CCTV News:According to the website of Beijing Market Supervision Bureau, recently, an administrative penalty decision issued by Beijing Market Supervision Bureau showed that Beijing Paradise Xianghe Funeral Service Co., Ltd., which had provided funeral services for the mortuaries of the Third Hospital of Beijing Medical University and Beijing Electric Power Hospital, was confiscated of illegal income of 1.09 million yuan and fined 5.65 million yuan.

　　In April, 2022, the funeral service outsourcing company in the mortuary of the Third Hospital of Beijing Medical University charged a "sky-high funeral fee of more than 38,000 yuan", which attracted much attention. The Third Hospital of Peking University issued a statement on April 11th, saying that a special team was set up to actively cooperate with relevant government departments to conduct in-depth investigation and resolutely rectify as required.

　　According to Xinhua News Agency, on-the-spot inspection by Beijing Municipal Market Supervision Bureau, Beijing Civil Affairs Bureau and Beijing Municipal Health and Health Commission found that Beijing Paradise Xianghe Funeral Service Co., Ltd., a company involved in the case, was suspected of illegal acts such as unclear pricing, non-implementation of government pricing, and unauthorized storage of remains. The Beijing Municipal Civil Affairs Bureau intends to confiscate the illegal income of the company and impose a heavier punishment. The Third Hospital of Beijing Medical University has the problem of failing to supervise outsourcing companies. Beijing has launched a comprehensive investigation on the outsourcing of hospital morgues in the city, and will study and formulate policies and measures to improve the management services of hospital morgues.

In the past two months, Xia Yiping has personally tested his own products for many times, and successively conducted a series of "violence tests" on the new car Extreme Yue 07, such as the unlocking test of the frozen electric door at MINUS 18℃, the collision challenge of the damaged car and the extreme rollover test, which showed the powerful safety performance of the automobile robot in the most intuitive way. During this period, Xia Yiping said frankly: "What netizens care about is what I want to test personally, focusing on the truth."

It is precisely because of the full self-confidence in our own products and the ultimate pursuit of user experience that on September 12th, Xia Yiping, CEO of Extreme Yue, launched the challenge of live intelligent driving across the river in Xuzhou, with the protagonist still being Extreme Yue 07, known as the "strongest smart car". You know, it’s only been two days since the official listing of Extreme Yue 07 on September 10, and a new round of challenges has been put on the agenda, with high frequency and great intensity. At the same time, the order of Extreme Yue 07 exceeded 5,000 units in only 48 hours, of which the 880km long battery life version accounted for 75%, and the ASD high-end intelligent driving option rate was as high as 76%.

Speed up the pontoon bridge, and you will be fearless of the "Hell Class" test.

This time, a floating bridge with a total length of 200m, a width of 3.2m and a distance of only 0.5m from the water surface was set up. The bridge is a temporary structure and does not exist on the map. The test was conducted many times during the day and night, during which Xia Yiping, CEO of Extreme Yue, conducted a live broadcast of the whole test. Because it is an unconventional road with no obvious lane lines, and there are three cone-barrel bypass areas on the pontoon bridge, the narrowest part only supports vehicles to barely pass, even if the old driver drives through manually, there are certain risks, so this test is a pure "hell-level" test for the pure visual high-order intelligent driving ability of Extreme Yue 07.

The scene is soul-stirring, but the performance of Extreme Vietnam 07 is inspiring. A total of 5 times, I drove across the bridge, and I successfully challenged the 07 in succession.

Especially in the dim light environment at night, the edge of the pontoon bridge can hardly be seen by human eyes, and Extreme Yue 07 is still very clever even without obvious lane lines. With pure vision and high-order intelligent driving, it has always kept the vehicle in the middle position, and successively slipped through the most difficult cone-barrel bypass area, and arrived safely at the other side with a car full of people at a constant speed.

Xia Yiping said excitedly: "One safety is accidental, and five safety passes are inevitable. We are full of confidence in our intelligent driving, so it is the same to challenge 100 times again."

More reliable than the old human driver, the purer the vision, the more you can drive.

2024 is a breakthrough year for intelligent driving technology. The intelligent driving scheme of "lidar+high-precision map+rule algorithm" with high price, imperfect cloud point information and relatively low reliability is about to become a thing of the past, and the "pure vision+end-to-end big model" with faster iteration speed, higher algorithm upper limit, more information and the most human-like perception mode is gradually becoming the mainstream.

As the only pure visual high-level intelligent driving brand in China/the only one in the world, Extreme Yue is undoubtedly at the forefront of AI intelligent driving and continues to lead the breakthrough of high-level intelligent driving.

Thanks to the homologous technology of Baidu Apollo L4 autopilot, the "pure vision+end-to-end big model" is based on Baidu’s data accumulation for many years, and the trained perceptual end-to-end model has obvious advantages in both rainstorm scenes and ultra-long-distance recognition. The ASD intelligent driving recognition distance of Extreme Yue 07 is up to 250m, even the mineral water bottle within 200m can be accurately recognized, and the perception ability exceeds the mainstream lidar scheme.

In addition, the speed recognition accuracy of ASD intelligent driver for moving obstacles can also be controlled within the error range of 0.1m/s, railings, guardrails and construction obstacle lights on or around the road can be recognized, and obstacles can be avoided by actions such as slowing down, stopping or bypassing, leaving more safe distance, and the degree of slipping around obstacles is as intuitive as that of an old driver.

Thanks to the joint decision of ASD, Extreme Yue 07 can accurately identify the static cone-bucket obstacles on the pontoon bridge, and the detour is smoother, with a calm, safe and steady driving performance throughout.

With the official listing of Extreme Yue 07, consumers can already buy the world’s preferred AI smart car with an investment of over 100 billion yuan at a "real fragrance" price of less than 20w.

In addition to the stunning AI aesthetic design and immersive luxury intelligent cabin, the entry-level version of Extreme Yue 07 comes standard with lane keeping, parking assistance, high-speed elevated navigation assistance and 16 active safety functions, which opens the navigation assistance of high-speed elevated domain to all users free of charge, truly realizing the equal rights of intelligent driving.

　　CCTV News:According to the website of the People’s Bank of China, recently, the People’s Bank of China issued the Measures for the Administration of Reports on Large Transactions and Suspicious Transactions of Financial Institutions (Order No.3 [2016] of the People’s Bank of China, hereinafter referred to as the Measures), which will be implemented on July 1, 2017. A few days ago, the relevant person in charge of the People’s Bank of China answered a reporter’s question about the Administrative Measures.

　　1. What is the background and main significance of the Administrative Measures?

　　The Administrative Measures, in combination with domestic work practice and international standards, revised and integrated the existing two regulations, namely, the Administrative Measures for Reporting Large Transactions and Suspicious Transactions of Financial Institutions (Order No.2 of the People’s Bank of China [2006]) and the Administrative Measures for Reporting Suspicious Transactions of Financial Institutions Suspected of Terrorist Financing (Order No.1 of the People’s Bank of China [2007]).

　　Since the implementation of the above two regulations in 2007, in the initial stage of China’s anti-money laundering work, they have played a positive role in guiding financial institutions to effectively fulfill their suspicious transaction reporting obligations. However, with the development and changes of the domestic and international situation and the deepening of anti-money laundering work, problems such as excessive defensive reports and insufficient effective reports have gradually emerged, which have affected the effectiveness of anti-money laundering work. To this end, the People’s Bank of China has successively issued the Notice on Further Strengthening the Anti-Money Laundering Work of Financial Institutions (Yinfa [2008] No.391) and the Notice on Defining the Relevant Implementation Issues of the Suspicious Transaction Reporting System (Yinfa [2010] No.48) and other normative documents to regulate how financial institutions can effectively fulfill their obligations of reporting suspicious transactions and avoid simply grabbing and submitting transactions that meet the suspicious transaction reporting standards through the system. In 2012, the People’s Bank of China selected 37 corporate financial institutions across the country to carry out comprehensive pilot projects on suspicious transaction reports, requiring the pilot institutions to independently define transaction monitoring standards in light of their own conditions, and submit suspicious transaction reports on the basis of reasonable suspicion in combination with manual analysis. These efforts have laid a solid foundation for the revision of the existing two regulations and the promulgation of the Administrative Measures. At the same time, the current reporting standards for large transactions can no longer fully meet the actual needs of anti-money laundering and combating and curbing related upstream crimes, so it is necessary to make appropriate adjustments to the reporting standards for large transactions.

　　In 2014, the People’s Bank of China officially launched the revision of regulations, repeatedly studied and demonstrated, and twice organized nationwide to solicit opinions and suggestions from financial institutions to ensure the scientificity and feasibility of the Administrative Measures. The Administrative Measures clarify the new requirements for financial institutions to effectively fulfill the obligation of reporting suspicious transactions at the regulatory level, which is helpful for financial institutions to improve the effectiveness of reporting suspicious transactions, to prevent and curb criminal activities such as money laundering and terrorist financing, to maintain the security and stability of China’s financial system, and to further integrate with international standards.

