the car. If you can change it to a perforated plate in the future.

This car has only these 13 shortcomings:

The first is that the Internet of Vehicles operator is Unicom, and the signal is not good, so it cannot be replaced.

The second is that the after-sales service of the 4s shop is too poor. When buying a car, the seller said that the charging pile can be installed immediately after picking up the car. It has not been installed for more than two months, but it has been said that it is out of stock, and various calls have not been solved.

The third is that the sound of pure oil mode is no different from that of tractor.

The fourth is that it is really inconvenient to travel without a spare tire.

Fifth, the trunk is too small.

Sixth, the seat is not genuine leather.

Seventh, the smell inside the car is a bit strong. This price is really not worth it, just to buy a logo.

Eighth, the engine horsepower is a little small, the exercise mode is very expensive and the fuel tank is too small.

The ninth is that the screen installation is so ugly that it looks like adding it.

The tenth is the reduction! Too much castration, electric tailgate, seat ventilation, electric adjustment, central control panel atmosphere light, electric adjustment of steering wheel, etc., click and it’s gone! It is said that the next batch of cars will lose even wireless charging, alas. 500 thousand cars don’t have electric tailgates. I won’t believe anyone if I tell them!

The eleventh cup rack will affect the use of wireless charging.

There is a water cup holder in the back row of the twelfth row. You said that both of them are holding coffee, and who is holding it? Guess boxing?

The space in the thirteenth trunk is too small because of the battery pack, so I can’t put the driver’s car in it. I watched the driver’s car learning geometry space in the trunk with my blurred eyes in the cold wind. As soon as I got drunk, it was special! … put it in the back row …

　　[car home Information] On March 11th, the first tank brand owners’ event "Tanke Alliance" was officially opened. During this user-oriented activity, the tank official released the tank user brand "TANK LIFE Tank Burning Life" and displayed various modified tank models on the spot. More importantly, the government officially announced that it will launch the (|) 3.0T model, which is based on the border limited edition. Of course, it will also have a higher price.

"Tank 300 Border Limited Edition"

● tank v plan:Tank 300 3.0T V6 is coming soon.

　　After the tank 300 went on the market, there were many voices about the tank 300 3.0T model. The official announced that the tank 300 3.0T will be released soon, which is good news for tank fans.

　　The tank 300V plan is the first official crowdfunding plan for tanks.The crowdfunding model Tank 300 3.0T will be launched on the basis of the border version of Tank 300, equipped with a 3.0T V6 twin-turbo engine.The crowdfunding plan will be launched in the tank App, with a total of 1,000 crowdfunding targets, each of which is 20,000 yuan, and each user can only purchase one copy.

　　If the project successfully reaches the crowdfunding goal, the project will be initiated in April. According to the project development scope,It is estimated that the project development will be completed in the second quarter of 2024.Successful users can become product partners and enjoy five special rights and interests, such as early adopter right, co-creation right, expansion right, shining right and harvest right.

　　According to the parameters of the 3.0T V6 twin-turbo engine on the current tank 500, the maximum power of the new car is 360 HP (265 kW) and the maximum torque is 500 Nm.

● Tanks will enter more overseas markets.

"Tanks 300 Listed in Saudi Arabia"

　　Tank brands have been explored in Saudi Arabia, Iraq and Australia. It is officially announced that in 2023, tanks will continue to promote the market processes such as ASEAN and accelerate their layout into the European market with strict access standards. In the future, tanks will enter more global markets. With the entry into more overseas markets, tanks will also simultaneously promote the "Lighting the Earth Plan" for overseas self-driving. In addition, Tanks expects to set up 30 overseas clubs this year, covering Southeast Asia, the Middle East, Australia, Russia and other regions.

● Tank user brand: "TANK LIFE Tank Burning Life"

"Tank refitting town"

　　According to the official, "TANK LIFE" combustion life consists of three parts: products, channels and services, which realizes the interaction in nine fields, such as personality upgrading, camping, climbing and photography, and forms a global ecological co-creation platform.

　　　In terms of product co-creation, tanks will carry out vehicle co-creation, expand modification culture and share modification results. At the same time, it will also build a "tank brand experience base", where users will be invited to experience the latest products and professional off-road projects such as climbing, wading and cannonball pits. The official said that the site is currently being inspected and will gradually land.

　　On the level of service experience, the official will promote the tank academy, light up the earth plan, and tank good things.

"Tanks will open a limited number of places in Alashan offline courses in 20 desert colleges."

　　In terms of tank academy, during this year’s Alashan Heroes’ Meeting, the tank will open a limited number of offline courses for 20 desert academies. Advanced teaching of cross-country actual combat in Alashan, through the examination of teaching and training, can obtain the exclusive certificate issued by the Tank Academy, and will also receive a limited edition desert cross-country gift package.