　　2. What are the main considerations for requiring financial institutions to report large-value transactions and suspicious transactions?

　　According to the Anti-Money Laundering Law of People’s Republic of China (PRC), reporting large transactions and suspicious transactions is one of the three core anti-money laundering obligations that financial institutions should perform, and it also lays a solid data foundation for the People’s Bank of China to carry out monitoring and analysis of anti-money laundering funds transactions according to law. In practice, financial institutions automatically capture and submit large transactions through the system, and discover and submit suspicious transaction reports through customer identification, keeping customer identity data and transaction records, and conducting transaction monitoring and analysis. Based on the reports of large-value transactions and suspicious transactions submitted by financial institutions, the People’s Bank of China conducts active analysis, investigation analysis and international mutual investigation, transfers case clues to law enforcement departments according to law, and works with relevant departments to prevent and curb money laundering and terrorist financing and maintain financial security.

　　Three, compared with the current regulations, what are the main changes in the "management measures"?

　　The changes in the Administrative Measures mainly include the following four aspects: First, the requirements for reporting suspicious transactions based on "reasonable suspicion" are clarified, and the requirements for establishing and improving transaction monitoring standards, transaction analysis and identification, monitoring of terrorism-related lists, establishment of monitoring systems and record keeping are added, while the reporting standards for suspicious transactions in banking, securities and futures industries and insurance industries that are no longer in line with the development of the situation are deleted from the original regulations. Second, the RMB reporting standard for large cash transactions was adjusted from "200,000 yuan" to "50,000 yuan", and the statistical methods of large transfer transactions of financial institutions and the reporting time limit of suspicious transactions were adjusted. Third, the scope of application of the new regulations and the reporting standards for large-scale cross-border transactions in RMB are added. The reporting standard for large cross-border transactions denominated in RMB is "RMB 200,000". Fourthly, the contents of transaction report elements are adjusted, such as "Payee Matching Number" and "Equipment Code for Off-Counter Transaction" are added, and the elements such as "Report Date", "Filler" and "Name of Financial Institution" are deleted, and a more streamlined General Suspicious Transaction Report Element is designed.

　　4. What is the scope of application of the Administrative Measures? When will it take effect?

　　The Administrative Measures are applicable to institutions legally established in People’s Republic of China (PRC) that should perform anti-money laundering obligations according to the Anti-Money Laundering Law of People’s Republic of China (PRC) and other laws and regulations, mainly including policy banks, commercial banks, rural cooperative banks, rural credit cooperatives, village banks, securities companies, futures companies, fund management companies, insurance companies, insurance asset management companies, insurance professional agencies and insurance brokerage companies. Trust companies, financial asset management companies, enterprise group finance companies, financial leasing companies, auto finance companies, consumer finance companies, money brokerage companies, loan companies and non-bank payment institutions. Among them, "insurance professional agency company", "insurance brokerage company", "consumer finance company" and "loan company" are the newly added scope of application of the Administrative Measures.

　　The Administrative Measures came into effect on July 1, 2017. Considering that it will take some time for financial institutions to revise their systems, build their own trading monitoring standards and transform their systems. Therefore, the "Administrative Measures" gave financial institutions a transition period of half a year after their promulgation and before their implementation.

　　V. What are the specific requirements of the Administrative Measures for reporting large transactions? Is it necessary to submit a large transaction report for cross-border capital transactions?

　　The reporting standards for large-value transactions stipulated in the Administrative Measures are as follows: First, large-value cash transactions of natural persons and non-natural persons, with domestic and cross-border reporting standards of RMB 50,000 or more and foreign currency equivalent of USD 10,000 or more. Second, it is a large transfer transaction in a non-natural person’s bank account. The domestic and cross-border reporting standards are more than RMB 2 million and the foreign currency equivalent is more than USD 200,000. Third, large-sum transfer transactions in natural person’s bank accounts, with domestic reporting standards of RMB 500,000 or more and foreign currency equivalent of USD 100,000 or more, and cross-border reporting standards of RMB 200,000 or more and foreign currency equivalent of USD 10,000 or more.

　　For cross-border capital transactions, financial institutions shall submit large transaction reports. For example, if a natural person remits $10,000 overseas by cash or transfer through a banking institution, the banking institution that handles the business needs to report this transaction as a large transaction. The reporting standard for large-value cross-border transfer transactions of natural person customers "more than RMB 200,000" is a new standard in the Administrative Measures. The main considerations are as follows: First, with the gradual promotion of Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect, the cross-border business of domestic residents will be gradually liberalized, and the cross-border RMB business of individual residents will be more frequent. Special RMB reporting standards will be designed to facilitate the regulatory authorities to grasp the cross-border RMB transaction data in time and carry out risk monitoring. Second, according to the existing system, the daily limit of cross-border RMB remittance between Hong Kong residents’ individual accounts with the same name and Taiwan Province residents’ individual accounts is 50,000 yuan, and cross-border RMB business under personal trade of residents is subject to unlimited management. The Notice on Optimizing the Information Submission Process of RMB Cross-border Receipt and Payment Information Management System (Yin Ban Fa [2013] No.188) stipulates that banks can submit individual RMB cross-border receipts and payments with a single amount of less than 200,000 yuan (inclusive), but they need to keep the detailed information one by one. On the whole, the reporting standard of large-scale cross-border transfer transactions of natural person customers in the Administrative Measures is determined as "more than RMB 200,000", which can strengthen the statistical monitoring of cross-border RMB transactions and better prevent risks related to cross-border RMB transactions.

　　It should be noted that according to the Administrative Measures, the People’s Bank of China can adjust the reporting standards for large transactions according to the needs of work.

　　Six, the "Administrative Measures" will report large cash transactions as "RMB 50,000" and "foreign currency equivalent of 10,000 US dollars". What are the main considerations?

　　The Administrative Measures stipulate that financial institutions shall submit large-value transaction reports for cash deposits, cash withdrawals, cash settlement and sale, cash exchange, cash remittance, cash bill payment and other forms of cash receipts and payments with a single or cumulative transaction of more than RMB 50,000 (including RMB 50,000) and a foreign currency equivalent of more than US$ 10,000 (including US$ 10,000) on that day. For example, if a natural person purchases US dollar cash with RMB cash through a banking institution, and the single or cumulative transaction on the same day is more than RMB 50,000 (including RMB 50,000), the banking institution handling the business needs to report this transaction as a large transaction.

　　The "Administrative Measures" will adjust the reporting standard for large cash transactions from the current RMB 200,000 to RMB 50,000. The main considerations are:

　　First of all, strengthening cash management is an important part of anti-money laundering work. The international anti-money laundering supervision standards in the cash field are mostly strict. For example, the starting point for reporting large cash transactions in the United States, Canada and Australia is US$ 10,000 (or equivalent foreign currency), and the regulatory authorities can further lower the reporting standards for cash transactions in order to crack down on illegal and criminal activities in specific fields according to legal authorization. Secondly, the popularity, development and innovation of non-cash payment tools facilitate non-cash transactions, and residents’ preference for cash use is gradually changing. Normal payment needs can be met more quickly and safely through non-cash payment tools, which provides favorable conditions for strengthening cash management. Finally, the development of China’s anti-corruption, taxation, balance of payments and other fields also requires strengthening cash management to prevent the risk of using large cash transactions to engage in corruption, tax evasion, evasion of foreign exchange management and other illegal activities.

　　7. Does the Administrative Measures require non-bank payment institutions to submit large transaction reports?

　　The relevant provisions of the Administrative Measures apply to non-bank payment institutions. At present, the People’s Bank of China has more specific requirements on the anti-money laundering obligations that non-bank payment institutions should perform, such as the Administrative Measures on Anti-Money Laundering and Anti-Terrorist Financing of Payment Institutions (Yinfa [2012] No.54). After the "Administrative Measures" come into effect, the People’s Bank of China will revise and improve the reporting requirements for large transactions and suspicious transactions of non-bank payment institutions in a timely manner according to the actual situation.

　　Eight, "management measures" whether there are provisions on large transactions without reporting?

　　There are relevant regulations. According to the Administrative Measures, the types of large-value transactions exempted from reporting by financial institutions mainly include fixed-activity mutual transfer transactions under the name of the same customer of the same financial institution, transactions in which one party is the party, government and military organs, inter-bank transactions of financial institutions, taxation handled by banking institutions, correction of wrong accounts, interest payment, etc.

　　9. What are the specific requirements of the Administrative Measures for suspicious transaction reports?

　　The Administrative Measures stipulate that financial institutions shall submit suspicious transaction reports when they find or have reasonable reasons to suspect that customers, customers’ funds or other assets, customers’ transactions or attempted transactions are related to criminal activities such as money laundering and terrorist financing, regardless of the amount of funds involved or the value of assets. That is, to report suspicious transactions on the basis of "reasonable suspicion". Specific requirements mainly include:

　　First, financial institutions should monitor suspicious transactions throughout all aspects of financial business. Financial institutions should not only take reasonable measures to identify suspicious transaction clues in the process of customer identification, but also find out whether customers, funds or other assets and transactions are related to illegal and criminal activities such as money laundering and terrorist financing through screening, reviewing and analyzing transaction data. For ongoing transactions or transactions that customers try to carry out, financial institutions should also submit suspicious transaction reports if they find or have reasonable reasons to suspect that they are involved in money laundering and terrorist financing.

　　Second, financial institutions should also pay attention to whether customers’ funds or assets are related to criminal activities such as money laundering and terrorist financing. Assets include but are not limited to bank deposits, remittances, traveler’s checks, postal orders, insurance policies, bills of lading, warehouse receipts, stocks, bonds, bills of exchange and letters of credit, houses, vehicles, ships, goods, and other legal documents and certificates that prove the ownership and other rights and interests of assets in electronic or digital form.

　　Third, financial institutions submit suspicious transaction reports, and there is no requirement for the starting amount of funds or assets. If the amount of fund transactions suspected of terrorist financing activities may be small, financial institutions should still submit suspicious transaction reports according to the Administrative Measures.

　　Fourth, financial institutions should submit suspicious transaction reports within the prescribed time. The Administrative Measures stipulate that a financial institution shall "submit a suspicious transaction report in a timely manner within 5 working days at the latest after it is confirmed as suspicious transaction according to its internal operating procedures for suspicious transaction reporting".

　　In order to implement these requirements, financial institutions should, in accordance with the Administrative Measures, formulate suspicious transaction reporting systems and operating procedures, provide sufficient human resources and support for suspicious transaction reporting, establish and improve self-defined transaction monitoring standards, establish a fully functional and well-functioning monitoring system, do a good job in monitoring terrorist lists, strengthen manual analysis and identification of abnormal transactions with early warning by the system, keep relevant work records, and abide by confidentiality requirements.

　　X. The Administrative Measures defines the time limit for reporting suspicious transactions as "to submit the suspicious transaction report in a timely manner within 5 working days at the latest after it is confirmed as suspicious transaction according to the internal operating rules of this institution". What are the main considerations?

　　The original Administrative Measures on Large-value Transactions and Suspicious Transaction Reports of Financial Institutions (Order No.2 of the People’s Bank of China [2006]) required financial institutions to submit suspicious transaction reports within 10 working days after suspicious transactions occurred. However, under the new mode of reporting suspicious transactions based on "reasonable suspicion" in the Administrative Measures, there may be a big difference between the time when suspicious transactions occur and the time when suspicious transactions are identified and confirmed, which makes the original reporting time limit difficult to operate. The international common practice is to require financial institutions to submit suspicious transaction reports in time after confirming suspicious transactions. Therefore, the "Administrative Measures" defines the time limit for suspicious transaction reporting as "to submit the suspicious transaction report in time, no later than 5 working days, after it is confirmed as suspicious transaction according to the internal operating rules of the institution for suspicious transaction reporting".

　　It should be noted that "five working days" does not mean that financial institutions must complete all links from abnormal transaction warning to manual analysis and judgment within five working days, and submit suspicious transaction reports to China Anti-Money Laundering Monitoring and Analysis Center, but that financial institutions should submit suspicious transaction reports within five working days after being confirmed as suspicious transactions through internal early warning and analysis.

　　XI. What are the specific requirements of the Administrative Measures for financial institutions to monitor terrorism-related lists?

　　According to the Administrative Measures, financial institutions should follow the following requirements when monitoring the terrorism-related list: First, financial institutions should ensure the completeness and accuracy of the terrorism-related list and update it in time. Second, the scope of monitoring the terrorism-related list of financial institutions should cover all customers and their counterparties, funds or other assets. Third, financial institutions should conduct real-time monitoring of the terrorism-related list. Fourth, financial institutions should immediately conduct retrospective investigations on all their customers or their counterparties after the adjustment of the terrorism-related list. Fifth, if financial institutions have reasonable reasons to suspect that customers or their counterparties, funds or other assets are related to the terrorism-related list, they should immediately report them as key suspicious transactions and take freezing measures in accordance with the Measures for the Administration of Assets Freezing Related to Terrorist Activities (Order No.1 of the Ministry of Public Security of the People’s Bank of China [2014]).

　　It should be noted that financial institutions are obligated to perform the monitoring of terrorism-related lists, and they have the responsibility to actively obtain and master the list of terrorist organizations and terrorist personnel released and updated by the competent departments of the state. In order to facilitate financial institutions to grasp relevant information in a timely manner, the People’s Bank of China publishes the list of terrorism-related information under the anti-money laundering column of the official website, and the relevant supervision and management departments will also forward the list that needs to be implemented and concerned to the regulated institutions.

　　Twelve, the "Management Measures" require financial institutions to be equipped with full-time personnel to be responsible for reporting large transactions and suspicious transactions. What are the main considerations?

　　In practice, whether financial institutions conduct timely and effective analysis and treatment of abnormal transactions with early warning system, or pay close attention to the adjustment of terrorism-related lists at home and abroad at any time, and conduct retrospective investigation in time, they all put forward higher requirements for the professionalism and sufficient number of institutional personnel. Therefore, the board of directors and senior management of financial institutions should attach great importance to the reporting of large-value transactions and suspicious transactions, and allocate enough full-time personnel to take charge of related work. By optimizing the workflow of reporting large-value transactions and suspicious transactions, they should do basic work such as customer identification, identity data and transaction record preservation, improve the setting of transaction monitoring indicators and related system functions and other supporting measures to ensure that full-time personnel can effectively carry out monitoring and analysis work.

　　Thirteen, in recent years, what measures has the People’s Bank of China taken to improve the suspicious transaction reporting system?

　　Since the promulgation of the Administrative Measures on Large-value Transactions and Suspicious Transaction Reports of Financial Institutions (Order No.2 of the People’s Bank of China [2006]), the People’s Bank of China has been actively taking measures to improve the suspicious transaction reporting system and promote the effective implementation of the suspicious transaction reporting system. For example, the People’s Bank of China has successively issued a series of normative documents, such as the Notice on Further Strengthening the Anti-Money Laundering Work of Financial Institutions (Yinfa [2008] No.391) and the Notice on Defining the Implementation Issues of the Suspicious Transaction Reporting System (Yinfa [2010] No.48), to clearly distinguish the different regulatory requirements for abnormal transaction reports from suspicious transaction reports, so as to reduce the defensive reporting behavior of financial institutions. In 2012, the People’s Bank of China launched a comprehensive pilot project of suspicious transaction reporting with independent definition of abnormal transaction monitoring indicators in 37 corporate financial institutions to test the effectiveness and feasibility of the new model of independent definition of monitoring indicators. Since 2013, the People’s Bank of China has successively issued suspicious transaction types and identification points for upstream crimes of money laundering, such as illegal fund-raising, underground money houses, terrorist financing, etc., issued multiple risk warnings, and issued a notice to strengthen the monitoring of terrorism-related lists and fugitives lists, guiding financial institutions to do a good job in monitoring and analyzing suspicious transactions and monitoring lists. At the same time, through law enforcement inspection, supervision visits, classification and rating and other regulatory measures, financial institutions are urged to continuously improve suspicious transaction reporting and improve the quality of suspicious transaction reporting.

　　XIV. What progress has financial institutions made in suspicious transaction reporting in recent years?

　　Financial institutions have been strengthening and improving the monitoring and analysis of suspicious transactions and list monitoring in accordance with the requirements of the People’s Bank of China, and the effectiveness of suspicious transaction reporting has been continuously improved. At present, financial institutions have generally strengthened the manual analysis and identification of abnormal transactions. Financial institutions have participated in the comprehensive pilot work of suspicious transaction reports with independent definition of abnormal transaction monitoring standards as the core, and implemented the requirements of suspicious transaction types, identification points, risk warnings and list monitoring issued by the People’s Bank of China. The ability of financial institutions to define abnormal transaction monitoring standards has been verified and strengthened, and the professionalism and intelligence of monitoring and analysis have been continuously improved. While the overall number of suspicious transaction reports has dropped significantly, the quality of reports has improved significantly, and the number of clues transformed into cases has increased significantly, which has provided strong support for the country to prevent and combat money laundering and related crimes.

　　15. What will the People’s Bank of China do to guide financial institutions to effectively implement the relevant requirements of the Administrative Measures?