　　The Light the Earth project is to collect tank road books for users around the world. At present, more than 171 road books have been collected. In addition, officials also plan to start "lighting tours" overseas, such as "Bangkok crossing the rainforest", "going to the Middle East to play in the desert" and "Australia crossing the Gobi".

"good tank"

　　Good things in tanks are the peripheral products that tanks have been advancing at present. At present, there are more than 150 kinds of fine things, such as clothing accessories, fashionable car models, camping and outdoor activities.

● "Every tank is different"

　　As the first user conference, many users or modified versions launched by professional modification manufacturers gathered at the scene, and some special versions previously officially launched appeared at the scene. As Liu Yanzhao, CEO of tank brand and general manager of Wei brand technology, said:Every tank is different..

　　The Border Limited Edition (Yellow) adopts the color scheme of "Golden Armor", widens the body, and is equipped with exclusive rims, front and rear bars, letter grille, roof rack, wading throat, etc. The tank ranger (green) adopts the exclusive "ranger green", which is equipped with a wading throat, a forged aluminum upper swing arm, metal front and rear bars, off-road wheels, a 12,000-pound winch and so on. Compared with the first batch of Rangers, the second batch of products added trailer power outlet and square outlet, and added air-conditioning physical buttons. Tieqi 02 (White) has upgraded the wading hose and WARN front winch, and its suspension has also upgraded an 8-segment damping soft and hard adjustable shock absorber, which is matched with the German eibach spring. In other aspects, it also has 17-inch retro rims, high heat dissipation engine cover, air conditioning entity buttons and so on.

　　Other information about exhibitors’ refitting and displaying businesses and users’ refitting vehicles, etc.:

"China fires"

"beyond the border car"

American card industry: front and rear bars, luggage racks, etc.

"macro fox nitrogen reduction"

Red horse winch

"Ant Cross Country"

"Yun Liang Cross Country"

"sand lizard reduces vibration"

Ruibo: front and rear bars, luggage racks, etc.

Full text summary:

　　At present, the tank has accumulated more than 200,000 users, 66 city clubs, and 1000+ club activities throughout the year. In just a few years, it has become an indispensable off-road brand in China, which has also promoted the development of upstream and downstream industries of outdoor and off-road in China, and at the same time, it has also created a moat for tank brands besides the products themselves-culture and circle. It is reported that at present, the number of users of the Tank Club has reached 70,000, and the registered users of the Tank Car App have reached nearly 2 million. It already has a certain scale and growing user base, which is very successful for tanks. Of course, the tank is also guiding and standardizing such a group through its own strength, which is also the reason for the release of a brand new user brand.

　　In terms of products, the upcoming tank 300 3.0T will become a totem model of the tank 300, just as the 392 is to herdsman, the tank 300 3.0T will become the dream of many tank 300 fans. It is worth mentioning that many new products of Tank 300 will also be released later, so you can look forward to it. The tank 500 will not only be redesigned, but the launch of PHEV models will also dispel users’ concerns about fuel consumption and further expand market share. As for more brand-new models such as tank 400, let’s look forward to it. Good things are coming! (Text/car home Chen Hao)

　　CCTV News:At 5: 50 at dawn, the train returning from Chengdu slowly pulled into the platform, just shining through the window, and the policeman Zhang Zhenjun patrolled the car body again before retiring with peace of mind. — — Spring Festival travel rush is coming in 2019. In order to catch the bright spots of outstanding representatives in our police team, I approached the police officer Zhang Zhenjun and spent five days in the car with him. What impressed me the most was his "three pairs of shoes".

　　Persistence of leather shoes

　　When the train started, standing next to the K257/8 train from Tianjin to Chengdu, the first impression that Zhang Zhenjun, a 58-year-old policeman, gave was that he revealed the heroic spirit of the soldiers, which came from years of cultivation and clean leather shoes under his feet.

　　He was a soldier at the age of 18 and worked in the army for 18 years. Because of his excellent performance, he worked all the way from the grass-roots company to the headquarters. In the past 18 years, it was this pair of leather shoes that he cherished. "When I was young, I didn’t have the opportunity to wear leather shoes in the country. When I put a pair of leather shoes on my feet in the army, I immediately got refreshed, so I tried to polish my shoes, took off my military uniform and put on police uniforms. The shoes under my feet are still useful. These shoes have become my good comrades in arms."