　　In order to guide financial institutions to effectively implement the Administrative Measures, the People’s Bank of China will fully listen to the opinions and suggestions of financial institutions, issue supporting normative documents as soon as possible, clarify specific work requirements such as suspicious transaction continuation report and suspicious transaction analysis report process, and issue relevant guidelines for financial institutions to formulate transaction monitoring standards in combination with industry best practices, guide financial institutions to establish and improve transaction monitoring standards and improve transaction monitoring systems, and strengthen guidance and training for small and medium-sized financial institutions. At the same time, the People’s Bank of China will issue specific reporting formats and reporting requirements for reporting elements of large-value transactions and suspicious transactions, and guide financial institutions to do a good job in the development of transaction reporting data interfaces and related systems. The People’s Bank of China is also stepping up the construction of the second-generation anti-money laundering monitoring and analysis system to provide more powerful system support for the monitoring and analysis of large and suspicious transaction reports.

If you have requirements for the power of the vehicle, besides the engine parameters, you should actually care about some other data. Today, Xiaobian picked a car in a medium-sized car and introduced it to everyone. It is. Let’s take you to appreciate its style.

First of all, from the appearance, the front face of BMW i4 feels very tough and looks simple. Coupled with the avant-garde headlights, it is very visually impactful. The car is equipped with LED daytime running lights, automatic opening and closing, adaptive far and near light, delayed closing and so on. Coming to the side of the car body, the size of the car body is 4785 mm * 1852 mm * 1455 mm. The car adopts fashionable and simple lines, and the car body looks very cool. With large-sized thick-walled tires, it gives people a very comfortable feeling. In the design of the rear end, the rear end and the front face echo each other from a distance, and the taillights present a fashionable and generous design style, and the sense of neatness is vivid.

Sitting in the car, the interior of BMW i4 enhances the sense of visual dignity, and the overall design is very capable. The steering wheel of the car is very simple in shape and made of genuine leather, giving people an impulse to control it. From the central control point of view, the car is decorated with a personalized touch-sensitive LCD central control screen, which makes the interior design quite layered and looks very fashionable. The dashboard and seats are equally eye-catching, and the dashboard design is remarkable, highlighting the trendy temperament. The car uses leather seats, which are wide and thick, and the overall comfort is acceptable.

The BMW i4 matches the gearbox, which is 400KW and 795N.m, and its power performance is good.

Next, look at the configuration. The BMW i4 is equipped with car networking, driving mode selection, remote control key, interior atmosphere light, traction control (ASR/TCS, etc.) and other configurations.

I wonder if you are excited about this car introduced today? As long as you like it, go ahead and buy it.

1The appearance has not changed much.

On March 11, 2024, Beijing time, the mid-term facelift Porsche Taycan was officially unveiled at the Porsche Experience Center in Shanghai. This is not just a domestic debut, but a globally synchronized launch event. We will take you today to see what is the difference between this car and the old model. Let’s start with the conclusion: in fact, the appearance has not changed much, the main change is internal!

There are seven models in this debut. I thought the price would be announced, but in fact it wasn’t. The specific price will be announced at the Beijing Auto Show. If you ask me how it is different from the old model? To be honest, it may not be obvious for a while, but the picture below may show more clearly what the difference is.

The model that came to the premiere today is a European-sized Turbo S model, which may be different from the models officially sold in China. The mid-term facelifted Porsche Taycan is still familiar to us, mainly upgraded in details, most obviously in the front part.

The front surround of the Turbo S series is a little different from the previous one, which is also the exclusive shape design of the Turbo family. Do you like it? Personally, I think it is sharper and the aerodynamics are better.

The headlight group is a newly designed lamp group using HD Matrix (high definition matrix) technology. The interior has a pixel array of more than 32,000 LED light sources. The lighting area and lighting brightness can be selected according to real-time road conditions. For example, when facing a passing car at night, the headlights can turn off some LED pixels to prevent direct exposure to the driver’s eyes. This technology can significantly improve the safety of night driving. The range of the high beam can exceed 600 meters. In addition, the air inlet shape of the front face of the new car has also been adjusted, and the aerodynamic effect is even better.

The other parts didn’t change much. Open the front trunk cover, and there is still an 81L storage space below. Not big, but enough!

The side lines of the car have not changed, and it is still a familiar formula. However, the wheel shape of the Turbonite color scheme makes people feel like a modified wheel, which is very beautiful and sexy. The official said that the new wheel has increased the battery life by up to 40 kilometers (under WLTP conditions). In addition, the brake system configuration of the Turbo family has also been upgraded, and it comes standard with PSCB or PCCB.

The charging port on the side of the car leaks the fact that it is a European car. So the real model you see today may be a little different from the official model.

The rear of the car has not changed much, and the shape of the surrounding sides has also changed. This shape also inherits the consistent characteristics of Porsche cars. Although it is a popular through-taillight design today, it is still very family-recognizable.

From the table below, you can see some special configurations of the Turbo model. On the next page, we will enter the car to see what the interior of the new model looks like. It is worth mentioning that the mid-term replacement Porsche Taycan has also made great efforts in lightweight, whether it is the body material or the motor, so the weight of the whole vehicle has been reduced by 15kg.

2 The interior has also changed little, with a focus on the mechanical parts

The interior shape has not changed significantly from before, and it is more reflected in materials, functions, etc. Specifically, the mid-term replacement Taycan will provide a new two-color interior for consumers to choose from. The interior material adds door soft package material for the door. Not only that, but also wireless charging is provided in the car.

The new car has been redesigned for the function display of the in-car instrument. The electronic instrument can display information such as the current charging power of the vehicle and the maximum power supply provided by the infrastructure. In terms of car-machine functions, Apple CarPlay + has been added for the car-machine interconnection. In addition, for the passenger display, a private viewing mode has been added.

In terms of safety configuration, the mid-term replacement Taycan has been upgraded for the assisted driving system, with standard configuration such as reversing image, lane change assistance, traffic congestion assistance, 3D environment simulation display, etc. The other parts have not changed, including the ride space, glass roof, etc. It is still business as usual.

When it comes to air conditioning, the new Taycan has been optimized for the air conditioning system, improving the efficiency of both air conditioning and heating.

针对底盘方面，此次该车最大的升级无疑是拥有与保时捷Panamera相同的底盘悬架系统。从此前的三腔室的空气悬架变成了双阀门减振器的双腔空气悬架，可以实现更快、更灵敏的响应速度以及更高的舒适度。

至于这辆车最大的进化在于平常我们看不到的地方，像是更高的功率，以及升级的电池组。中期改款Taycan整车电池最大充电电流提升了20%，电池重量减少了9kg，总能量密度（高压电池）提升了13%。

此外，新车针对电机也进行了升级，据悉电机重量减少了10kg。动力参数方面，新款Taycan基础版车型最大功率300kW，0-100km/h加速时间4.8s，WLTP工况最高续航678km；新款Taycan Turbo S车型最大功率700kW（超增压模式），0-100km/h加速时间2.4s，WLTP工况最高续航630km。

此次保时捷Taycan也加强在充电方面的体验，官方数据显示，其车辆峰值充电功率可达320kW，仅需18分钟即可从10%快充至80%。配合可靠的热管理系统，在低温环境中的充电时间缩短近一半。另外，保时捷还将提供一些定制化的充电功能，如显示充电站点的开放时间和充电详情等。即使驾驶员不在Taycan车内，凭借My Porsche应用程序也可实现行程规划，如通过App规划充电站点路线并发送至车辆上，并且根据驾驶员实际需求设定出发时间等。

全文总结：

虽然外观改动并不是非常大，但是机械层面的变化可是非常巨大。新款车型有下面四个特色：

● 更高：充电速度增加50kW，最高可达320kW。超过300kW的充电速度可持续长达5分钟，即使在低温下充电性能也不会受到太大影响。

● 较高车速的动能回收最高可达400kW（原为290kW），绝对不浪费一分能源！

● Faster: 0-100km/h can be improved by up to 0.6 seconds. The Taycan Turbo S only takes 2.4 seconds.

Range increased by 35% to a maximum of 678km (WLTP). All Taycan models can charge the battery from 10% to 80% in 18 minutes!

In addition, some configuration information and after-sales information of the Taycan Cross Turisom model were also announced at the launch site, as follows:

This world premiere also lifted the mystery of the Turbo GT model. Compared with the Turbo S, the Turbo GT increased its speed by 25km/h compared to the Turbo S on the Schwedenkreuz section, and the lap speed increased by 26 seconds, which is equivalent to a distance of 1.3km, which means that the taillights can’t even be seen. I don’t know how many Porsche fans will be haunted by this car when it is officially released? How long will it take to pick up the car?

Although the Chinese mainland has not announced the specific price, but the Taiwan region of China has announced the price of the car series, maybe you can calculate the price of the official listing from the price on the other side.

● Turbo GT, Turbo GT Weissach kit models are priced from NT 10.48 million (approximately 2.3961 million RMB).