　　"There are times when my shoes are dirty," Lao Zhang said with a little regret. "When I was walking in the car, I heard the abnormal noise in the front carriage when I visited the hard seat carriage. I rushed over and found that a male passenger was standing on the seat with a fruit knife in his right hand, waving back and forth and yelling, and two other slightly injured passengers were lying on the seat not far away and shouting. Upon seeing this, I pounced on the male passenger with a knife in one stride, pressed it tightly under my body and took the fruit knife in one fell swoop. In the process, my right hand was slightly scratched, and then I took it to the dining car with the police team, made a record and handed it over to the station police station, and properly disposed of the injured passenger. When I was all busy, I found three drops of solidified blood on my shoes. "

　　After a few days with the car, I found that the policeman Lao Zhang would take out a soft cloth and shoe polish every time he patrolled the hard mat. He said, "My car is overcrowded all the year round, and it is not easy for passengers to go to work from south to north. I am not clean but easy to get along with. I am willing to chat with them more. Don’t underestimate this patrol that is often trampled on. Many things will be solved in the first time, that is, I will come back and wipe it."

　　Ethics of cloth shoes

　　When there are long intervals and high incidence of travel and wealth cases, the police officer Lao Zhang will arrange the police team members to carry out their daily work and go deep into the carriage to put on cloth shoes and plain clothes to "discover". "This is also a habit that has been maintained by train for 22 years," he said. "When I first arrived in the police force, I was assigned to the plainclothes team. The master taught me how to observe the abnormal passengers’ behavior in the car where the passengers were concentrated, so as to track and find out the current situation. Since then, I have worn cloth shoes, and the crew bag often carries similar clothes for migrant workers in season, which is not easy to be found in the car and is convenient for work. These cloth shoes have been worn for more than 20 years. "

　　The same pair of cloth shoes, the policeman Lao Zhang still has wonderful use. When driving at night, he changed into a police uniform and patrolled the sleeping car in cloth shoes. He said, "Although this kind of wearing is a bit against the dress code, compared with my leather shoes, the cloth shoes walk silently, which will not affect the rest of passengers. I will calculate the number of rounds of the patrol and the time of the stop, put the leather shoes in the dining car, and will not delay getting off to meet the passengers after wearing a straight dress."

　　Neglect of slippers

　　In September this year, on the way home by train, police officer Lao Zhang suddenly felt feverish, and without telling his family, he dragged himself to see a doctor after five days’ fatigue. After the examination, I found that I was suffering from the symptoms of insufficient blood supply to the brain and capillary bleeding. This is the result of long-term accumulation of reasons such as work, diet, sleep and poor ventilation in the working environment. The doctor told me to rest for a long time, otherwise it may recur with high frequency.

　　The policeman Lao Zhang only rested for two weeks, but his lover couldn’t beat him, so he had to buy him a pair of slippers and put them in his cabin bag, and repeatedly "nagged" him-"It’s time to patrol in the long interval at night, and when I come back, I will soak my feet with heat, so you can rub your feet yourself like this, which will help blood circulation and save you from getting sick." Police officer Lao Zhang listened to his lover’s words and brought slippers, but he was obsessed with the schedule of the car, and his feet were always soaked in leather shoes and cloth shoes, so he didn’t have time to put on a slipper. Until I got on the bus, my lover was worried that his body could not afford it. At 1 o’clock in the middle of the night, he sent a WeChat saying, "I have calculated the time. You should be able to take a rest in this interval from Guangyuan to Jiangyou. Take a photo for me and see if you are wearing slippers on your feet." The policeman Lao Zhang felt the vibration of WeChat, but at this time he was walking in the carriage wearing cloth shoes. After a good tour, he returned to the camper and put on slippers to take photos, telling his lover that the signal was not good.

　　Write it at the end

　　Lao Zhang, a policeman, is very ordinary. He has spent 22 years on various trains, crisscrossed the north and south, never handled any big cases, and never made any big mistakes. However, for the police work, it is an honor to be so obscure for so many years by taking a long-distance ordinary train. This honor lies in being down-to-earth, in shoes that strictly enforce the law and shoes that are for the people, and in giving up slippers and measuring the length of the train, the length of the interval journey and the length of life and life in the process of value multiplication step by step.

　　Thanks to the police officer Lao Zhang’s three pairs of shoes in size 43, and thanks to so many police officers Lao Zhang, it is because of their solid Spring Festival travel rush Road that this year’s Spring Festival travel rush can truly feel practical! (Text/Chen Sheng)

Original title:Will the social security card be reported lost if it is not activated for 300 days? Official question and answer

Recently, the topic of "social security card must be activated" has been hotly searched, and there is even a saying that "if you don’t activate the social security card for 300 days, you will be reported lost".

Many netizens wondered: Do social security cards need to be activated? The card in my hand is not activated, so I can use it normally.

In this regard, the reporter compiled relevant questions and answers according to the response of the Ministry of Human Resources and Social Security.

Q: Does the social security card need to be activated?

A: Social security cards have both social security and financial functions. Among them, the social security function needs to be enabled and the financial function needs to be activated.

Specifically, the social security function is mainly used for medical settlement, identity certificate, information recording, self-service inquiry and so on.