● The price of the Turbo S model starts at NT $9.25 million (approximately 2.1148 million RMB), which is 810,000 NT $ (approximately 185,100 RMB) higher than the 8.44 million NT $ (1.9297 million RMB) of the 2023 model.

● The price of the Turbo model starts at NT $7.68 million (about 1.7559 million RMB), which is 650,000 NT $ (about 148,600 RMB) higher than the 7.03 million NT $ (1.6073 million RMB) of the 2023 model.

For reference, the price of the 2022 Turbo and Turbo S models in the Chinese mainland market is 1.518 million/1.818 million respectively. It seems that the price increase should be inevitable, obviously, the performance has to pay the price!

The 4th Hong Kong International Talent Summit Forum was held.
Qionggang Talent Cooperation Office unveiled.

Hainan Daily, Hong Kong, December 13th (Hainan Daily, all-media reporter   Shao Changchun) The 4th Hong Kong International Talent Summit Forum was held in Hong Kong on December 13th. The forum specially set up the theme of "Giving full play to the opening advantages of Hainan Free Trade Port and promoting the innovation and development with China characteristics". On the same day, the Qionggang Talent Cooperation Office was unveiled, and relevant parties signed a memorandum on talent cooperation between Hainan Free Trade Port and Greater Bay Area.

This year’s "Fourth Hong Kong International Talent Summit Forum" is based on the theme of "Talent Leading, Innovation Driving, Empowering New Quality Productivity", focusing on consolidating and upgrading Hong Kong’s position as an international financial, shipping and trade center, building a highland for high-end talents in Hong Kong, giving full play to the opening advantages of Hainan Free Trade Port and Guangdong-Hong Kong-Macao Greater Bay Area’s talent cooperation and linkage, and empowering the country’s high-quality development.

In order to further promote the in-depth cooperation between Qionggang and Hong Kong in the field of talents and improve the service level and energy level of talents in the two places, the Qionggang Talent Cooperation Office was officially unveiled at the summit. It is reported that the Qionggang Talent Cooperation Office was jointly established by Hong Kong Talent Group and Hainan Talent Group, and is committed to providing market-oriented and professional services for enterprises and talent exchanges between the two places.

At the meeting, Hainan Talent Group also signed a Memorandum on Talent Cooperation between Hainan Free Trade Port and Greater Bay Area with five associations and societies in Guangdong-Hong Kong-Macao Greater Bay Area to jointly plan and promote a number of talent cooperation projects between Hainan and Guangdong-Hong Kong-Macao Greater Bay Area, push Hainan Free Trade Port and Guangdong-Hong Kong-Macao Greater Bay Area to move in the opposite direction, and help the strategic linkage between the two countries go deeper and deeper.

It is worth mentioning that, in addition to showing Hainan’s situation, development achievements, industrial layout, open and inclusive talent policies and geographical advantages to the guests through the promotion meeting, Hainan Talent Group also brought 44 market entities in our province, with a total of 167 positions, and more than 700 talents needed to recruit talents, of which postdoctoral positions accounted for over 40%. The activity received positive response from relevant institutions and talents in Hong Kong. On the same day, Hainan employers held an intention signing ceremony with representatives of young talents in Hong Kong.

As a standard post-90s generation, I think most young people’s aesthetics should be the same as mine, and they don’t like the same doll face. Young and stylish design is our dish.

In the domestic self-owned brand models, it seems that the MG brand has not served anyone, regardless of design.

Precipitate the brand in quality, and be advanced and beautiful in innovation. On July 3rd, 2023 models of quality cars were brand-new, equipped with "Double Top Ten" power combination, and their performance was improved in an all-round way, making them the strongest in their class. The sharp face value once again attracted the attention of a large number of young people. So today, I will actually drive for a long distance and test whether the fuel consumption performance of this "Yan Xiaosheng" is worthy of the "young man’s wallet".

At the same time of product upgrade, MG MG5 2023 launched a "limited time surprise price" of 57,900 yuan, which broke through the reserve price at the same level. It also enjoyed beautiful and advanced gifts such as daily supply as low as 0 interest in 10 yuan /24 issues, discount as high as 5,000 yuan, purchase subsidy as high as 5,000 yuan, and free basic flow for life, which truly achieved "value for money" and helped users "easily purchase". This time, with the guidance of user demand, the sense of value has climbed again, providing consumers with the first choice of buying a car within 100 thousand.

The new MG5 adopts the latest "third generation family design" language, which brings super-high face value and dynamic posture, especially the "shark-hunting" front face with downward dive lines, creating a full sense of low-lying movement.

In terms of details, the oversized shield-shaped front grille with the internal black "burning fire" grid design makes the whole front face extremely visual tension, and the matte plaques extending outward from both sides of the net can effectively enhance the visual width. The whole design is matched with a huge LOGO, which highlights the sense of movement.

In addition, MG5 is also equipped with a long, narrow and sharp headlight group. The interior design of the lamp cavity and the shape of the daytime running lamp also have a strong sense of design, giving people a very strong sense of visual impact.

The side of the car body is also pursuing a sense of movement, and the design of the slip back creates a coupe atmosphere, which undoubtedly adds fuel to the sense of movement of the whole car. The wheelbase of 2680mm also belongs to the mainstream level.

Compared with the front face, the shape of the rear of the car has a little more fullness, but the slightly raised duckwings and the rear surrounding bottom spoiler can still highlight a certain sense of movement. The bilateral chrome-plated exhaust port at the tail has a stronger sense of movement.

The rim is designed in black and silver, and the overall look is still very cool. ZEON C7 tire is used as the tire, with the size of 205/55 R16.

In terms of interior, this set of interior of the brand-new MG5 is different from other models of MG. Although there are many materials, it is good in hierarchical design. The steering wheel is moderately thick and feels good. At the same time, it has been punched in the hand position, but it only supports up and down adjustment in adjustment, which is not very friendly for taller friends.

The first impression of the 10.25-inch integrated suspension central control panel is good, and the functionality and fluency of the built-in VENUS system are also well received.

Advanced power, MG5 with high energy and low consumption is in place.

SAIC Blue Core 2.0 MEGA Tech blessing, 2023 models, all-round advanced upgrade, power leads the same class models, providing users with a smoother, smoother and more balanced travel experience. The 2023 MG MG5 provides two power combinations at the same time, which can meet the diverse needs of users.

A new generation of 1.5L high-efficiency power combination is equipped with a new 1.5L in-cylinder direct injection naturally aspirated engine, which adopts 350bar ultra-high pressure fuel direct injection system, intelligent thermal management system, advanced intelligent D- speed response timing technology, intelligent variable system, extreme antifriction technology, lightweight all-aluminum body, etc., which greatly saves fuel consumption, reduces emissions, saves energy and worries, and significantly improves power and quick response, from 129Ps to 158 N. At the same time of enhancing power, the model is equipped with an intelligent stepless gearbox simulating an 8-speed CVT. Combined with the characteristics of a 1.5L naturally aspirated engine, such as smooth power connection and linear speed increase, the driver can feel stable and abundant power output regardless of rapid acceleration or high-speed cruising, and the power is available with stepping.

1.5T Double Top Ten Power Technology was launched, equipped with the strongest MEGA Tech 1.5T high-pressure direct injection turbocharged engine in its class. With the support of 350bar ultra-high pressure fuel direct injection technology and ePower Control electronically controlled turbine technology, the maximum horsepower of MG5 2023 is increased to 181Ps. After the upgrade of instantaneous supercharging technology, its peak torque is increased by 20%+, and the maximum torque is optimized to 285N·m, and the dynamic response of starting and following the car is faster, and the response of following the car is increased by 2 times. The more you step on it, the more power output performance you have, so that drivers are always one step ahead of each other whether they are shuttling through the city or galloping at high speed, and the fuel consumption per 100 kilometers is as low as 6.47L, truly realizing the goal of high energy and low consumption.

Full quality, strength leading the new market of cars within 100 thousand

Adhering to the initial intention of "high-quality as standard", MG5 2023 started the journey of upgrading the user experience with high quality and high configuration, and achieved a better life with an "advanced" seat.

MG MG5 2023, with full marks from American businessmen, inherits the classic design aesthetics, which not only has a slip back design with extraordinary value, but also has an internal space that exceeds expectations. The widest body of the same class of 1842mm, the super-long wheelbase of the same class of 2680mm, and ample rear head and leg space have brought the internal space and comfort to the extreme, creating a first-class seating space. At the same time, this model provides comfort and convenience for users with rich and practical configurations, such as oversized sunroof, zero-gravity full-embracing seat, 360 HD panoramic image system+180 transparent chassis, intelligent keyless entry system, etc., which enhances the user’s high-value car experience in all directions.