With the social security function of the social security card, you can purchase medicines for medical treatment, register for insurance, inquire about payment, transfer social security relations, and certify treatment qualifications. Financial functions are mainly used to pay fees, receive benefits, and make financial payments, such as using social security card bank accounts to pay social security fees, personnel examination registration fees, receive pensions, unemployment insurance benefits, work injury allowances, employment subsidies, and wages of migrant workers.

In some areas, social assistance, disability services, poverty alleviation targets, family planning targets, cultivated land grain subsidies and other financial subsidies for benefiting the people and farmers are also issued through social security cards.

The social security card can also be used as an ordinary bank card, which has the functions of debit card (savings card) such as cash deposit and withdrawal, transfer and consumption.

Q: How to activate social security function and financial function?

Answer: To enable the social security function, you can go to the social security service window or the social security card service bank outlet, or you can go through the electronic social security card APP and applet, the national social security government service platform (http://www.12333.gov.cn), the national social insurance public service platform (si.12333.gov.cn), the handheld 12333APP or the local social security card online service channel. For details, please consult the 12333 telephone service hotline. " 。

In many areas, when the cardholder receives the card for the first time or uses it for the first time, the social security function will be activated synchronously according to the authorization after completing the identity verification.

To activate the financial function, according to the relevant regulations of banking supervision, I need to go to the counter of the service bank marked on the card face with a valid ID card and social security card, and all the national outlets of the same bank can activate it.

At present, most parts of the country have completed the activation of social security functions and financial functions at the same time in the social security card service bank window.

Some areas explore extending the service bank window to the people’s social service hall, and the social security function and financial function can be activated in the people’s social service window.

For special people who are old, seriously ill, disabled, etc., they can provide on-site service according to relevant procedures, or handle services as agents.

Q: Is it true that "if you don’t activate your social security card for 300 days, you will be reported lost"?

A: No loss will be reported.

After receiving the social security card, the cardholder cannot use the bank account of the social security card if the financial function is not activated in time.

After activation, the bank account has not been operated for a long time, such as deposit and transfer of funds, and the bank will suspend the non-counter business of the account, and must personally go to the bank outlet to apply for recovery.

Neither of the above situations will lead to the loss of the social security card bank account.

Q: How to apply for a social security card?

A: If you don’t have a social security card yet, you can APPly for it from the local social service department through the social service outlets or online service platform. You can also apply for social security card online, enable social security functions, inquire about the progress of business card printing and other "inter-provincial services" through electronic social security card app and applet, handheld 12333APP, national government service platform and other channels. The social security card will be mailed to your home within 15 working days after the online application is approved.

With a physical social security card, you can also receive an electronic social security card.

Commonly used APPlication channels are: national government service platform, the State Council client WeChat APPlet, electronic social security card app and applet, "Pocket 12333”APP, social departments at all levels app and local government app; China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, Bank of Communications, China Postal Savings Bank, China Merchants Bank, Ping An Bank and local social security card service banks APP；; Alipay, WeChat, China Unionpay Quick Pass APP.

It is worth noting that from 2021, when individuals apply for the third-generation social security card, they will simultaneously complete the application for the electronic social security card.

The cardholder’s real name is logged into the social security card service bank APP, the social security department APP of the card issuing place, the electronic social security card APP and small programs and other simultaneous application channels, and the electronic social security card can be directly used with my consent.

Can I withdraw the housing accumulation fund when renting a house in Shanghai?

How much can I withdraw?

Recently, many netizens asked Jiefang Daily Shangguan News Message Board: If you want to rent a house in Shanghai, can you withdraw the provident fund? In this regard, the reporter inquired about the relevant policies and replied as follows.

Q: Can I withdraw the provident fund for renting a house? What conditions do applicants need to meet?

A: It can be extracted. The specific circumstances include: renting public rental housing that has been recognized by the competent department of the municipal government and brought into unified management according to law; Lease affordable rental housing that has been recognized by the competent department of the municipal government and incorporated into unified management according to law; As well as the situation that employees and their spouses have no self-owned housing in this city and rent rental housing in this city market according to law.

At the same time, in order to apply for withdrawal of housing provident fund for rental housing, it is necessary to meet the requirements that the applicant has continuously paid the housing provident fund in this city for 3 months, the applicant and his spouse have no housing provident fund loan, and there is no entrustment to withdraw the housing provident fund to repay the loan, and the applicant and his spouse can only withdraw the housing provident fund to pay the rental fee of a house.

Q: Is there a limit for withdrawal?

Answer: If you rent public rental housing in this city, you can withdraw it once a month, and the monthly withdrawal amount of each household does not exceed the actual rental expenses of the month. Lease the city’s affordable rental housing, you can withdraw it once a month, and the monthly withdrawal amount of each household does not exceed the actual rental expenses of the month, with a maximum of 4,500 yuan. Lease the market rental housing in this city, you can withdraw it once every quarter, and the monthly withdrawal amount of each household does not exceed the actual rental expenses of the month, with a maximum of 3,000 yuan. In addition, in line with the national birth policy, families with two or more children with at least one minor child, that is, families with many children, can rent housing in this city once a quarter, and the monthly withdrawal amount of each family does not exceed the actual rental expenses of the month.

In addition, it should be noted that the applicant can only choose one rental situation to withdraw the provident fund, and the extracted month cannot be withdrawn repeatedly. Families with many children also need to satisfy that at least one minor child has lived with the applicant or spouse in this city for more than half a year (including half a year).

Q: How long does it take for the rental housing to withdraw the provident fund?

Answer: If the acceptance is completed in the first half of each month, the first withdrawal fund will be automatically transferred from the applicant’s own housing provident fund account to the bank debit card account in this city designated by the applicant before the end of the month at the earliest; If the acceptance is completed in the second half of each month, the first withdrawal of funds will be automatically transferred to the debit card account of the bank in this city designated by the applicant before the end of the next month at the earliest. For the first time, please refer to the business application interface prompt and approval result SMS.

No.6 [2020] of Beijing Development and Reform Commission

All relevant units:

　　In order to thoroughly implement the supreme leader’s ecological civilization thought, implement the Breakdown List of Sustainability Commitments for the Beijing 2022 Winter Olympics and Paralympic Games (Beijing Part), achieve the goal that the proportion of renewable energy in the total energy consumption in this city will reach more than 10% by 2022, further accelerate the popularization and application of photovoltaic power generation systems in this city, continuously optimize the energy structure, lead the energy transformation and promote green development, according to the Renewable Energy Law of People’s Republic of China (PRC), the Energy Law of People’s Republic of China (PRC) and the Energy Law of.

　　I. General requirements

　　Guided by Socialism with Chinese characteristics Thought of the Supreme Leader in the New Era, we will thoroughly implement the spirit of the 19th National Congress of the Communist Party of China and the Second, Third, Fourth and Fifth Plenary Sessions of the 19th National Congress, adhere to Lucid waters and lush mountains are invaluable assets’s ideas, and strengthen policy support in accordance with the principle of giving priority to renewable energy, accelerate the integration and development of photovoltaic power generation systems with urban elements such as buildings and infrastructure, give priority to the application of photovoltaic power generation in new areas and buildings, and promote urban transformation and the optimization and upgrading of related industries through photovoltaic power generation applications. Raise the awareness of the whole society on the application of renewable energy such as photovoltaic power generation, and provide important support for fulfilling the sustainability commitment of Beijing 2022 Winter Olympics and Paralympic Winter Games with high standards and promoting the green development of the city.

　　Second, key areas

　　On the basis of fully supporting the development of photovoltaic power generation, in accordance with the principles of high-level design, high-standard construction and high-quality application, we will focus on developing photovoltaic applications in areas such as people’s livelihood, industry and commerce, rural areas, infrastructure and public institutions, and implement six major sunshine projects.

　　(A) Sunshine Huimin Project

　　Advocate a green lifestyle, promote renewable energy into the family, and encourage residents to install distributed photovoltaic power generation systems on the roofs of their own property houses. Encourage new residential buildings to set up distributed photovoltaic power generation systems, and the installation scale shall not be less than 40% of the horizontal projection area of all roofs.

　　(2) Sunshine Park Project

　　Focus on promoting the application of photovoltaic power generation in new buildings in high-end functional areas such as Winter Olympic Games District, Three Cities and One District, Beijing Daxing International Airport Airport Airport Economic Zone and New Shougang High-end Industrial Comprehensive Service Zone. Support the application of photovoltaic power generation system in characteristic towns such as Zhangjiawan Design Town and Songzhuang Art Town. Encourage new factories to design and install photovoltaic power generation systems simultaneously, and encourage existing factories and logistics storage roofs to implement photovoltaic power generation transformation.

　　(3) Sunshine Commercial Project

　　Encourage commercial facilities, office buildings, hotels and convenience service facilities to build photovoltaic power generation systems, focusing on promoting distributed photovoltaic power generation applications in large commercial complexes. Strengthen the design of photovoltaic power generation application scheme for new buildings and promote the application of advanced photovoltaic power generation technologies such as thin film batteries.

　　(D) Sunshine Rural Project

　　Vigorously support the development of photovoltaic power generation applications in rural areas, promote the application of photovoltaic power generation in various village supporting service facilities, promote the construction of complementary projects of agriculture and light in an orderly manner in qualified facility agriculture and planned and reserved breeding bases, and reduce the energy cost of agricultural production.

　　(5) Sunshine infrastructure project

　　Gradually popularize the application of photovoltaic power generation system in transportation hubs, airports, railway stations, rail transit maintenance plants, parking lots, bus stations, expressway service areas and slope protection, and encourage the transformation of existing facilities. Actively use the space of facilities such as reclaimed water plants and newly built waterworks, build a distributed photovoltaic power generation system, and study and promote the use of unused land such as closed mining areas and barren beaches and slopes to build photovoltaic power stations.