Thanks to the global system, MG5 2023 adopts the world-class supply chain system, meets the European standard, completes the comprehensive road test of 5 million kilometers, and guarantees the quality style with the luxury quality control standard. The authoritative certification is reliable and durable, and MG5 won the first place in the product quality of its own brand compact car in the 2021 China Automobile Product Quality Performance Research Report. According to the "Research Report on Automobile Insurance Rate in China in May 2023", MG5 ranks the first in the insurance rate of independent compact cars within 100,000 with a one-year insurance rate of 74.0%, leading the new car market within 100,000. In just three years, the sales volume of MG5 has been rising steadily, and the preservation rate has remained at a high level, which further proves that the quality and strength of MG5 have been recognized by the public, making users worth buying and getting more value.

The test drive MG5 is equipped with an 8-speed CVT gearbox. In addition, a 5-speed manual gearbox is matched with the 1.5L engine. Matching the 1.5T engine is a 7-speed dual clutch gearbox.

Before the start of the race, we will drive the vehicles to the gas station, and the same person will fill all the vehicles up to the gun, excluding the influence of the refueling personnel. At the same time, after refueling, we will clear the vehicle odometer.

If the standard of the fuel-saving race is anything, it must be the seal on the fuel tank cover. In order to ensure the fairness of the competition and the truth of the data, the coaching staff put a seal on each car after the vehicle refueling was completed.

The distance of this competition is set from Anting Sinopec gas station to Suzhou Dongshan gas station, with a total distance of about 90 kilometers. Among them, expressways account for a large proportion. When driving at high speed, we keep the vehicle speed at about 80km/h, and in order to control fuel consumption, we don’t have a big foot accelerator and a big foot brake during the race.

The congested roads in the city are fatal to the performance of vehicle fuel consumption, and the stop-and-go driving state in the city will make fuel consumption rise sharply. If it is equipped with an automatic start-stop system, it is helpful for the fuel economy of urban road driving, but this MG5 is not equipped.

Because the vehicle adopts the power combination of 1.5L+CVT, the overall driving is much smoother than the vehicle, and the power output is very smooth whether driving in a low-speed city or accelerating at a high speed. However, in terms of absolute acceleration, this self-priming MG5 is obviously not as good as the turbo model. For the editor himself, I personally prefer smooth power output. (Non-competition time test)

During driving, our MG5 lane departure warning function is still sensitive, and the front camera can clearly identify the lane line. When the vehicle deviates, the reaction force and vibration to the steering wheel are still relatively large, which can effectively remind the driver.

The adjustment of the overall throttle and brake of the vehicle is relatively linear, and it takes almost no adaptation time to master it for the first time. The steering force of the steering wheel is adjustable in three levels, and it can be adjusted to the lightest mode, and it can be controlled with one finger. The overall virtual position is not big, and the directivity of the front is good. (Non-competition time test)

Although the adjustment of vehicle chassis tends to be comfortable, the road feeling is also obvious. Because the rear wheel of the vehicle is adopted, the vehicle can still feel the bounce of the rear wheel when crossing the pit. In addition, when power is needed to increase the engine speed, the engine noise will be transmitted to the car very obviously, and the tire noise is also obvious, so there is still room for improvement in the overall NVH performance.

After driving to the destination gas station, the coach tore off the seal and refueled until the gun jumped. Because everyone drives the same road section, the specific driving distance will not be too bad, and the fuel consumption directly determines the performance of each car.

According to the apparent data of the vehicle, the total driving distance is 88.2km, the average speed is 59km/h, and the apparent fuel consumption is 4.3L/100km.

According to the refueling amount of the tanker, the total refueling amount is 3.39L L. According to the actual calculation, the average fuel consumption of this journey is only 3.84L/100km, which is lower than the apparent fuel consumption. This performance is not bad for a compact car.

Editor’s comment: Because the displacement of MG5′ s self-priming engine is 1.5L, it is necessary to maintain a relatively high speed to have a better power performance when driving at high speed, which is a disadvantage compared with the turbo car, but from the final fuel consumption result, it is not easy for MG MG5 to run 3.84L/100km. Although we deliberately keep the skill of fuel-efficient driving when driving, we can’t deny the outstanding performance of MG5 in controlling the power system.

Since Mercedes-Benz launched EQS, which is known as the high-end luxury flagship, it recently launched its first joint-venture domestic pure electric vehicle based on EVA platform, EQE, with a price range of 528-585,000 yuan. The price range of 500,000 is the mainstream market of pure electric luxury cars in China, so what is the driving impression of this medium and large luxury pure electric car produced according to the standard of "Made in China, Global Quality"? A few days ago, we experienced a real car in a 4S shop. Let’s find out!

The new EQE is the first pure electric vehicle of Mercedes -EQ brand developed in China based on EVA platform, and it is a milestone on the road of "all-electric" transformation of Mercedes-Benz. The new EQE has been further upgraded on the basis of inheriting many EQS pioneer luxury designs and excellent configurations, and has perfectly integrated the practicality of cars with the elegance of four-door coupe, creating a brand-new luxury market segment.

The coupe is both practical and luxurious, both inside and outside.

Mercedes-Benz EQE follows EQS’s pioneering and luxurious design style in appearance design, creating a harmonious and smooth coupe posture with a length of 4,969 mm and a wheelbase of 3,120 mm. The bow design created by pure electric platform brings ultra-low drag coefficient as low as 0.22, revealing elegance and luxury from the bones.

Appearance: elegant pioneer exquisite texture

Mercedes-Benz EQE comes standard with adaptive far and near light, and the high-profile models are also equipped with 1.3 million pixel intelligent digital headlights, which can realize accurate beam distribution according to road conditions, which is also rare in this class of models. Mercedes-Benz EQE’s front face "Night Star Array" closed grille complements the intelligent digital headlights with a lighting effect of 2.6 million pixels. The 3D penetrating spiral taillights continue the amazing lighting effect, and the 20-inch AMG aerodynamic wheel not only helps the battery life, but also highlights the dynamic temperament. It is equipped with EQ-specific projection themes of "electro-optical Shi Huo" and "meteor shower", and "electricity" illuminates every trip of the owner. The first special edition of 350 is decorated with the "EDITION ONE" logo and comes standard with night components, which is even more extraordinary.

Interior: luxury quality and texture are very good.

Mercedes-Benz EQE highlights the sense of technology and luxury in the interior design layout, which echoes the exterior design. The luxury cockpit of the new EQE fully mobilizes the multi-dimensional sensory experience-the 12.3-inch instrument screen from the S-class car and the 12.8-inch central control screen with the highest resolution of 210ppi, combined with the use of large-area walnut decorative panels, are particularly exquisite in visual effect. In addition, Mercedes-Benz EQE is also equipped with 64-color active ambient light, and the color of the light strip can change with the vehicle speed, creating a dynamic flow effect. Mercedes-Benz EQE is equipped with a full LCD instrument with a size of 12.3 inches. In addition to displaying rich driving data, it is also equipped with a variety of mode switching to present better visual effects and create more digital atmosphere for the interior.

Details: at your fingertips, advanced texture

Panoramic skylight with electric sunshade protects the cool inside of the car for drivers and passengers; No.6 sweet and bitter fragrance (equipped in the future) further demonstrates the luxurious atmosphere created by EQ family models; Listen to the ear, and the Burmester? Sound Surround Stereo System with 15 speakers makes two kinds of personalized analog sounds "sound" enter people’s hearts; In terms of the comfort of drivers and passengers, the seat of Mercedes-Benz EQE continues the comfort and luxury of Mercedes-Benz. The seat is covered with Nappa leather and matched with Paris nail-patterned solid buttons, which shows advanced texture; The ride feels spacious and soft, and the double-sided sound insulation glass in the front row makes the ride atmosphere more quiet and comfortable. Mercedes-Benz EQE has a number of practical storage spaces in the front and rear rows of the car, so people in the car can put things neatly at will to ensure the cleanliness of the car space as new.

The new EQE not only has surging power, but also creates outstanding driving quality in all directions with steady braking, flexible control and intelligent travel, making every journey full of pleasure.

Power: abundant power and long battery life: For electric vehicles, braking performance is closely related to kinetic energy recovery. On the basis of excellent braking performance, the new EQE provides four-speed kinetic energy recovery systems of D+, D, D- and D Auto. Among them, in the D Auto mode, the new EQE can intelligently adjust the kinetic energy recovery according to the driving state and driving mode of the vehicle, and even decelerate to a stop without using the brake pedal to ensure excellent braking effect of the vehicle at all times. In addition, Mercedes-Benz’s self-developed battery management system can reach a maximum of 128 kilowatts of DC charging (which can replenish the power from 10% to 80% within 48 minutes), greatly alleviating the "mileage anxiety" of pure trams.