　　(6) Sunshine Public Institution Project

　　Encourage new schools, hospitals and government office buildings to give priority to photovoltaic power generation. Pilot implementation of photovoltaic power generation transformation in centralized office areas of two levels of government in urban areas. Two levels of government investment projects in urban areas will give priority to the integrated application of photovoltaic buildings. According to the planning requirements, photovoltaic power generation projects will be built simultaneously in the second phase of the administrative office area of Beijing City Sub-center, the green heart of the city and the East Campus of Renmin University.

　　Third, policy support

　　(A) to promote comprehensive application

　　New construction or reconstruction and expansion projects supported by fixed assets investment of two levels of government in urban areas will give priority to promoting the use of photovoltaic power generation systems and increasing the proportion of renewable energy applications.

　　(B) to strengthen financial subsidies

　　For distributed photovoltaic power generation projects that have been put on record within the administrative area of this Municipality and adopted the mode of "spontaneous self-use, with the rest connected to the Internet" during the period from January 1, 2020 to December 31, 2021, the municipal finance will give subsidies according to the actual power generation of the project. The subsidy period for each project is 5 years, and the subsidy target is legal entity or individual. Among them:

　　1. The subsidy standard for conventional projects remains unchanged.

　　The project subsidy standard applicable to general industrial and commercial electricity price, large industrial electricity price or agricultural production electricity price is 0.3 yuan per kWh (including tax). The subsidy standard for household photovoltaic power generation projects built by individuals with their own property rights is 0.3 yuan per kWh (including tax).

　　2. Improve subsidy standards in some areas.

　　The subsidy standard for projects of non-resident users such as schools and social welfare places that implement the residential electricity price is 0.4 yuan per kWh (including tax).

　　3. Support high-end applications.

　　For all projects that realize the integrated application of photovoltaic buildings (photovoltaic modules as building components), the subsidy standard is 0.4 yuan per kWh (including tax).

　　See the annex for the declaration details of subsidy funds.

　　(3) Encourage district-level support

　　Encourage all districts to increase district-level policy support on the basis of municipal policies. The development and reform departments of each district should strengthen the overall planning of local resources, formulate the implementation plan of photovoltaic power generation in this region, and actively promote the development of photovoltaic power generation in conjunction with relevant departments in the district.

　　(4) Support diversified investment.

　　Encourage market players to build and operate distributed photovoltaic power generation projects in various forms such as independent investment or contract energy management, and enjoy power generation subsidies according to policies.

　　(5) Standardize management procedures.

　　The management of photovoltaic power generation projects shall be implemented in accordance with the Measures for the Administration of Approval and Filing of Enterprise Investment Projects. The development and reform department of the district where the project is located shall implement the filing management, and handle the filing in strict accordance with the time limit, and no preconditions shall be added by itself. The district development and reform department shall supervise the construction and operation of distributed photovoltaic power generation projects in this region.

　　Fourth, organize the implementation

　　Strengthen the overall control ability, coordinate and promote the implementation of photovoltaic power generation projects, standardize the management of photovoltaic power generation filing, grid connection and operation and maintenance, and encourage the whole society to actively apply photovoltaic power generation.

　　(A) to strengthen overall coordination

　　The Municipal Development and Reform Commission plans the development of photovoltaic power generation as a whole, improves the policy system, strengthens planning, and promotes the application of photovoltaic power generation in major projects and key areas. The Municipal Finance Bureau is responsible for the implementation of subsidy funds, and cooperates with the Municipal Development and Reform Commission to do a good job in the use and management of subsidy funds. The Municipal Housing and Urban-Rural Development Commission and other departments strengthen the management of photovoltaic power generation according to their existing functions.

　　(2) Strengthening professional services

　　All engineering consulting institutions and design institutions should improve their understanding of the importance of photovoltaic power generation, take the application of photovoltaic power generation as an important content in the pre-engineering consultation and planning and design stage, and do a good job in the design consulting service of photovoltaic power generation application. Power grid enterprises should do a good job in grid-connected services of photovoltaic power generation projects, statistics of power generation and allocation of subsidy funds.

　　(3) Standardize project management

　　Photovoltaic power generation projects should be constructed in strict accordance with the filing information according to laws and regulations, and the project power generation should be independently measured. The project construction unit should submit the operation and maintenance plan to the owner before the project construction to ensure the efficient, safe and stable operation of the project. Legal entity projects need to be included in the online monitoring system of new energy and renewable energy in Beijing.