Travel: rear wheel steering quality chassis The new EQE is equipped with four-link front suspension and multi-link rear suspension, and four-wheel independent suspension is supplemented by outstanding adjustment, which creates the chassis texture of Mercedes-Benz quality. The 350 prototype special edition comes standard with a rear wheel active steering system up to 10 degrees, and the turning diameter is as low as 10.7 meters, which gives the new EQE the flexibility comparable to that of a compact car. When the speed is less than 60 km/h, the rear wheel and the front wheel rotate in the opposite direction, and they can freely shuttle through the narrow roadway; When the speed exceeds 60 km/h, the rear wheel and the front wheel rotate in the same direction, and high-speed cornering or emergency lane change can be handled with equanimity; When the automatic parking function is turned on to drive out of the parking space, the front and rear wheels can also rotate at the same angle, so that the vehicle can walk out of the street in a "dressage".

People-oriented exclusive configuration of digital technology has been fully upgraded.

The new EQE inherits many people-oriented technology configurations of EQS, and at the same time, it also upgrades many exclusive configurations for the China market, in order to better meet the digital technology and localization functions of China customers’ usage habits and empower them for a better trip.

Zero-level operation scene push: The new EQE is equipped with a "zero-level interface", which always puts the core functions at the top of the desktop. Car owners can also log in individual user settings with fingerprints, open an efficient digital experience at the touch of their fingertips, and enjoy the convenience brought by many localized applications. In addition, the upgraded "mind-reading assistant" can intelligently push according to customers’ usage habits, and at the same time, it can realize domestic leading full-scene function recommendation, such as accepting Tencent video push at any time while waiting for parking and charging. The new EQE also supports wireless CarPlay screen projection function, which seamlessly projects the mobile phone interface in full screen, making the interaction more diverse and convenient.

Deep integration of customized navigation: The new EQE is equipped with high-tech customized navigation, and the functions of EQ optimized navigation, AR real-life crossing navigation and other aircraft are deeply integrated with the navigation system. AR real-life navigation can accurately distinguish the correct navigation entrance, and the navigation system can also accurately distinguish the parking floor, showing the brand temperature on the basis of technology. After the upgrade of "Mind-reading Voice Assistant", not only the intonation is more lifelike, but also the vehicle can recognize the combined instructions and listen to them in 15 seconds, and provide encyclopedia material interaction, so that voice control can open the world at any time.

Quiet, fresh and exclusive upgrade: The new EQE provides rear seats optimized for China customers, as well as front-row bilateral sound insulation glass and vehicle acoustic package as standard in China. It is also equipped with HEPA high-efficiency filtration system with a filtration effect of 99.75% in the "Changxin Air Shield", providing a cabin space that is always quiet and fresh. According to the localization needs of customers in China, the new EQE provides up to 10 local exclusive upgrade configurations, including rear gentleman function, rear central armrest, rear sunroof sunshade button, comfortable rear headrest, etc., so that every driver and passenger can enjoy exclusive luxury travel experience.

The new EQE is an important milestone on the road of Mercedes-Benz’s "all-electric" transformation, announcing the acceleration of the electrification process. As the 4 millionth car rolled off the production line in Beijing Benz factory, the new EQE was made in Shunyi factory. Beijing Benz Shunyi Factory strictly implements "Made in China, Global Quality" and has four characteristics: digitalization, flexibility, high efficiency and sustainability, and implements the enterprise’s sustainable development commitment and carbon-neutral production target. Beijing Benz Shunyi Factory reduces energy consumption through advanced production technologies and measures such as dry painting and ground source heat pump. Vigorously develop photovoltaic power generation and increase the proportion of self-made green energy; Beijing Benz also bought green electricity last year, becoming one of the first enterprises in Beijing to buy green electricity. The whole vehicle adopts a steel-aluminum hybrid body, and some structural parts of the body are made of 100% recyclable steel, effectively reducing the energy consumption output by 60%. Using more than 20% aluminum material can reduce the weight by 51.29 kg on the basis of ensuring structural strength, and NVH components can reduce the weight by about 14 kg on the basis of ensuring outstanding effect, further improving energy efficiency.

Although the test drive experience lasted only one day, Mercedes-Benz EQE left a deep impression on us in the actual driving. First of all, in terms of power output, Mercedes-Benz EQE feels linear output in economy and comfort mode, relaxed but not impatient, and can experience the smoothness of driving while driving. When switching to sports mode, with the personalized sound system, you can’t feel that this is a pure tram, with abundant power and sensitive acceleration. As a medium and large car with a length of nearly 5 meters and a wheelbase of more than 3 meters, the power steering and shock absorption adjustment of Mercedes-Benz EQE are very delicate, and the sense of stable control during steering is particularly practical, which can be seen as the heritage of an old luxury brand. After finely bumpy road sections, the chassis adjustment of Mercedes-Benz EQE makes us basically feel no vibration, but when passing through a large pothole road surface, the road feel will be clearer, but the front seats can absorb most of the vibration.

In addition, Mercedes-Benz EQE has added many practical functions in science and technology. For example, by integrating the real road with navigation tips through AR technology, we can clearly see the turn signs and street signs on the real road through the central control screen. This feeling is quite novel and interesting, and the guiding effect is very intuitive.

Mercedes-Benz EQE, which follows most designs and configurations of EQS, has done a remarkable job in appearance design, atmosphere creation, spatial layout, intelligent assistance and power adjustment. From this model, we can see the intention and determination of Mercedes-Benz, a luxury brand, in electric transformation.

Text |shanghai auto news

The recent recall of Tesla was interpreted by many people as that the relevant departments may be preparing for the release of the FSD (fully automatic driving function) that Tesla is proud of in China.

At present, Tesla has not opened FSD in China. Previously, there have been many rumors that Tesla FSD will be released in China. Chu Ruisong, general manager of Baidu Smart Car Division, believes that FSD will enter the China market this year or next year, and it will be opened on a large scale in 2025. Recently, more "signs" show that FSD will enter the China market this year. A few days ago, the relevant person in charge of the Intelligent Manufacturing Promotion Department of the Shanghai Economic and Information Committee introduced that in the next stage, Shanghai will further deepen its cooperation with Tesla and promote the layout of functional sectors such as autonomous driving and robots in Shanghai.

If this catfish, which represents the intelligence of automobiles, is really introduced into the China market, can it produce the catfish effect again?

Before answering this question, it is necessary for us to discuss: Is FSD the benchmark of the autonomous driving industry, or is it simply drawing cakes?

The argument has never stopped, and the real reason lies in "value for money"

The controversy surrounding FSD begins with its name.

Tesla FSD literally means Full Self-Drive, which is actually an upgraded version of the automatic assisted driving function. FSD is not installed on the vehicle to realize fully automatic driving, but it can be realized through wireless software update later. FSD is a fully automatic driving option launched by Tesla. Compared with the Autopilot function of Tesla’s current loading application, the function of FSD is more advanced, and it can realize the functional requirements such as automatic parking, automatic lane change assistance, traffic signal light recognition and automatic response, intelligent call of parking lot, etc., and can realize the "automatic driving" function through software subscription.

With the advent of FSD, American consumers have been questioning it constantly, and relevant departments in the United States have also investigated it many times.

Perhaps it is more convincing to use the exaggeration of Apple co-founder Steve Wozniak in an interview with CNN recently: "If you want artificial intelligence to make mistakes and get a lot of claims, you will try to kill you every chance, then you can buy a Tesla."

Then, since everyone is an assisted driver, apart from the name dispute, why are other models not as controversial as Tesla?

In addition to Tesla’s large number of vehicles and intelligent driving function is its main selling point, to put it bluntly, it is still a question of money. Tesla FSD is available as an option, and the autopilot subscription was released in the United States last year. The business model of Tesla’s automobile business further extends from sales revenue. Through the software charging model, a car can contribute revenue to the company throughout its life cycle, and FSD is the company’s most important payment software.

Do you understand? If you charge a lot of money, you must accept the responsibility of consumers to be more picky.

Is FSD the "ceiling" of domestic autonomous driving?

In the automotive industry, Tesla first applied Transformer to the intelligent driving of production vehicles, one to two years earlier than other companies. Transformer is a neural network model that makes the whole AI industry boil (Transformers). Prior to this, the perceptual algorithm module of assisted driving mainly ran convolutional neural network CNN. In 2022, Tesla launched an Occupancy Network that can detect general obstacles at the new AI Day.

In short, the advantage of Tesla scheme is that it can make judgments and decisions faster without relying on high-precision maps. The core idea of evolution is to be faster and more accurate.

Tesla’s system will hardly be "broken". Many testers’ videos on the network are shot in complex urban road scenes. Some road conditions are as complicated as big cities in China, but it is obvious that Tesla FSD has made progress.

At present, many independent brands have realized the functions of automatic lane change, automatic overtaking and automatic on-off ramp, and the whole driving process is very coherent. The two are different in implementation. Tesla has always advocated the vision radar scheme, while the current mainstream practice of independent brands is to achieve high-order driving assistance through laser radar and high-precision maps. At the same time, these car companies will also cooperate with visual radar and millimeter-wave radar to make up for some scenes that lidar can’t cope with. However, because it relies heavily on high-precision maps, the high-order driving assistance function will not be realized after losing high-precision maps.

In order to get rid of the heavy dependence on maps, companies such as Ideality, Tucki and Huawei have begun to actively develop high-level driver assistance functions with heavy perception. From this point of view, these companies have more or less defaulted to Tesla’s "master" role.

According to the latest news released by BYD, the new head of BYD’s intelligent driving is in place, directly aiming at the high-end high-speed navigation function and "benchmarking" the Tesla FSD experience. The high-speed NOA, the first product after the adjustment of BYD’s intelligent driving system, is said to be mass-produced and listed this year. The most important thing is the core algorithm, which is developed by BYD, not purchased.

FSD, once again as a catfish?

Once upon a time, Tesla, as a new energy vehicle, was introduced into the relatively closed traditional automobile market in China. As a result, with the policy blessing, the deduction of various kinds of capital and the change of consumers’ concept, no one could have imagined that this catfish would make new car-making forces rise one after another, and the penetration rate of the new energy vehicle market increased by leaps and bounds, which even caused great changes in the automobile industry in China and the world.

Nowadays, autonomous driving is facing a dilemma: L4-level autonomous driving is far away, and many enterprises that originally specialized in L4-level autonomous driving began to descend to L2 or L2+.

The reporter believes that if the government wants to find an opportunity to "break the game" in the field of automobile intelligence, re-find the power point and make autonomous driving accepted by ordinary consumers faster, it is a good way to let Tesla FSD "catfish" enter the market as soon as possible.

However, the problem is that it is difficult for Tesla’s FSD to regain the glorious course of Tesla’s first entry into the China market. There are three main reasons: First, when the new energy vehicles represented by Tesla just emerged, the sound of optimism was basically higher than that of pessimism around the world. I remember that in addition to the energy crisis at that time, many people bought Tesla new energy vehicles, which represented a fashion life attitude and a public interest in environmental protection. At present, FSD has been questioned all over the world.

Second, the development of new energy vehicles can be said to be promoted by the full policies of governments in various countries, especially in China, which has great support and the most outstanding achievements. However, at present, due to regulatory difficulties in autonomous driving, governments of various countries have different attitudes, and China may gradually encounter regulatory difficulties with the rapid growth of the number of consumers participating in autonomous driving applications.

Third, in terms of technology, capital and even regulations, can Tesla’s FSD really make people abandon painting cakes?

Painting cakes? Still have enough tolerance for it.

The research and development cycle is long, it is difficult to land, and the return is far away … Autopilot companies and their shareholders have to re-examine the benefits behind them. Especially in the context of economic downturn, limited supply chain and rising raw material prices.

Doug Field, Ford’s chief senior product development and technology officer, said that it is "more difficult than landing on the moon" to achieve autonomous driving in a dense urban environment. Wang Chuanfu, the boss of BYD, said: "Now the so-called’ automatic driving’ is held hostage by capital. I think that at the end of the development of autonomous driving, at most,’ advanced assisted driving’ can be achieved, and that’s all. When you are sleepy and reading short messages, reduce the probability of accidents. There will definitely be accidents and injuries, but the responsibility must always be borne by the owner himself. "

Transformer has rigid requirements on data size. If the data size does not meet the requirements, the performance will be worse than CNN. Therefore, the premise of switching to Transformer is that enough data can be obtained to feed it.

In this regard, Tesla has greater advantages as a car company with a high number of intelligent vehicles, but this is only the beginning. Because it is one thing to collect more and higher quality data, it is another to use them to train a strong enough model. Training a large model of massive parameters in massive data requires a lot of computing power, and only a large cloud computing center can be competent.

In 2022, in order to occupy the network for training, Tesla used 1.44 billion frames of video data, with a data volume of more than 30PB, and its self-developed DOJO supercomputer is still in the development state.

Moreover, at present, almost all chip factories provide smart driving chips on the car side, which are not prepared for Transformer.

It is a fact that even the breakthroughs such as Transformer, BEV and occupied network, which make the industry chase after each other, are still mainly solving the perception problem of intelligent driving vehicles, and there are still difficult decision/regulation links in the complete intelligent driving technology framework.

From the data, computing power, chips to the legal level, we can roughly draw the conclusion that even if it is as strong as Tesla, it is obviously painting a cake if we want to realize the true FSD (full automatic driving L5 level), and what we can do at present can only be an infinite "+"after L2 level.

Of course, it may also bring about the final change, but I don’t know the specific time.

For consumers, on the premise of ensuring safety, an infinite plus sign after L2 level means a better consumer experience.

The question is, how many enterprises can wait in the face of the journey with no end in sight? Do they really need to cope with this competition?

It’s really fragrant to have a charging pile at home, and the electricity bill is 160 yuan for two months. If you use oil, you can turn on the air conditioner in the urban area for more than eight times, but it will be enough if you don’t use oil and electricity. If you are afraid that the gasoline will expire, you will deliberately use it and add a new one. The mileage in pure electric mode is short and you can travel 100 kilometers.

Mercedes-benz, there is no room to say, and the same level feels the biggest. Moreover, I am mainly engaged in business, so I am the most satisfied with the space and design of Mercedes-Benz. The car weighs more than 2.2 tons. Because I often drive alone, it is still easy to accelerate and overtake. The big target is domineering at first sight, and it feels too commercial to set up the standard. I especially like the two ribs on the front engine room cover, which is very stereoscopic from the side.

The only thing the interior doesn’t like is that the new car smells a little strong, and everything else gets full marks. After all, how many Mercedes-Benz cars are not for the interior and the trident star emblem? Buying a car is uncomfortable, maintenance is expensive, insurance is expensive, and fuel consumption is not economical. The price/performance ratio is really out of the question. CarPlay is not full-screen, and both sides are ugly. After several uses, I don’t want to use it. It’s convenient to make a phone call without using it. Bluetooth plays music and comes with a map of Gaode, which can be controlled by voice.

Steady control. Actually, I want to get on the four-wheel drive 260. Really can’t wait for the car! I ordered 300 at first, and I didn’t have a car. It took two months to send a 350, so I changed it directly. The car weighs a little 2.2 tons. Mercedes-Benz chassis is very solid. I really want to cut into a sports mode and run. However, the road here is not strong, and the air suspension is really comfortable. It is a problem to filter the potholes, small stones and seat lumbar supports in the comfortable mode. After driving for a long time, the small partners in the group say so, and they don’t know what is going on. The seat is wide enough. Basically, the body contact parts are made of soft materials. The steering wheel feels quite good and very good. Thanks to the air suspension, the rear row is also very comfortable. Except that the rear row cannot be adjusted, and there is no electric sunshade, a 50w car will die if it is added with a sunshade. Air conditioning is still not as good as Japanese cars. To be honest, I often drive it to 20 degrees before I feel cold. The noise of this car can’t be said. The noise of the engine goes directly to the cab, and it’s ugly, so I usually turn on the music directly, because the rear tire is 275 tires wide, and the high-speed tire noise is also obvious. Noise control is really unacceptable. Then the brakes were empty, and the first quarter had no strength, and then suddenly it was so strong that it was uncomfortable. Unfamiliar people certainly can’t drive well, but they feel more linear. The brake disc may be large in front and back because of the weight of the car. If you can change it to a perforated plate in the future.

This car has only these 13 shortcomings:

The first is that the Internet of Vehicles operator is Unicom, and the signal is not good, so it cannot be replaced.

The second is that the after-sales service of the 4s shop is too poor. When buying a car, the seller said that the charging pile can be installed immediately after picking up the car. It has not been installed for more than two months, but it has been said that it is out of stock, and various calls have not been solved.

The third is that the sound of pure oil mode is no different from that of tractor.

The fourth is that it is really inconvenient to travel without a spare tire.

Fifth, the trunk is too small.

Sixth, the seat is not genuine leather.

Seventh, the smell inside the car is a bit strong. This price is really not worth it, just to buy a logo.

Eighth, the engine horsepower is a little small, the exercise mode is very expensive and the fuel tank is too small.

The ninth is that the screen installation is so ugly that it looks like adding it.

The tenth is the reduction! Too much castration, electric tailgate, seat ventilation, electric adjustment, central control panel atmosphere light, electric adjustment of steering wheel, etc., click and it’s gone! It is said that the next batch of cars will lose even wireless charging, alas. 500 thousand cars don’t have electric tailgates. I won’t believe anyone if I tell them!

The eleventh cup rack will affect the use of wireless charging.

There is a water cup holder in the back row of the twelfth row. You said that both of them are holding coffee, and who is holding it? Guess boxing?

The space in the thirteenth trunk is too small because of the battery pack, so I can’t put the driver’s car in it. I watched the driver’s car learning geometry space in the trunk with my blurred eyes in the cold wind. As soon as I got drunk, it was special! … put it in the back row …