　　(D) Enhance green awareness

　　Strengthen publicity and training and public opinion guidance, and organize design consulting institutions and key users to carry out training exchanges around photovoltaic power generation application technology and typical cases. Mobilize all social forces to actively participate, constantly enhance the broad masses of people’s concept of giving priority to the application of renewable energy, form a green, civilized and healthy consumption pattern, and create a good atmosphere for the whole society to jointly promote green development.

　　This notice shall be implemented as of the date of promulgation, and shall be interpreted by the Municipal Development and Reform Commission, the Municipal Finance Bureau and the Municipal Housing and Urban-Rural Construction Committee.

　　I hereby inform you.

　　Attachment: Detailed Rules for photovoltaic power generation project management and subsidy fund declaration

beijing municipal commission of development and reform　　　　

beijing finance bureau　　　　

Beijing Municipal Commission of Housing and Urban-Rural Development　　　　

November 18, 2020　　

　　(Contact: Wang Jiyao, New Energy Department of Municipal Development and Reform Commission; Tel: 55590485)

attachment

Detailed rules for photovoltaic power generation project management and subsidy fund declaration

　　First, the photovoltaic power generation project for the record

　　(a) photovoltaic power generation projects declared by legal entities shall be directly filed by the district development and reform department according to the principle of territoriality. Project filing can be handled through the website of the Window of the Capital or the website of the Municipal Development and Reform Commission (website: www.beijing.gov.cn, Government Services-Departmental Services-District Development and Reform Department-Filing of Investment Projects by Domestic Enterprises-Online Handling).

　　(2) Individuals building distributed photovoltaic power generation projects in their own property houses shall be registered by the district electric power company on their behalf according to the principle of territoriality, and the district electric power company shall make a monthly summary and report it to the district development and reform department for the record.

　　Second, photovoltaic power generation project construction and grid connection

　　(1) The project owner shall apply for access to the district electric power company after obtaining the notice of filing photovoltaic power generation projects. For the projects with a voltage level of 10 kV and below and the total installed capacity of a single grid connection point does not exceed 6 MW, the district electric power company shall complete the formulation and review of the access scheme within 30 working days, and inform the project owner of the confirmation form of the access system scheme or the opinions on the project access to the power grid.

　　(two) the project owner should strictly follow the relevant standards of the state, this Municipality and the industry to carry out the construction of photovoltaic power generation projects. After the completion of the project, apply to the local electric power company for grid-connected acceptance and grid-connected debugging, and the district electric power company will complete the power generation contract, grid-connected dispatching agreement, grid-connected acceptance and debugging within 15 working days from the date of accepting the grid-connected acceptance application.

　　Third, the project online monitoring

　　In order to improve the quality of project construction management and ensure the efficient use of subsidy funds for distributed photovoltaic power generation projects, the information of projects invested and constructed by legal entities should be completed in the online monitoring system of new and renewable energy in Beijing (website: www.re-bj.com, hereinafter referred to as the "monitoring system"), and the installed capacity of more than 50 kilowatts (including 50 kilowatts) should be connected to the monitoring system. After completing the project filing, the project owner can directly communicate with the monitoring system management unit in the early stage; After the completion of the project, with the power generation contract signed with the district power company, apply for a data communication card to the monitoring system management unit to carry out access debugging. The online monitoring results will be used as the basis for power generation assessment (Tel: 55591160, 55591151).

　　Four, distributed photovoltaic power generation project subsidy list declaration and confirmation

　　(a) the Municipal Development and Reform Commission organizes a list of subsidies for distributed photovoltaic power generation projects twice a year, and the project owners apply before July 15th of each year and January 15th of the following year. Among them:

　　1. The distributed photovoltaic power generation project invested and constructed by the legal entity shall directly apply to the development and reform department in the area where the project is located for inclusion in the subsidy list. The project shall be filed in the district development and reform department, the project owner shall complete the construction and commissioning, and the district power company shall complete the grid-connected acceptance (see Annex 1 for the subsidy declaration form of the distributed photovoltaic power generation project of the legal entity).

　　2. Individuals who invest in the construction of distributed photovoltaic power generation projects with their own property rights shall apply to the local development and reform department for inclusion in the subsidy list. The project shall be filed in the district development and reform department, the project owner shall complete the construction and commissioning, and the district power company shall complete the grid-connected acceptance (see Annex 2 for the subsidy declaration form for individual distributed photovoltaic power generation projects).

　　(II) The district development and reform department shall, jointly with the district electric power company, conduct a summary preliminary examination of the distributed photovoltaic power generation projects declared in this district, indicate the subsidy standard for each project and the power generation in the current month connected to the grid, and report the list of qualified distributed photovoltaic power generation projects in this district to the Municipal Development and Reform Commission before July 31 of each year and January 31 of the following year respectively.

　　(3) The Municipal Development and Reform Commission shall conduct a summary review of distributed photovoltaic power generation projects reported by each district, and publicize the audit results on the website of the Municipal Development and Reform Commission before August 15th of each year and February 15th of the following year, with a publicity period of 5 working days. According to the publicity, the Municipal Development and Reform Commission shall publish the current List of Subsidies for Distributed Photovoltaic Power Generation Projects in Beijing (hereinafter referred to as the List of Subsidies).

　　Five, distributed photovoltaic power generation project electricity metering and subsidy funds declaration

　　(1) The Municipal Electric Power Company is responsible for measuring and auditing the power generation of distributed photovoltaic power generation projects in this Municipality, and handling the application and disbursement of subsidy funds for distributed photovoltaic power generation projects in this Municipality. For the planned capacity expansion project, the district power company will judge the technical scheme and the feasibility of separate measurement of the capacity expansion project. If there are separate measurement conditions, the owner of the capacity expansion project should put it on record according to relevant procedures. For the capacity expansion project without separate measurement conditions, it is not allowed to apply for the subsidy funds for distributed photovoltaic power generation projects in this city.

　　(II) District electric power companies shall, before May 15th and November 15th of each year, summarize the power generation of distributed photovoltaic power generation projects from October 1st of last year to March 31st of that year and from April 1st to September 30th of that year, respectively, and report them to the district development and reform department and the municipal electric power company for review, and the district development and reform department shall report the power generation audit results to the Municipal Development and Reform Commission before May 31st and November 30th of each year. The Municipal Development and Reform Commission organized a third-party organization to evaluate the amount of electricity generated after the review by the District Development and Reform Commission and the subsidy funds declared by the Municipal Electric Power Company, put forward subsidy opinions, and issued an evaluation report before June 20 and December 20, respectively. The Municipal Development and Reform Commission determined the subsidy funds for distributed photovoltaic power generation projects in the current period according to the evaluation report.

　　All relevant units should apply for subsidy funds in strict accordance with the time limit requirements. In order not to affect the progress of the city’s subsidy funds allocation, if the time limit requirements are exceeded, the current subsidy funds will be suspended and transferred to the next replacement. For the projects with unclear audit results in the current period, the subsidy funds can be reissued to the next batch.

　　Six, distributed photovoltaic power generation project subsidy funds allocated

　　Municipal Development and Reform Commission will allocate subsidy funds to the municipal electric power company. The Municipal Electric Power Company shall allocate the subsidy funds to relevant legal entities and individuals within 20 working days after receiving the approval opinions of the Municipal Development and Reform Commission on the current subsidy funds.

　　VII. Supervision and Management

　　(a) the Municipal Development and Reform Commission is responsible for the overall management of photovoltaic power generation in various districts and fields in conjunction with relevant departments. The Municipal Development and Reform Commission entrusts a third-party agency to audit the disbursement and use of subsidy funds, and the problems found in the audit shall be dealt with according to law.

　　(two) the district development and reform department to strengthen the territorial responsibility, responsible for the supervision of the construction and operation of distributed photovoltaic power generation projects in this area:

　　1. Strengthen overall planning, handle project filing in accordance with relevant regulations, and share information such as installed capacity and consumption of the filed project with district power companies, and supervise the standardization of project construction and the quality of project construction and operation;

　　2. The power companies in the supervision area shall, in accordance with the relevant regulations, speed up the grid-connected services, implement the grid-connected procedures according to the time limit, and shall not charge fees during the grid-connected process;

　　3. For projects with abnormal power generation, on-site verification should be conducted. If unauthorized capacity expansion is found, suggestions should be put forward and reported to the Municipal Development and Reform Commission. If the project is found to be dismantled within the subsidy period, it should apply for termination of the subsidy for the project;

　　4. Supervise and urge the project construction and construction units that can’t submit the operation and maintenance plan, don’t perform the operation and maintenance duties according to the contract requirements, or rectify the project construction and construction units that have potential safety hazards due to improper operation and maintenance.

　　(three) the Municipal Development and Reform Commission relies on the monitoring system to conduct daily monitoring of distributed photovoltaic power generation projects, and prepares an evaluation report on the development and operation of distributed photovoltaic power generation projects in June and December each year. If the online monitoring data is incomplete and unstable due to the project owner’s reasons, which affects the power generation audit, no subsidy funds will be issued.

　　(IV) The electric power companies in all districts shall do a good job in grid connection of distributed photovoltaic power generation projects, statistics and preliminary examination of power generation, and disbursement of subsidy funds, etc. The municipal electric power company shall supervise and manage grid connection services, power metering and disbursement of funds for photovoltaic power generation projects, review the power generation of distributed photovoltaic power generation projects, ensure the safe use of funds, and ensure that all provisions are put in place.

　　Attachment: 1. Subsidy declaration form for distributed photovoltaic power generation project (legal entity) (omitted)

　　　　　2 distributed photovoltaic power generation project subsidy declaration form (individual) (omitted)